{
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  "organisationId": "O-7468fc7cdcee4426a11c53f158e8f374",
  "slug": "wise-group",
  "name": "Wise Group plc",
  "updatedAt": "2026-09-28T10:49:57.444763Z",
  "sections": [
    {
      "type": "OVERVIEW",
      "text": "Wise Group plc is a financial technology company focused on moving money across borders. Its mission is to make using money internationally as convenient and affordable as using it domestically. Individuals and businesses use Wise to send, receive, hold and spend money in multiple currencies, while banks and other enterprises can integrate its payment infrastructure through Wise Platform. [P139558690][P139558399][P139558701]\n\nWise operates internationally: its services support balances in 40 currencies, and the Wise Card can be used in more than 160 countries. In the year ended March 2026, Wise moved $243.5 billion across borders for 18.9 million people and businesses and reported $2.5 billion in net revenue. The Group reported an average of 6,151 employees in the preceding financial year. [P139558412][P139558428][P139558692][P139558694][P139570196]\n[P139558690][P139558399][P139558701][P139558412][P139558428][P139558692][P139558694][P139570196]",
      "updatedAt": "2026-09-28T10:49:57.444763Z"
    },
    {
      "type": "PRODUCTS",
      "text": "Wise’s products centre on international money movement. Customers can send and convert money across more than 40 currencies, with fees shown upfront. The Wise Account lets customers hold funds in multiple currencies, receive money using local account details in nine currencies, and spend or withdraw cash internationally with a Wise card. Wise Assets offers an Interest option for eligible balances. [P139567060][P139567197][P139567198][P139567262]\n\nWise Business adds tools for invoicing in multiple currencies, payment approvals, team access permissions and card spending that can sync with Xero. Wise Platform provides APIs through which banks and other partners can embed international transfers, multi-currency account features and card issuance in their own services. [P139567287][P139567290][P139567312][P139567331][P139567341][https://docs.wise.com/guides][https://docs.wise.com/guides/product/issue-cards]\n\nIn the year ended March 2025, cross-border transactions generated £840.4 million, or about 69% of revenue; card services generated £219.8 million, or about 18%; and other services generated £151.7 million, or about 13%. Card revenue mainly comprises interchange and usage fees. Other revenue includes account-related fees and Wise Assets custody fees. [T15944106][P139570152][P139570156][P139570157][P139570158][P139570159][P139570160]\n[P139567060][P139567197][P139567198][P139567262][P139567287][P139567290][P139567312][P139567331][P139567341][T15944106][T15944106][T15944106][T15944106][P139570152][P139570156][P139570157][P139570158][P139570159][P139570160][https://docs.wise.com/guides][https://docs.wise.com/guides/product/issue-cards]",
      "updatedAt": "2026-09-28T10:49:57.444763Z"
    },
    {
      "type": "GEOGRAPHY",
      "text": "Wise reports revenue across five geographic regions. In the financial year ended 31 March 2025, Europe excluding the UK accounted for £369.6 million (30.5% of total revenue), Asia-Pacific £263.8 million (21.8%), North America £237.2 million (19.6%), the UK £226.2 million (18.7%), and the rest of the world £115.1 million (9.5%). The company does not provide a country-by-country revenue breakdown beyond the UK figure. [P139570166]\n\nWise states that its services have coverage in more than 160 countries and that it has more than 6,500 employees across 11 key global locations. Its listed locations are Austin, Budapest, Brussels, Hyderabad, Kuala Lumpur, London, New York, São Paulo, Singapore, Tallinn and Tokyo. London is the location of its registered office. Wise does not disclose an employee headcount by country or office. [P139566713][P139567584][https://wise.jobs/our-locations][P139570084][P139569895]\n[P139570166][P139566713][P139567584][P139570084][P139569895][https://wise.jobs/our-locations]",
      "updatedAt": "2026-09-28T10:49:57.444763Z"
    },
    {
      "type": "SEGMENTS",
      "text": "Wise reports one operating segment under IFRS 8: the provision of cross-border and domestic financial services. Its customer-facing offerings are not separately reported segments. They include Wise Account for individuals sending, spending and receiving money across borders; Wise Business for internationally active businesses; and Wise Platform, which enables banks and other institutions to offer cross-border payments to their customers. Wise does not disclose revenue percentages for these offerings. [P139570139][P139567230][P139567284][P139567326]\n\nWise instead discloses revenue by type of service. In the year ended 31 March 2025, cross-border services accounted for approximately 69% of revenue (£840.4 million), card services for 18% (£219.8 million), and other services for 13% (£151.7 million). Card revenue is primarily interchange revenue; other revenue includes business account set-up fees, replacement-card fees and Wise Assets revenue. These are revenue categories, not separate operating segments. [https://wise.com/imaginary-v2/images/ad736416f90791dbb49c7e59f1f45d8d-WiseFY2025AnnualReportAccounts.pdf][P139567469][P139567470][P139570139]\n[P139570139][P139567230][P139567284][P139567326][T15944106][T15944106][T15944106][T15944106][P139567469][P139567470][https://wise.com/imaginary-v2/images/ad736416f90791dbb49c7e59f1f45d8d-WiseFY2025AnnualReportAccounts.pdf]",
      "updatedAt": "2026-09-28T10:49:57.444763Z"
    },
    {
      "type": "HISTORY",
      "text": "Wise began in 2011 as TransferWise, founded by Taavet Hinrikus and Kristo Käärmann to make international money transfers less costly. The company expanded beyond personal transfers with a dedicated business offering in 2016, introduced its multi-currency Borderless account in 2017, and made an associated debit card publicly available in 2018. [https://wise.com/gb/about/our-story][https://wise.com/gb/blog/a-wiser-way-to-make-international-business-payments][https://wise.com/gb/blog/transferwise-launches-borderless-accounts][https://wise.com/gb/blog/transferwise-launches-borderless]\n\nIn February 2021, TransferWise changed its name to Wise to reflect its broader range of services for sending, holding, spending and receiving money. That July, Wise became publicly traded through a direct listing on the London Stock Exchange. Later in 2021, co-founder Hinrikus stepped down as chair and was succeeded by David Wells. [https://wise.com/gb/blog/world-meet-wise][https://newsroom.wise.com/en-CEU/216920-wise-lists-on-the-london-stock-exchange/][P139560827]\n[P139560827][https://wise.com/gb/about/our-story][https://wise.com/gb/blog/a-wiser-way-to-make-international-business-payments][https://wise.com/gb/blog/transferwise-launches-borderless-accounts][https://wise.com/gb/blog/transferwise-launches-borderless][https://wise.com/gb/blog/world-meet-wise][https://newsroom.wise.com/en-CEU/216920-wise-lists-on-the-london-stock-exchange/]",
      "updatedAt": "2026-09-28T10:49:57.444763Z"
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