Overview
Old Republic International Corporation is a U.S.-based insurance holding company operating through two principal segments: Specialty Insurance and Title Insurance. Its specialty business primarily provides commercial property-and-casualty coverage, including commercial auto, workers’ compensation, property and liability insurance; its title business provides title insurance and related services.[1][2][3][4]
The company serves businesses and other customers across the United States and Canada, with specialty coverage focused on sectors such as transportation, construction, healthcare, education, manufacturing and energy.[5][6] Old Republic describes its mission as providing specialty insurance solutions and building stakeholder trust through expertise and reliability.[7]
Founded in 1923, Old Republic reported total revenue of $9.136 billion for fiscal 2025; revenue for the six months ended June 30, 2026 was $4.903 billion.[7][8][9] The company reported nearly 10,000 associates across North America in 2023, a historical scale indicator.[10] [1][2][3][4][5][6][7][8][9][10][6][7][10]
Products & services
Old Republic International offers Specialty Insurance products for commercial customers, including commercial auto, workers’ compensation, property, general liability, general aviation, directors’ and officers’ indemnity, fidelity and surety indemnities, and home and auto warranties.[3] In 2025, commercial auto accounted for 42.1% of the segment’s net premiums earned, followed by workers’ compensation (17.0%), property (13.4%), general liability (8.4%), financial indemnity (6.9%), home and auto warranty (6.5%), and other coverages (5.7%).[11] Specialty Insurance also provides claims handling and related risk-control services.[12]
The company’s Title Insurance products include lender policies, which protect a mortgage lender’s interest, and owner policies, which protect an owner’s title interest; each is issued for a one-time premium.[13] Associated services include escrow and real-estate or mortgage settlement, tax-deferred property exchanges, and electronic recording.[12][14][15] [3][11][12][13][14][15]
Geographic presence
Old Republic International’s 2025 direct premiums written were concentrated in the United States (98.6%); foreign premiums were 1.4%, principally from Canada. The company’s U.S. premium mix was Southeast 22.1%, Western 14.5%, Southwest 14.1%, Northeast 11.7%, East North Central 11.5%, West North Central 9.3%, Mountain 8.0%, and Mid-Atlantic 7.4%. These figures describe direct premiums written, not revenue by country.[16][17] [16][16][16][16][16][16][16][16][16][16][17]
Business segments
Old Republic International reports two operating segments: Specialty Insurance and Title Insurance. Specialty Insurance accounted for approximately 64.4% of 2025 total premiums and fees ($5,184.8 million of $8,052.9 million). It provides property and liability insurance primarily to commercial clients, including commercial auto, workers’ compensation, property, general liability, aviation, directors’ and officers’ liability, fidelity and surety, and home and auto warranties.[18][19][3]
Title Insurance accounted for approximately 35.5% of total premiums and fees ($2,858.6 million). Its business principally involves issuing title insurance policies to real-estate purchasers and investors, covering specified title defects, liens and encumbrances. The filing also presents Corporate & Other separately, representing about 0.1% of premiums and fees ($9.4 million); it is not identified among the two reportable segments in the company’s segment-performance disclosure.[19][20][21] [18][19][3][20][21]
Company history
Founded in 1923, Old Republic expanded into title insurance in 1978 through an acquisition that formed the basis of its title business. In 1985, it established Old Republic Risk Management and acquired Great West Casualty Company and BITCO, broadening its specialty-insurance operations. The company has been listed on the New York Stock Exchange since 1990.[10][22]
In 2010, Old Republic completed its merger with PMA Capital. In 2022, its title subsidiary acquired the operating assets of Mountain View Title & Escrow and Veritas Title Partners. The company marked its centennial in 2023. More recently, it agreed to acquire Everett Cash Mutual in 2025, and the acquisition became effective July 1, 2026.[23][24][25][10][26][27] [10][22][23][24][25][26][27]
Sources
- OLD REPUBLIC INTERNATIONAL CORP — Full financial report (2025 Y)
- ir.oldrepublic.com[6]
- oldrepublic.com[7]
- OLD REPUBLIC INTERNATIONAL CORP — Full financial report (2026 Q 2)[9]
- ir.oldrepublic.com[10]
- oldrepublic.com[14]
- quapresentation.oldrepublictitle.com[15]
- ir.oldrepublic.com[22]
- www.sec.gov[23]
- ir.oldrepublic.com[24]
- ir.oldrepublic.com[25]
- ir.oldrepublic.com[26]
- ir.oldrepublic.com[27]
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