Overview
Mizuho Financial Group, Inc. is a Japan-based bank holding company whose group provides banking, trust banking, securities and other financial services. Its activities include lending and cash management, capital-markets financing, investment banking and asset management for individuals, businesses and institutional clients. Mizuho states its purpose as “Proactively innovate together with our clients for a prosperous and sustainable future.” [1][2][3][4]
Mizuho operates in approximately 40 countries and regions, with 109 offices outside Japan. It reported approximately 65,000 employees as of March 31, 2025, and ¥9.03 trillion in consolidated ordinary income for the year then ended.[5][6][7] [1][2][3][4][5][6][7]
Products & services
Mizuho Financial Group offers personal banking products through Mizuho Bank, including ordinary and time deposits, home loans, unsecured card loans, investment trusts and NISA investment accounts. Mizuho Direct provides online balance inquiries, transfers and access to deposit and investment services. Its payment products include Mizuho Wallet for contactless and QR-code payments, J-Coin Pay for payments and person-to-person transfers, and the Mizuho Mileage Club Card, which combines a cash card and credit card.[8][9][10][11][12][13][14][15]
For businesses, Mizuho provides syndicated loans, project and structured finance, trade finance and cash-management services. Its trade-finance offerings include letters of credit, invoice discount finance and supply-chain finance; Mizuho Global e-Banking supports online account inquiries and cash management across accounts. Mizuho Securities provides equity and bond financing and M&A advisory, while Mizuho Trust & Banking offers corporate pension plan design and administration, asset custody and investment-related trust services.[16][17][18][19][20][21][22] [8][9][10][11][12][13][14][15][16][17][18][19][20][21][22]
Geographic presence
Mizuho Financial Group operates in Japan and across the Americas, Europe, and Asia/Oceania. It reports approximately 109 offices outside Japan in about 40 countries and regions. Its international locations include New York, London, Hong Kong and Singapore.[5][23][24][25]
For the year ended March 31, 2025, reported geographic revenue was ¥3,724.5 billion from the United States (45.6% of the total), ¥2,151.3 billion from Japan (26.3%), ¥1,206.6 billion from Asia/Oceania excluding Japan and other areas (14.8%), ¥840.6 billion from Europe (10.3%), and ¥246.9 billion from the rest of the Americas (3.0%). These are geographic allocations of consolidated revenue, rather than a measure of office-level sales. At that year-end, 75.5% of full-time employees were in Japan, 13.0% in Asia/Oceania excluding Japan and other areas, 7.1% in the Americas, and 4.4% in Europe.[26][27] [28][28][28][28][28][29][5][23][24][25][26][27]
Business segments
Mizuho Financial Group organizes its businesses into five in-house companies. Retail & Business Banking serves individuals and small and mid-sized businesses, principally in Japan, through banking, wealth-management and business-support services. Corporate & Investment Banking serves large Japanese companies with financing and investment-banking solutions. Global Corporate & Investment Banking provides corporate and investment-banking services to clients outside Japan, including support for cross-border business.[30]
Global Markets provides market products, sales and trading services and manages market-related balance-sheet risks. Asset Management offers investment products and management services to individual and institutional investors.[30] In the fiscal year ended March 2025, the five companies’ approximate shares of their combined gross profits were Retail & Business Banking 30%, Corporate & Investment Banking 23%, Global Corporate & Investment Banking 28%, Global Markets 18% and Asset Management 2%. These shares are calculated from reported in-house-company gross profits, rather than consolidated revenue.[31] [30][31]
Company history
Mizuho Financial Group emerged from the integration of three Japanese banks: Dai-Ichi Kangyo Bank, Fuji Bank and the Industrial Bank of Japan. They agreed to integrate in 1999 and established Mizuho Holdings in 2000. In April 2002, their banking operations were reorganized into Mizuho Bank and Mizuho Corporate Bank. Mizuho Financial Group, Inc. was established as the group’s holding company in January 2003.[32]
The two banks merged in July 2013 under the Mizuho Bank name, bringing the group’s principal banking operations together.[33] In 2016, Mizuho consolidated its U.S. operations under Mizuho Americas and combined several asset-management businesses to form Asset Management One.[34][35] Its later expansion in investment banking included the acquisition of U.S. advisory firm Greenhill in 2023.[36] [32][33][34][35][36]
Sources
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- www.mizuhogroup.com[6]
- www.mizuho-fg.co.jp[7]
- www.mizuhobank.co.jp[8]
- www.mizuhobank.co.jp[9]
- www.mizuhobank.co.jp[10]
- www.mizuhobank.co.jp[11]
- www.mizuhobank.co.jp[12]
- www.mizuhobank.co.jp[13]
- www.mizuhobank.co.jp[14]
- www.mizuhobank.co.jp[15]
- www.mizuhogroup.com[16]
- www.mizuhogroup.com[17]
- www.mizuhogroup.com[18]
- www.mizuhogroup.com[19]
- www.mizuhogroup.com[20]
- www.mizuhogroup.com[21]
- www.mizuhogroup.com[22]
- www.mizuhogroup.com[23]
- www.mizuhogroup.com[24]
- www.mizuhogroup.com[25]
- www.sec.gov[26]
- www.sec.gov[27]
- MIZUHO FINANCIAL GROUP INC — Full financial report (2025 Y)[28][29]
- www.mizuhogroup.com[30]
- www.mizuhogroup.com[31]
- www.mizuho-fg.co.jp[32]
- www.mizuhogroup.com[33]
- www.mizuhogroup.com[34]
- www.mizuhogroup.com[35]
- www.mizuhogroup.com[36]
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