Overview
Radian Group Inc. is an insurance group whose core businesses are U.S. private mortgage insurance and, following its 2026 acquisition of Inigo, global specialty insurance and reinsurance. Its mortgage insurance primarily covers U.S. residential first-lien mortgages, while its specialty business underwrites a range of risks through Lloyd’s Syndicate 1301, including property and casualty risks. Radian has also described plans to divest its Mortgage Conduit, Title and Real Estate Services businesses, marking a strategic focus on mortgage and specialty insurance.[1][2][3]
Radian states that it aims to expand access to affordable, responsible and sustainable homeownership; its broader company tagline emphasizes transforming risk and uncertainty into confidence. The company reported 2025 revenue of approximately $1.2 billion and had approximately 900 employees at year-end 2025. Its reach combines a U.S.-focused mortgage insurance business with Inigo’s international specialty insurance and reinsurance operations.[4][5][6][7] [1][2][3][4][5][6][7][6][7]
Products & services
Radian’s mortgage-insurance products include primary mortgage insurance, which covers specified portions of losses on individual insured loans, and pool mortgage insurance, which covers groups of mortgages subject to stop-loss and/or deductible terms. Coverage options include borrower-paid or lender-paid monthly premiums and single-premium plans, as well as CustoMIze SplitEdge® and programs for construction-to-permanent, high-balance, and eligible medical-professional loans.[8][9][10]
Through Lloyd’s Syndicate 1301, Radian also offers specialty insurance and reinsurance across property, casualty, financial lines, cyber, war and terrorism, and natural resources.[11][12] Mortgage-related services include rate quotes, origination and servicing resources, online tools, technology integrations, and training. Radian Mortgage Capital also acquires and sells residential mortgage loans.[8][13]
The company’s reporting does not provide revenue shares for individual products or plans. Its 2026 second-quarter filing reports revenue by business segment rather than by product.[8][14] [8][9][10][11][12][13][14][10][12][13]
Geographic presence
Radian Guaranty’s mortgage-insurance operations are authorized across all 50 U.S. states, the District of Columbia and Guam. At year-end 2025, Texas represented 10.5% of its risk in force; the largest metropolitan-area concentrations included New York, Chicago, Washington, D.C., Dallas–Fort Worth and Houston. These figures reflect insured risk, not revenue by geography.[15][16]
After acquiring Inigo in February 2026, Radian also had global specialty insurance and reinsurance reach: Inigo accesses U.S. and other international markets through Lloyd’s worldwide distribution network. The available reporting does not provide country- or region-level revenue shares.[17][18][19]
Radian’s corporate headquarters is in Wayne, Pennsylvania. Its careers site also lists U.S. offices in Cherry Hill, New Jersey; Bethesda, Maryland; Denver, Colorado; Coraopolis/Pittsburgh, Pennsylvania; Midvale, Utah; and New York, New York. The reviewed sources do not specify employee distribution by location.[20][21][22] [15][16][17][18][19][20][21][22]
Business segments
Radian Group Inc. reported one reportable segment in its FY2025 filing: **Mortgage Insurance**. It provides private mortgage insurance on residential first-lien mortgage loans to mortgage lending institutions and mortgage credit investors. As the sole reportable segment, Mortgage Insurance accounted for approximately 100% of reported reportable-segment revenue in FY2025.[23]
Mortgage Conduit, Title and Real Estate Services were previously included in “All Other”; following the September 2025 divestiture plan, their results were classified as discontinued operations for all periods presented rather than as current reportable segments.[24] [23][24][25]
Company history
Radian’s roots date to 1977, when Commonwealth Mortgage Assurance Company (CMAC), a predecessor to Radian Guaranty, was founded. CMAC Investment Corporation went public in 1992, and CMAC merged with Amerin in 1999 to form Radian in its present corporate form.[26][27] In 2001, Radian acquired Enhance Financial Services Group, expanding its financial-guaranty and reinsurance operations.[28]
Radian acquired mortgage-services company Clayton Holdings in 2014, then sold Clayton Services in 2019.[29][30] In 2026, Radian completed its acquisition of Inigo, a Lloyd’s specialty insurer, marking a significant expansion beyond its mortgage-insurance roots.[31][32] [26][27][28][29][30][31][32]
Sources
- RADIAN GROUP INC — Full financial report (2025 Y)
- RADIAN GROUP INC — Full financial report (2026 Q 1)[2]
- RADIAN GROUP INC — Press release (2025 Y)[5]
- stockanalysis.com[6]
- www.radian.com[7]
- RADIAN GROUP INC — Full financial report (2026 Q 2)
- www.radian.com[10]
- www.radian.com[12]
- www.radian.com[13]
- careers.radian.com[22]
- www.sec.gov[25]
- www.radian.com[26]
- www.radian.com[27]
- www.radian.com[28]
- www.radian.com[29]
- www.radian.com[30]
- www.radian.com[31]
- www.radian.com[32]
Continue your research
From company context to financial detail.
Explore original sources and worldwide fundamental financial data and intelligence with Finbar.
Explore RADIAN GROUP INC in Finbar ↗