Overview
ServisFirst Bancshares, Inc. is a bank holding company whose principal business is conducted through ServisFirst Bank. It provides commercial and consumer banking, including loans, deposit accounts, treasury and cash-management services, and digital banking; it also serves other financial institutions through correspondent banking. The company describes its mission as pairing the products, services and technology of a large bank with personalized service and local decision-making.[1][2][3]
Headquartered in Birmingham, Alabama, ServisFirst Bank reported 33 full-service offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia at year-end 2025, and announced expansion into Texas that December.[2][4][5] The latest reported annual figures are for FY2025: $535.2 million in net interest income, $27.2 million in noninterest income and 666 full-time-equivalent employees at year-end. At June 30, 2026, the company reported $18.35 billion in assets.[6][7][8] [1][2][3][4][5][6][7][8][3][5]
Products & services
ServisFirst offers commercial and small-business lending, including commercial lines of credit, seasonal, bridge and term loans, and financing for property, equipment, inventory, business expansion and working capital. Commercial real-estate loans cover owner-occupied and non-owner-occupied properties; typical terms are five years or less, with fixed or adjustable rates. Construction and development loans generally run 12–36 months and may finance pre-sold or speculative projects.[9][10][11] Business services include checking and corporate accounts, business debit and credit cards, commercial purchasing cards, and treasury-management tools such as ACH origination, domestic and international wires, remote deposit, sweeps, lockbox, Positive Pay and eStatements.[12][13][14]
Consumer offerings include checking accounts, savings and money-market accounts, Visa check/ATM cards and personal credit cards; online and mobile banking provides account access, transfers and bill pay, with mobile check deposit available.[15][16][17] Mortgage products include conventional fixed-rate and adjustable-rate, FHA, jumbo, VA and affordable-housing loans; the filing also identifies 1–4 family, second-mortgage and residential construction lending, with most long-term fixed-rate mortgages sold into the secondary market.[18][19] Correspondent banking services include deposit accounts, funds transfers, federal-funds management, settlement solutions and correspondent credit.[20]
At year-end 2025, the loan portfolio comprised commercial, financial and agricultural loans (22.97%), construction loans (10.64%), owner-occupied commercial real estate (20.00%), 1–4 family mortgages (12.21%), non-owner-occupied commercial real estate (33.61%) and consumer loans (0.57%).[21] The company reports one operating segment and does not disclose product revenue as a percentage of total revenue.[22] [9][10][11][12][13][14][15][16][17][18][19][20][21][22][12][13][14][16][17][19][20]
Geographic presence
ServisFirst Bancshares is headquartered in Birmingham, Alabama. At December 31, 2025, its bank operated 33 full-service offices across Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia, as well as a loan-production office in Florida. The company reported that most of its deposits were drawn from, and most of its lending took place in, these markets. It announced an expansion into Houston, Texas, in December 2025 and opened a new office in Panama City, Florida, on May 15, 2026; the 2025 office count does not reflect a later revised total.[2][4][5][23]
At year-end 2025, commercial real-estate loans were concentrated in Alabama ($2.255 billion; 30.8% of the category), Florida ($1.957 billion; 26.7%), Georgia ($0.911 billion; 12.4%), Tennessee ($0.655 billion; 8.9%), South Carolina ($0.311 billion; 4.2%), North Carolina ($0.275 billion; 3.7%) and Virginia ($0.148 billion; 2.0%). The remaining $0.832 billion (11.3%) was classified as “Other.” These figures relate to commercial real-estate loans, not the entire loan portfolio.[24] [2][4][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][24][5][23]
Business segments
ServisFirst Bancshares reports one operating segment: its consolidated banking operations. Management assesses performance on a bank-wide basis; the company does not report separate segments for regions or business lines. The single reported segment therefore represents 100% of reported segment operations, but no contribution percentages are disclosed for individual activities.[25][22]
The segment encompasses commercial, consumer and other lending; deposit-taking; electronic, online and mobile banking; treasury and cash management; and correspondent banking services. These are banking activities, not separately reported segments.[26][27] [25][22][26][27]
Company history
ServisFirst Bank was founded in Birmingham, Alabama, by Tom Broughton and began banking on May 2, 2005. ServisFirst Bancshares, Inc., the bank’s holding company, was formed in August 2007.[28][29][1]
The bank expanded from Alabama into nearby markets, opening offices in Huntsville in 2006, Montgomery in 2007, Dothan in 2008, Pensacola in 2011, Mobile in 2012 and Nashville in 2013.[30] In 2015, ServisFirst Bancshares acquired Metro Bancshares, adding to its presence in Atlanta; that year it also entered South Carolina and opened in Atlanta.[31][30]
Subsequent expansion included Tampa Bay in 2016, Orlando in 2021, Charlotte in 2022 and Virginia Beach in 2023.[30][32][33][34] The company announced entry into the Houston market in 2025 and opened a Panama City, Florida office in 2026.[5][23] [28][29][1][30][31][32][33][34][5][23][28][29][30][31][32][33][34][5][23]
Sources
- ServisFirst Bancshares, Inc. — Full financial report (2025 Y)
- servisfirstbank.com[3]
- servisfirstbank.com[5]
- ServisFirst Bancshares, Inc. — Full financial report (2026 Q 2)
- servisfirstbank.com[12]
- servisfirstbank.com[13]
- servisfirstbank.com[14]
- servisfirstbank.com[16]
- servisfirstbank.com[17]
- servisfirstbank.com[19]
- servisfirstbank.com[20]
- servisfirstbank.com[23]
- ServisFirst Bancshares, Inc. — Press release (2026 Q 2)[27]
- www.servisfirstbancshares.com[28]
- banks.data.fdic.gov[29]
- www.servisfirstbancshares.com[30]
- www.servisfirstbancshares.com[31]
- www.servisfirstbancshares.com[32]
- www.servisfirstbancshares.com[33]
- servisfirstbank.com[34]
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