RENAISSANCERE HOLDINGS LTD

Overview

RenaissanceRe Holdings Ltd. is a Bermuda-based global property-and-casualty reinsurance and insurance company. Its core business is organized into Property and Casualty and Specialty segments, with offerings that include catastrophe and other property reinsurance, casualty and specialty reinsurance, and insurance solutions. The company was founded in Bermuda in 1993.[1][2]

RenaissanceRe describes its purpose as protecting communities and enabling prosperity, and its mission as matching desirable risk with efficient capital. It serves markets across the Americas, Europe and other international locations, with offices in Bermuda, Australia, Canada, Europe, Singapore, the UK and the U.S.[3][4] For fiscal 2025, it reported $11.74 billion in gross premiums written. Its latest employee figure located was 945 worldwide as of February 7, 2025.[1][5] [6]+8

Products & services

RenaissanceRe offers property catastrophe reinsurance, primarily excess-of-loss and retrocessional coverage that protects insurers and reinsurers against losses above specified attachment points, up to contractual limits. Covered perils include hurricanes, earthquakes, windstorms, floods, fires, winter storms, tornadoes, explosions and terrorism. Policies may cover property damage as well as business interruption and other non-property losses, on a worldwide or geographically limited basis. Other Property offerings include proportional reinsurance, property-per-risk reinsurance, property insurance and reinsurance, delegated-authority arrangements, and regional U.S. multiline reinsurance.[10][11]

Casualty & Specialty products include general casualty (auto liability, casualty clash, employers’ liability, umbrella and excess casualty, workers’ compensation, and general liability); professional liability (directors’ and officers’, medical malpractice, professional indemnity, and transactional liability); credit (financial guaranty, mortgage guaranty, political risk, surety, and trade credit); and other specialty lines including accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism.[12]+3 In 2025, Property represented 42.1% of gross written premiums and Casualty & Specialty 57.9%; within those segments, catastrophe was 67.1% of Property premiums, while other specialty, general casualty, credit, and professional liability represented 34.6%, 31.6%, 18.0%, and 15.8% of Casualty & Specialty premiums, respectively.[7]+2

The company’s REMS© capability supports contract pricing and exposure management, including risk-and-return analysis, risk capture, correlation, portfolio aggregation, and capital allocation across natural and non-natural hazards; it combines proprietary software and industry data and can represent perils or geographies beyond those in commercial natural-hazard models.[18][19] Through Capital Partners, RenaissanceRe forms and manages joint ventures and managed funds, structures reinsurance transactions to assume or cede risk, and provides third-party capital management. DaVinci, a managed joint venture formed by RenaissanceRe, supplies additional global capacity for property catastrophe and certain casualty and specialty reinsurance.[20][21] [10]+16

Geographic presence

RenaissanceRe is headquartered in Bermuda. Its latest reported geographic underwriting breakdown is for FY2025 and measures gross premiums written (GPW) by territory of coverage exposure, not revenue by customer location. U.S. & Caribbean coverage represented $6.290 billion, or 53.5% of total GPW, across Property and Casualty & Specialty. Other reported territories included worldwide, Europe, Japan, and Australia & New Zealand; the filing also lists worldwide excluding U.S. and other categories.[22] Total FY2025 GPW was $11.738 billion.[7]

The latest available filing, for the six months ended June 30, 2026, reports $6.473 billion of GPW but does not provide an updated geographic breakdown.[23] RenaissanceRe’s official office directory lists locations in Bermuda, the U.S., the U.K., Singapore, Australia, Canada, Ireland, Liechtenstein, Luxembourg, and Switzerland.[4] The company identifies Bermuda, the U.S., Switzerland, and the U.K. as significant tax jurisdictions.[24] [22]+4

Business segments

For 2025, RenaissanceRe reported two insurance segments. **Property** generated approximately 42% of company gross premiums written (GPW): $4.942 billion of $11.738 billion. It comprises catastrophe property (about 67% of Property GPW) and other property (about 33%).[7][16]

**Casualty and Specialty** generated approximately 58% of company GPW ($6.796 billion). Its reported business classes were general casualty (about 32% of segment GPW), professional liability (16%), credit (18%), and other specialty (35%). Segment shares use company-wide 2025 GPW as the denominator; class shares use the respective segment’s GPW.[7][17] [7]+2

Company history

RenaissanceRe Holdings Ltd. was incorporated in Bermuda on June 7, 1993, with James N. Stanard and Neill A. Currie identified as its founders; the company began as a property-catastrophe and specialty reinsurer.[2][25] Its shares began trading on the New York Stock Exchange in 1996.[26] In 2001, it established DaVinci Re with State Farm and other investors, adding a joint-venture reinsurance platform; in 2009, it expanded into the Lloyd’s market through Syndicate 1458.[27][28]

Leadership passed from Stanard to Currie in 2005, and from Currie to Kevin J. O’Donnell in 2013.[29][30] The company expanded through its 2015 acquisition of Platinum Underwriters, followed by the 2019 acquisition of Tokio Millennium Re’s treaty reinsurance businesses.[31]+2 In 2023, it completed the acquisition of Validus from AIG, adding Validus Re and other reinsurance and specialty operations.[34]+2 [31]+12

Sources

• www.sec.gov[1]
• investor.renre.com[2]
• www.renre.com[3]
• www.renre.com[4]
• investor.renre.com[5]
• RENAISSANCERE HOLDINGS LTD — Full financial report (2025 Y)
  19 citations

  [6][7][8][10][11][12][13][14][15][16][17][18][19][20][21][22][24][35][36]
• investor.renre.com[9]
• RENAISSANCERE HOLDINGS LTD — Full financial report (2026 Q 2)[23]
• investor.renre.com[25]
• investor.renre.com[26]
• investor.renre.com[27]
• www.sec.gov[28]
• www.sec.gov[29]
• investor.renre.com[30]
• RENAISSANCERE HOLDINGS LTD — Full financial report (2015 Y)[31][32]
• RENAISSANCERE HOLDINGS LTD — Full financial report (2019 Y)[33]
• RENAISSANCERE HOLDINGS LTD — Full financial report (2023 Y)[34]