# WSFS FINANCIAL CORP

Summary updated: 2026-10-02T13:45:56.265175Z
Canonical: https://finbar.com/research/companies/wsfs-financial-corp

## Overview

WSFS Financial Corporation is a Wilmington, Delaware-based savings and loan holding company whose principal subsidiary is WSFS Bank. It is a relationship-focused community banking company offering commercial and consumer lending, mortgages, deposit and treasury-management services, and wealth-management and trust services. Its Cash Connect business provides ATM, smart-safe and cash-logistics services nationally. [1](https://app.finbar.com/go?id=P33782088)[2](https://app.finbar.com/go?id=P36370605)[3](https://app.finbar.com/go?id=P48331484)

The company’s banking footprint is concentrated in Delaware, Pennsylvania and New Jersey, while its broader corporate footprint spans six U.S. states. As of June 30, 2026, it reported 114 offices, including 87 banking offices. Its stated mission is “We Stand for Service.” [4](https://app.finbar.com/go?id=P101129658)[5](https://app.finbar.com/go?id=P74602257)[6](https://www.wsfsbank.com/about/)

For 2025, WSFS reported approximately $1.066 billion in total net revenue, calculated from $726.1 million of net interest income and $339.9 million of noninterest income; year-end assets were $21.3 billion. An official company article published in September 2025 described its workforce as approximately 2,300 Associates. [7](https://app.finbar.com/go?id=T10929580)[5](https://app.finbar.com/go?id=P74602257)[8](https://www.wsfsbank.com/resources/a-commitment-to-service/)
[1](https://app.finbar.com/go?id=P33782088)[2](https://app.finbar.com/go?id=P36370605)[3](https://app.finbar.com/go?id=P48331484)[4](https://app.finbar.com/go?id=P101129658)[5](https://app.finbar.com/go?id=P74602257)[7](https://app.finbar.com/go?id=T10929580)[7](https://app.finbar.com/go?id=T10929580)[6](https://www.wsfsbank.com/about/)[8](https://www.wsfsbank.com/resources/a-commitment-to-service/)

## Products & services

WSFS offers consumer and business deposit products, including checking, savings, money-market accounts and certificates of deposit. Consumer lending includes home-equity lines of credit (HELOCs) and installment loans; HELOCs provide revolving credit with checkbook or debit-card access. Mortgage offerings include fixed- and adjustable-rate loans, FHA, VA and USDA loans, jumbo loans, construction loans, refinancing and reverse mortgages. [9](https://www.wsfsbank.com/personal/banking/checking/)[10](https://www.wsfsbank.com/Personal/Banking/Savings/)[11](https://app.finbar.com/go?id=P120080639)[12](https://www.wsfsbank.com/Personal/Borrowing/Mortgages/)

Business and commercial services include checking and savings, commercial loans and lines of credit for working capital, equipment and expansion, real-estate finance, and equipment finance and leasing. Treasury-management capabilities include liquidity and deposit management, sweeps and zero-balance accounts, ACH and wire payments, remote check deposit, lockbox and merchant services. Online and mobile banking support account and card management, transfers, bill payment, Zelle and mobile check deposit; business users also have mobile deposit and payment and cash-management tools. [13](https://app.finbar.com/go?id=P102945180)[14](https://www.wsfsbank.com/commercial/financing/)[15](https://www.wsfsbank.com/commercial/financing/equipment-finance/)[16](https://www.wsfsbank.com/commercial/treasury-management/)[17](https://www.wsfsbank.com/personal/banking/online-mobile/)[18](https://www.wsfsbank.com/small-business/banking/business-online-mobile/)

Wealth and Trust services include financial planning, investment management, personal and institutional trust, advisory services, and related credit and deposit products. Cash Connect provides ATM vault cash and management, smart safes that accept, validate, record and securely hold cash, cash-ordering and reconciliation, and related reporting and logistics. At year-end 2025, Cash Connect managed approximately $1.3 billion in cash and served about 24,000 non-bank ATMs and 11,900 smart safes. WSFS completed the sale of its credit-card portfolio in June 2026 and entered a partnership for WSFS-branded cards; the portfolio should therefore not be characterized as retained by WSFS. [19](https://app.finbar.com/go?id=P121000466)[3](https://app.finbar.com/go?id=P48331484)[20](https://www.wsfsbank.com/small-business/cash-flow-solutions/smart-safe-solutions/)[21](https://app.finbar.com/go?id=P146887758)

The 2025 reporting gives revenue by business segment rather than by named product, so it does not establish individual product revenue shares. Cash Connect’s reported 2025 profit margin was 11.51%. [22](https://app.finbar.com/go?id=T13152103)[23](https://app.finbar.com/go?id=P120033655)
[11](https://app.finbar.com/go?id=P120080639)[13](https://app.finbar.com/go?id=P102945180)[19](https://app.finbar.com/go?id=P121000466)[3](https://app.finbar.com/go?id=P48331484)[21](https://app.finbar.com/go?id=P146887758)[22](https://app.finbar.com/go?id=T13152103)[23](https://app.finbar.com/go?id=P120033655)[9](https://www.wsfsbank.com/personal/banking/checking/)[10](https://www.wsfsbank.com/Personal/Banking/Savings/)[12](https://www.wsfsbank.com/Personal/Borrowing/Mortgages/)[14](https://www.wsfsbank.com/commercial/financing/)[15](https://www.wsfsbank.com/commercial/financing/equipment-finance/)[16](https://www.wsfsbank.com/commercial/treasury-management/)[17](https://www.wsfsbank.com/personal/banking/online-mobile/)[18](https://www.wsfsbank.com/small-business/banking/business-online-mobile/)[20](https://www.wsfsbank.com/small-business/cash-flow-solutions/smart-safe-solutions/)

## Geographic presence

WSFS Financial Corp.’s operating footprint is concentrated in the Mid-Atlantic, particularly Delaware, southeastern Pennsylvania and southern New Jersey. Its lending markets also include central New Jersey, Maryland and northern Virginia. The company defines southeastern Pennsylvania as Bucks, Chester, Delaware, Montgomery and Philadelphia Counties. [24](https://app.finbar.com/go?id=P146888158)[25](https://app.finbar.com/go?id=P146888150)[26](https://app.finbar.com/go?id=P70961547)

As of June 30, 2026, WSFS served clients through 114 offices: 58 in Pennsylvania, 38 in Delaware, 14 in New Jersey, two in Florida, one in Nevada and one in Virginia, in addition to ATM and digital channels. Its branch-office presence is described as being in Delaware, Pennsylvania and New Jersey; the broader office count should not be interpreted as branch coverage in every state. The company is headquartered in Wilmington, Delaware. [27](https://app.finbar.com/go?id=P17176225)[28](https://app.finbar.com/go?id=P67758807)[29](https://app.finbar.com/go?id=P15543665)[30](https://app.finbar.com/go?id=P25634711)[4](https://app.finbar.com/go?id=P101129658)[22](https://app.finbar.com/go?id=T13152103)
[24](https://app.finbar.com/go?id=P146888158)[25](https://app.finbar.com/go?id=P146888150)[26](https://app.finbar.com/go?id=P70961547)[27](https://app.finbar.com/go?id=P17176225)[28](https://app.finbar.com/go?id=P67758807)[29](https://app.finbar.com/go?id=P15543665)[30](https://app.finbar.com/go?id=P25634711)[4](https://app.finbar.com/go?id=P101129658)[22](https://app.finbar.com/go?id=T13152103)

## Business segments

WSFS Financial reports three business segments. WSFS Bank provides lending, leasing, deposit and other financial products to commercial and consumer clients. Cash Connect supplies ATM vault cash, smart safes and cash-logistics services, including services for non-bank and WSFS-branded ATMs. Wealth and Trust provides planning and advisory, investment management, trust services, and credit and deposit products to individual, corporate and institutional clients. [31](https://app.finbar.com/go?id=P70774713)

By 2025 external client revenue, the segments contributed approximately 75% from WSFS Bank ($803.0 million), 9% from Cash Connect ($97.4 million), and 16% from Wealth and Trust ($165.6 million), out of $1.066 billion total. [22](https://app.finbar.com/go?id=T13152103) The same three segments were reported in the Q2 2026 filing; for that quarter, their shares of external revenue were approximately 74%, 8%, and 18%, respectively. [32](https://app.finbar.com/go?id=T16802759)
[31](https://app.finbar.com/go?id=P70774713)[22](https://app.finbar.com/go?id=T13152103)[22](https://app.finbar.com/go?id=T13152103)[22](https://app.finbar.com/go?id=T13152103)[22](https://app.finbar.com/go?id=T13152103)[32](https://app.finbar.com/go?id=T16802759)[32](https://app.finbar.com/go?id=T16802759)[32](https://app.finbar.com/go?id=T16802759)[32](https://app.finbar.com/go?id=T16802759)

## Company history

The Wilmington Savings Fund Society was organized by Wilmington community leaders in 1831, received its charter on January 11, 1832, and opened to serve local savers soon afterward. Willard Hall was its first president. [33](https://www.capegazette.com/article/wsfs-celebrates-inaugural-founders-day/54264) [34](https://findingaids.hagley.org/repositories/3/resources/866) WSFS later described 1832 as its founding year. [35](https://app.finbar.com/go?id=P80737653)

In 1985, Marvin “Skip” Schoenhals joined WSFS during a period of financial difficulty; he became president and CEO in 1990 and led its recovery. [8](https://www.wsfsbank.com/resources/a-commitment-to-service/) WSFS became publicly traded in 1986, a milestone the company marked four decades later. [36](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2026/WSFS-Celebrates-40-Years-as-a-Publicly-Traded-Company-by-Ringing-Nasdaq-Closing-Bell/) In the 2000s and early 2010s, it broadened beyond traditional banking, including through wealth-management ventures in 2004, the acquisition of Christiana Bank & Trust in 2010, and the purchase of Array Financial Group and Arrow Land Transfer in 2013. [37](https://www.sec.gov/Archives/edgar/data/828944/000094627504000287/ex13_0312.txt) [38](https://www.sec.gov/Archives/edgar/data/828944/000094627511000037/ex-99.htm) [39](https://www.sec.gov/Archives/edgar/data/828944/000119312514194927/R8.htm)

WSFS expanded into the Philadelphia suburbs with its 2016 acquisition of Penn Liberty Financial. [40](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2016/WSFS-Financial-Corporation-Announces-Successful-Completion-of-the-Acquisition-and-Conversion-of-Penn-Liberty-Financial-Corp.-08-15-2016/) In 2018–2019, it combined with Beneficial Bancorp, expanding its regional banking presence; Rodger Levenson became president and CEO in January 2019. [41](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Financial-Corporation-Announces-Combination-with-Beneficial-Bancorp-Inc.-Creating-the-Largest-Premier-Locally-Headquartered-Community-Bank-for-the-Greater-Delaware-Valley-08-08-2018/) [42](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Announces-Leadership-Succession-Plan-Mark-A.-Turner-to-be-elevated-to-Executive-Chairman-of-the-Board-Rodger-Levenson-to-be-named-President-and-CEO-07-11-2018/) Its 2022 acquisition of Bryn Mawr Bank further extended its Pennsylvania banking and wealth-management operations. [43](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2022/Photo-Release----WSFS-Financial-Corporation-Completes-Acquisition-of-Bryn-Mawr-Bank-Corporation-and-Welcomes-Three-New-Board-Members/)
[35](https://app.finbar.com/go?id=P80737653)[33](https://www.capegazette.com/article/wsfs-celebrates-inaugural-founders-day/54264)[34](https://findingaids.hagley.org/repositories/3/resources/866)[8](https://www.wsfsbank.com/resources/a-commitment-to-service/)[36](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2026/WSFS-Celebrates-40-Years-as-a-Publicly-Traded-Company-by-Ringing-Nasdaq-Closing-Bell/)[37](https://www.sec.gov/Archives/edgar/data/828944/000094627504000287/ex13_0312.txt)[38](https://www.sec.gov/Archives/edgar/data/828944/000094627511000037/ex-99.htm)[39](https://www.sec.gov/Archives/edgar/data/828944/000119312514194927/R8.htm)[40](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2016/WSFS-Financial-Corporation-Announces-Successful-Completion-of-the-Acquisition-and-Conversion-of-Penn-Liberty-Financial-Corp.-08-15-2016/)[41](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Financial-Corporation-Announces-Combination-with-Beneficial-Bancorp-Inc.-Creating-the-Largest-Premier-Locally-Headquartered-Community-Bank-for-the-Greater-Delaware-Valley-08-08-2018/)[42](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Announces-Leadership-Succession-Plan-Mark-A.-Turner-to-be-elevated-to-Executive-Chairman-of-the-Board-Rodger-Levenson-to-be-named-President-and-CEO-07-11-2018/)[43](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2022/Photo-Release----WSFS-Financial-Corporation-Completes-Acquisition-of-Bryn-Mawr-Bank-Corporation-and-Welcomes-Three-New-Board-Members/)

## Sources

1. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P33782088)
2. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P36370605)
3. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P48331484)
4. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P101129658)
5. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P74602257)
6. [www.wsfsbank.com](https://www.wsfsbank.com/about/)
7. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=T10929580)
8. [www.wsfsbank.com](https://www.wsfsbank.com/resources/a-commitment-to-service/)
9. [www.wsfsbank.com](https://www.wsfsbank.com/personal/banking/checking/)
10. [www.wsfsbank.com](https://www.wsfsbank.com/Personal/Banking/Savings/)
11. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P120080639)
12. [www.wsfsbank.com](https://www.wsfsbank.com/Personal/Borrowing/Mortgages/)
13. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P102945180)
14. [www.wsfsbank.com](https://www.wsfsbank.com/commercial/financing/)
15. [www.wsfsbank.com](https://www.wsfsbank.com/commercial/financing/equipment-finance/)
16. [www.wsfsbank.com](https://www.wsfsbank.com/commercial/treasury-management/)
17. [www.wsfsbank.com](https://www.wsfsbank.com/personal/banking/online-mobile/)
18. [www.wsfsbank.com](https://www.wsfsbank.com/small-business/banking/business-online-mobile/)
19. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P121000466)
20. [www.wsfsbank.com](https://www.wsfsbank.com/small-business/cash-flow-solutions/smart-safe-solutions/)
21. [WSFS FINANCIAL CORP — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=P146887758)
22. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=T13152103)
23. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P120033655)
24. [WSFS FINANCIAL CORP — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=P146888158)
25. [WSFS FINANCIAL CORP — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=P146888150)
26. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P70961547)
27. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P17176225)
28. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P67758807)
29. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P15543665)
30. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P25634711)
31. [WSFS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P70774713)
32. [WSFS FINANCIAL CORP — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=T16802759)
33. [www.capegazette.com](https://www.capegazette.com/article/wsfs-celebrates-inaugural-founders-day/54264)
34. [findingaids.hagley.org](https://findingaids.hagley.org/repositories/3/resources/866)
35. [WSFS FINANCIAL CORP — Full financial report (2026 Q 1)](https://app.finbar.com/go?id=P80737653)
36. [investors.wsfsbank.com](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2026/WSFS-Celebrates-40-Years-as-a-Publicly-Traded-Company-by-Ringing-Nasdaq-Closing-Bell/)
37. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/828944/000094627504000287/ex13_0312.txt)
38. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/828944/000094627511000037/ex-99.htm)
39. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/828944/000119312514194927/R8.htm)
40. [investors.wsfsbank.com](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2016/WSFS-Financial-Corporation-Announces-Successful-Completion-of-the-Acquisition-and-Conversion-of-Penn-Liberty-Financial-Corp.-08-15-2016/)
41. [investors.wsfsbank.com](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Financial-Corporation-Announces-Combination-with-Beneficial-Bancorp-Inc.-Creating-the-Largest-Premier-Locally-Headquartered-Community-Bank-for-the-Greater-Delaware-Valley-08-08-2018/)
42. [investors.wsfsbank.com](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2018/WSFS-Announces-Leadership-Succession-Plan-Mark-A.-Turner-to-be-elevated-to-Executive-Chairman-of-the-Board-Rodger-Levenson-to-be-named-President-and-CEO-07-11-2018/)
43. [investors.wsfsbank.com](https://investors.wsfsbank.com/news-and-events/press-releases/press-releases-details/2022/Photo-Release----WSFS-Financial-Corporation-Completes-Acquisition-of-Bryn-Mawr-Bank-Corporation-and-Welcomes-Three-New-Board-Members/)

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