# UNICREDIT

Summary updated: 2026-03-19T21:59:41.082922Z
Canonical: https://finbar.com/research/companies/unicredit

## Overview

UniCredit is a pan-European commercial bank whose core operations are centered on Italy, Germany, Austria, and Central and Eastern Europe. The group describes its purpose as “Empower Communities to Progress” and operates through a network of 13 leading, locally empowered banks supported by shared product factories and central functions.[1](https://app.finbar.com/go?id=P-ea6379a725ab4e908c0e7750e37aea89)[2](https://app.finbar.com/go?id=P-b2f73632b2044e7e9a5144294300b9c2)[3](https://app.finbar.com/go?id=P-e763042ee0554641bc24c287ee701711)

Its business is organized around three main product areas: Corporate Solutions, which includes advisory and financing, client risk management, and trade and correspondent banking; Individual Solutions, which covers retail, wealth management, and private banking; and Payment Solutions, which provides pan-European payments capabilities. This model supports a broad customer base that includes more than 1 million SMEs and corporates and around 14 million affluent, private, and retail clients.[4](https://app.finbar.com/go?id=P-260f821a35b4486baa156540e0e2ebe8)[5](https://app.finbar.com/go?id=P-b38cf8d091b94592a070c372da6aa934)[6](https://app.finbar.com/go?id=P-7b700570b8a74b6eb4473388c0496862)[7](https://app.finbar.com/go?id=P-60960650777047348fe23c5bfb0d12bc)

As a size indicator, UniCredit reported FY24 gross revenue of about €24.8 billion, with 69,722 employees and 3,039 branches at year-end. The group also presents itself as serving roughly 15 million clients worldwide, underscoring its scale as one of Europe’s larger banking groups.[8](https://app.finbar.com/go?id=P-ba6fa4c0022c4dc69c557ee0defce5d3)[9](https://app.finbar.com/go?id=P-69fee9c845334d6da0d4f0fad4f88330)[10](https://app.finbar.com/go?id=P-dce989c234d7483597c7179be1e885e6)
[1](https://app.finbar.com/go?id=P-ea6379a725ab4e908c0e7750e37aea89)[2](https://app.finbar.com/go?id=P-b2f73632b2044e7e9a5144294300b9c2)[3](https://app.finbar.com/go?id=P-e763042ee0554641bc24c287ee701711)[4](https://app.finbar.com/go?id=P-260f821a35b4486baa156540e0e2ebe8)[5](https://app.finbar.com/go?id=P-b38cf8d091b94592a070c372da6aa934)[6](https://app.finbar.com/go?id=P-7b700570b8a74b6eb4473388c0496862)[7](https://app.finbar.com/go?id=P-60960650777047348fe23c5bfb0d12bc)[8](https://app.finbar.com/go?id=P-ba6fa4c0022c4dc69c557ee0defce5d3)[9](https://app.finbar.com/go?id=P-69fee9c845334d6da0d4f0fad4f88330)[10](https://app.finbar.com/go?id=P-dce989c234d7483597c7179be1e885e6)

## Products & services

UniCredit’s product set spans mainstream banking products and more specialized advisory and payments services. For retail customers, the bank explicitly lists savings accounts, loans, mortgages and credit cards among its core products.[11](https://app.finbar.com/go?id=P-fc7101afe91a4c999970fb03f8f2d005) For corporates, it offers tailored solutions in advisory, financing, risk management, trade and working capital, alongside payments and liquidity-management services for corporates, financial institutions and individuals.[12](https://app.finbar.com/go?id=P-b0fa176007a9419991f23097e98e8116) Its corporate offering is organized through three product lines: Advisory & Financing, Client Risk Management, and Trade & Correspondent Banking.[13](https://app.finbar.com/go?id=P-cf3afc1b434349369d088df92010f1dd)

Named investment and wealth products include onemarkets and My Advisory. UniCredit says onemarkets is its in-house brand for retail, wealth management and private banking products, and that insurance is being integrated into this offering.[14](https://app.finbar.com/go?id=P-3b51d83f31784495802c1225fd90d681) The onemarkets Fund range is described as a growing selection of actively managed investment funds for UniCredit clients that combine the bank’s expertise with external asset managers.[15](https://www.unicreditgroup.eu/en/business/retail---private-and-wealth-management-/onemarkets-fund.html)[16](https://www.unicreditgroup.eu/content/dam/unicreditgroup-eu/documents/en/business/onemarketsfund/onemarkets-Fund-Brochure-June-2024.pdf) My Advisory is a wealth-management and private-banking advisory service in Italy; UniCredit says it uses advanced portfolio-analysis methodologies, a platform that helps bankers identify client needs and generate tailored investment proposals, plus portfolio and risk analysis, remote asset monitoring and periodic or on-demand reporting.[17](https://app.finbar.com/go?id=P-f3a1c6d7868c42ec89dad1ad3849ea1f)[18](https://app.finbar.com/go?id=P-2e4c55ef57f44799ad0d80d755f6cb8c)[19](https://app.finbar.com/go?id=P-0b761d547da543538e05dfc4fe71d074)[20](https://app.finbar.com/go?id=P-6857fd052f1c4fd9a3858e518def9a14)[21](https://app.finbar.com/go?id=P-4311e9a4c8574c1aabf507b416b8c71a)

In digital banking and payments, UniCredit has also developed branded service models and card capabilities. buddy R-Evolution is described as an integrated service model built on buddybank’s digital presence, combining digital technologies with human support rather than operating as a purely digital bank.[22](https://www.unicreditgroup.eu/en/one-unicredit/articles/2023/october/buddy.html) In payments, the bank says its Group Payments Solutions factory expanded its international offering and nearly doubled the number of corporates using its digital portal since 2021.[23](https://app.finbar.com/go?id=P-dd27afa314d345d98aba13b9789607c0) It is also upgrading debit, credit and prepaid cards to Mastercard Touch Card, which adds accessibility features for blind and partially sighted users.[24](https://www.unicreditgroup.eu/en/press-media/press-releases/2024/april/unicredit-switches-to-mastercard-touch-card--with-accessibility-.html)

Where product economics are disclosed at group level, UniCredit’s 2024 revenue mix was led by net interest income at 57.8% of revenue, followed by fees at 32.8% and trading income at 7.0%.[25](https://app.finbar.com/go?id=T-6f0288a5e7bc4041a98a4af4cc19b76a)
[11](https://app.finbar.com/go?id=P-fc7101afe91a4c999970fb03f8f2d005)[12](https://app.finbar.com/go?id=P-b0fa176007a9419991f23097e98e8116)[13](https://app.finbar.com/go?id=P-cf3afc1b434349369d088df92010f1dd)[14](https://app.finbar.com/go?id=P-3b51d83f31784495802c1225fd90d681)[17](https://app.finbar.com/go?id=P-f3a1c6d7868c42ec89dad1ad3849ea1f)[18](https://app.finbar.com/go?id=P-2e4c55ef57f44799ad0d80d755f6cb8c)[19](https://app.finbar.com/go?id=P-0b761d547da543538e05dfc4fe71d074)[20](https://app.finbar.com/go?id=P-6857fd052f1c4fd9a3858e518def9a14)[21](https://app.finbar.com/go?id=P-4311e9a4c8574c1aabf507b416b8c71a)[23](https://app.finbar.com/go?id=P-dd27afa314d345d98aba13b9789607c0)[25](https://app.finbar.com/go?id=T-6f0288a5e7bc4041a98a4af4cc19b76a)[15](https://www.unicreditgroup.eu/en/business/retail---private-and-wealth-management-/onemarkets-fund.html)[16](https://www.unicreditgroup.eu/content/dam/unicreditgroup-eu/documents/en/business/onemarketsfund/onemarkets-Fund-Brochure-June-2024.pdf)[22](https://www.unicreditgroup.eu/en/one-unicredit/articles/2023/october/buddy.html)[24](https://www.unicreditgroup.eu/en/press-media/press-releases/2024/april/unicredit-switches-to-mastercard-touch-card--with-accessibility-.html)

## Geographic presence

UniCredit’s geographic structure is centered on Italy, Germany, Central Europe, Eastern Europe and Russia, and the group describes itself as operating across 13 markets.[26](https://app.finbar.com/go?id=P-8e1290c9e9a143a6b5c8786876c45720)[27](https://app.finbar.com/go?id=P-bad4ba9afee74f288161e3f8575bbf59)[28](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)[29](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b)[30](https://app.finbar.com/go?id=P-eb813efb3f014e1b940b259ecb142d9b)[31](https://app.finbar.com/go?id=P-92be5df607b5482bbb83cacc8cd1f91b) Central Europe comprises Austria, Czech Republic, Slovakia, Hungary and Slovenia, while Eastern Europe comprises Bosnia and Herzegovina, Bulgaria, Croatia, Romania and Serbia.[28](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)[29](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b) UniCredit also separately defines its broader CEE footprint as Czech Republic, Hungary, Slovakia, Slovenia, Bosnia and Herzegovina, Bulgaria, Croatia, Romania and Serbia.[32](https://app.finbar.com/go?id=P-d9da4868cd214e2aaf77c4afca647788)

In 2024, revenue by geographic segment was €11.35 billion from Italy, €5.46 billion from Germany, €4.32 billion from Central Europe, €2.87 billion from Eastern Europe and €1.29 billion from Russia, against a consolidated total of €24.84 billion.[33](https://app.finbar.com/go?id=T-029f29045da64f7cb29b7f75d8d85103) That equates to roughly 45.7% of revenue from Italy, 22.0% from Germany, 17.4% from Central Europe, 11.6% from Eastern Europe and 5.2% from Russia, with the Group Corporate Centre at -1.8%.[33](https://app.finbar.com/go?id=T-029f29045da64f7cb29b7f75d8d85103)

Total employee headcount was 75,265 at year-end 2024.[34](https://app.finbar.com/go?id=T-85dd36b4079e4e569d50d6765c7204c6) The largest country workforces disclosed include Italy with 35,317 employees, Germany with 9,995, Romania with 5,527, Austria with 5,334, Bulgaria with 3,914 and Croatia with 3,321; other disclosed country headcounts include Russia 2,979, Czech Republic 2,450, Hungary 1,920, Bosnia and Herzegovina 1,521, Serbia 1,390, Slovakia 1,016 and Slovenia 501.[35](https://app.finbar.com/go?id=P-775c65aa943647a9887500452a77fa5e)[36](https://app.finbar.com/go?id=T-21e6236a40cb48fe9d7e2c72688a4d13) The group’s website lists 52 companies and offices in Europe and 4 in other countries.[37](https://www.unicreditgroup.eu/en/worldwide/our-worldwide-presence.html) Listed cross-border locations include branches in Munich, London, New York, Paris, Madrid, Prague, Bratislava, Bucharest, Szczecin and Budapest, plus a permanent establishment in Vienna and representative offices in Brussels and Beijing.[38](https://app.finbar.com/go?id=P-31cc20e541f649608f0431b2d5390e14)[39](https://app.finbar.com/go?id=P-327cd2dfa4f04d078b03d6c1e5bbf7c8)[40](https://app.finbar.com/go?id=P-1305b1c244374b87889df0eb95371b12)[41](https://app.finbar.com/go?id=P-6547c8ac28394a479214bb4cd652690d)[42](https://app.finbar.com/go?id=P-1c04ec344fd044569b0b03a944a22a3a)[43](https://app.finbar.com/go?id=P-0753e5c5092143b683d46bf14e5f2cd8)[44](https://app.finbar.com/go?id=P-f859f2606e9644f0b10d2d455e0b215a)[45](https://app.finbar.com/go?id=P-830cdb059be24c7a96fcc059c312924f)[46](https://app.finbar.com/go?id=P-a079fcb73647407f950d73954ae497c8)[47](https://app.finbar.com/go?id=P-9a73a2a098bf40e1be553a72550c1f0e)[48](https://app.finbar.com/go?id=P-d5c0bca62dbd431b9d52624dd73e772b)[49](https://app.finbar.com/go?id=P-b79bfe97af274f7b8761ed9abe578e0c)[50](https://app.finbar.com/go?id=P-4badda6e2e544d3a9761b86187606aa2)
[26](https://app.finbar.com/go?id=P-8e1290c9e9a143a6b5c8786876c45720)[27](https://app.finbar.com/go?id=P-bad4ba9afee74f288161e3f8575bbf59)[28](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)[29](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b)[30](https://app.finbar.com/go?id=P-eb813efb3f014e1b940b259ecb142d9b)[31](https://app.finbar.com/go?id=P-92be5df607b5482bbb83cacc8cd1f91b)[32](https://app.finbar.com/go?id=P-d9da4868cd214e2aaf77c4afca647788)[33](https://app.finbar.com/go?id=T-029f29045da64f7cb29b7f75d8d85103)[34](https://app.finbar.com/go?id=T-85dd36b4079e4e569d50d6765c7204c6)[35](https://app.finbar.com/go?id=P-775c65aa943647a9887500452a77fa5e)[36](https://app.finbar.com/go?id=T-21e6236a40cb48fe9d7e2c72688a4d13)[38](https://app.finbar.com/go?id=P-31cc20e541f649608f0431b2d5390e14)[39](https://app.finbar.com/go?id=P-327cd2dfa4f04d078b03d6c1e5bbf7c8)[40](https://app.finbar.com/go?id=P-1305b1c244374b87889df0eb95371b12)[41](https://app.finbar.com/go?id=P-6547c8ac28394a479214bb4cd652690d)[42](https://app.finbar.com/go?id=P-1c04ec344fd044569b0b03a944a22a3a)[43](https://app.finbar.com/go?id=P-0753e5c5092143b683d46bf14e5f2cd8)[44](https://app.finbar.com/go?id=P-f859f2606e9644f0b10d2d455e0b215a)[45](https://app.finbar.com/go?id=P-830cdb059be24c7a96fcc059c312924f)[46](https://app.finbar.com/go?id=P-a079fcb73647407f950d73954ae497c8)[47](https://app.finbar.com/go?id=P-9a73a2a098bf40e1be553a72550c1f0e)[48](https://app.finbar.com/go?id=P-d5c0bca62dbd431b9d52624dd73e772b)[49](https://app.finbar.com/go?id=P-b79bfe97af274f7b8761ed9abe578e0c)[50](https://app.finbar.com/go?id=P-4badda6e2e544d3a9761b86187606aa2)[37](https://www.unicreditgroup.eu/en/worldwide/our-worldwide-presence.html)

## Business segments

UniCredit’s primary reported operating segments are geographic: Italy, Germany, Central Europe, Eastern Europe, Russia, and Group Corporate Centre. Central Europe comprises Austria, the Czech Republic and Slovakia, Hungary, and Slovenia, while Eastern Europe comprises Bosnia and Herzegovina, Bulgaria, Croatia, Romania, and Serbia; Group Corporate Centre includes global functions plus inter-segment and consolidation adjustments not attributable to the individual segments.[51](https://app.finbar.com/go?id=P-a5dd75c757a94c378431624b52a26f75)[52](https://app.finbar.com/go?id=P-fe6feca95f8f4087b3ad699ae5e91dee)[27](https://app.finbar.com/go?id=P-bad4ba9afee74f288161e3f8575bbf59)[28](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)[29](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b)[53](https://app.finbar.com/go?id=P-86342375b6b345ec90ecec4591735b05)[54](https://app.finbar.com/go?id=P-068794989fee480aa24a00dfe349f20e)

Based on reported 2024 segment revenues, Italy is the largest segment at about 46% of group revenue, followed by Germany at about 22%, Central Europe at about 17%, Eastern Europe at about 12%, and Russia at about 5%; Group Corporate Centre is negative at about -2% because it contains group-level and elimination items.[55](https://app.finbar.com/go?id=P-a58b9b6e9bce4c8ab94fdf7be10e2b1f)[25](https://app.finbar.com/go?id=T-6f0288a5e7bc4041a98a4af4cc19b76a)[54](https://app.finbar.com/go?id=P-068794989fee480aa24a00dfe349f20e) UniCredit also discloses a secondary segmentation by client type, presenting Retail and Corporate as customer segments, with Central Functions shown separately.[56](https://app.finbar.com/go?id=P-42a07b796b3948c5a4a601a7e9d34a46)[57](https://app.finbar.com/go?id=P-3e5fcebfe3da4636991164803c0d807a)
[51](https://app.finbar.com/go?id=P-a5dd75c757a94c378431624b52a26f75)[52](https://app.finbar.com/go?id=P-fe6feca95f8f4087b3ad699ae5e91dee)[27](https://app.finbar.com/go?id=P-bad4ba9afee74f288161e3f8575bbf59)[28](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)[29](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b)[53](https://app.finbar.com/go?id=P-86342375b6b345ec90ecec4591735b05)[54](https://app.finbar.com/go?id=P-068794989fee480aa24a00dfe349f20e)[55](https://app.finbar.com/go?id=P-a58b9b6e9bce4c8ab94fdf7be10e2b1f)[25](https://app.finbar.com/go?id=T-6f0288a5e7bc4041a98a4af4cc19b76a)[56](https://app.finbar.com/go?id=P-42a07b796b3948c5a4a601a7e9d34a46)[57](https://app.finbar.com/go?id=P-3e5fcebfe3da4636991164803c0d807a)

## Company history

UniCredit traces its roots to 1870, when Banca di Genova was founded and later became Credito Italiano; its official history also points to even older predecessor institutions, including Rolo Banca, whose origins date to 1473. The modern group was formed in 1998 through the merger of Credito Italiano and Unicredito to create UniCredito Italiano.[58](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/our-history.html)

The group expanded internationally soon after its formation. In 1999 it acquired Bank Pekao in Poland, marking a major step into Central and Eastern Europe, and in 2000 it broadened its banking and asset-management platform, including Pioneer Investments.[58](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/our-history.html) In 2005 UniCredit announced the combination with HVB, presenting it as the creation of a more integrated European banking group, and in 2007 it agreed to merge with Capitalia, a transaction described as strengthening its domestic position in Italy and making it the largest eurozone bank by market capitalization at the time.[59](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2005/PressRelease0440.html)[60](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2007/PressRelease0235.html)

Leadership changed in the mid-2010s and early 2020s as Jean Pierre Mustier was appointed chief executive officer in 2016, replacing Federico Ghizzoni, and Andrea Orcel was designated in 2020 before being formally appointed CEO in 2021.[61](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2016/comunicato-stampa11.html)[62](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2020/andrea-orcel-designated-chief-executive-officer-of-unicredit.html)[63](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2021/pietro-carlo-padoan-e-andrea-orcel-nominati-rispettivamente-pres.html)
[58](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/our-history.html)[59](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2005/PressRelease0440.html)[60](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2007/PressRelease0235.html)[61](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2016/comunicato-stampa11.html)[62](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2020/andrea-orcel-designated-chief-executive-officer-of-unicredit.html)[63](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2021/pietro-carlo-padoan-e-andrea-orcel-nominati-rispettivamente-pres.html)

## Sources

1. [UNICREDIT — Full financial report (2024 Y), p4](https://app.finbar.com/go?id=P-ea6379a725ab4e908c0e7750e37aea89)
2. [UNICREDIT — Full financial report (2024 Y), p8](https://app.finbar.com/go?id=P-b2f73632b2044e7e9a5144294300b9c2)
3. [UNICREDIT — Full financial report (2024 Y), p6](https://app.finbar.com/go?id=P-e763042ee0554641bc24c287ee701711)
4. [UNICREDIT — Full financial report (2024 Y), p8](https://app.finbar.com/go?id=P-260f821a35b4486baa156540e0e2ebe8)
5. [UNICREDIT — Full financial report (2024 Y), p8](https://app.finbar.com/go?id=P-b38cf8d091b94592a070c372da6aa934)
6. [UNICREDIT — Full financial report (2024 Y), p8](https://app.finbar.com/go?id=P-7b700570b8a74b6eb4473388c0496862)
7. [UNICREDIT — Full financial report (2024 Y), p6](https://app.finbar.com/go?id=P-60960650777047348fe23c5bfb0d12bc)
8. [UNICREDIT — Full financial report (2024 Y), p10](https://app.finbar.com/go?id=P-ba6fa4c0022c4dc69c557ee0defce5d3)
9. [UNICREDIT — Full financial report (2024 Y), p109](https://app.finbar.com/go?id=P-69fee9c845334d6da0d4f0fad4f88330)
10. [UNICREDIT — Full financial report (2024 Y), p6](https://app.finbar.com/go?id=P-dce989c234d7483597c7179be1e885e6)
11. [UNICREDIT — Full financial report (2024 Y), p157](https://app.finbar.com/go?id=P-fc7101afe91a4c999970fb03f8f2d005)
12. [UNICREDIT — Full financial report (2024 Y), p154](https://app.finbar.com/go?id=P-b0fa176007a9419991f23097e98e8116)
13. [UNICREDIT — Full financial report (2024 Y), p156](https://app.finbar.com/go?id=P-cf3afc1b434349369d088df92010f1dd)
14. [UNICREDIT — Full financial report (2024 Y), p156](https://app.finbar.com/go?id=P-3b51d83f31784495802c1225fd90d681)
15. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/business/retail---private-and-wealth-management-/onemarkets-fund.html)
16. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/content/dam/unicreditgroup-eu/documents/en/business/onemarketsfund/onemarkets-Fund-Brochure-June-2024.pdf)
17. [UNICREDIT — Full financial report (2024 Y), p63](https://app.finbar.com/go?id=P-f3a1c6d7868c42ec89dad1ad3849ea1f)
18. [UNICREDIT — Full financial report (2024 Y), p63](https://app.finbar.com/go?id=P-2e4c55ef57f44799ad0d80d755f6cb8c)
19. [UNICREDIT — Full financial report (2024 Y), p63](https://app.finbar.com/go?id=P-0b761d547da543538e05dfc4fe71d074)
20. [UNICREDIT — Full financial report (2024 Y), p63](https://app.finbar.com/go?id=P-6857fd052f1c4fd9a3858e518def9a14)
21. [UNICREDIT — Full financial report (2024 Y), p63](https://app.finbar.com/go?id=P-4311e9a4c8574c1aabf507b416b8c71a)
22. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/one-unicredit/articles/2023/october/buddy.html)
23. [UNICREDIT — Full financial report (2024 Y), p156](https://app.finbar.com/go?id=P-dd27afa314d345d98aba13b9789607c0)
24. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases/2024/april/unicredit-switches-to-mastercard-touch-card--with-accessibility-.html)
25. [UNICREDIT — Full financial report (2024 Y), p708](https://app.finbar.com/go?id=T-6f0288a5e7bc4041a98a4af4cc19b76a)
26. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-8e1290c9e9a143a6b5c8786876c45720)
27. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-bad4ba9afee74f288161e3f8575bbf59)
28. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-19e5a0a466034548b662c78c4631d296)
29. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-42f5004797dc46a188894aaabdcd797b)
30. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-eb813efb3f014e1b940b259ecb142d9b)
31. [UNICREDIT — Presentation (2024 Y), p46](https://app.finbar.com/go?id=P-92be5df607b5482bbb83cacc8cd1f91b)
32. [UNICREDIT — Full financial report (2024 Y), p6](https://app.finbar.com/go?id=P-d9da4868cd214e2aaf77c4afca647788)
33. [UNICREDIT — Full financial report (2024 Y), p117](https://app.finbar.com/go?id=T-029f29045da64f7cb29b7f75d8d85103)
34. [UNICREDIT — Full financial report (2024 Y), p289](https://app.finbar.com/go?id=T-85dd36b4079e4e569d50d6765c7204c6)
35. [UNICREDIT — Full financial report (2024 Y), p290](https://app.finbar.com/go?id=P-775c65aa943647a9887500452a77fa5e)
36. [UNICREDIT — Full financial report (2024 Y), p290](https://app.finbar.com/go?id=T-21e6236a40cb48fe9d7e2c72688a4d13)
37. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/worldwide/our-worldwide-presence.html)
38. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-31cc20e541f649608f0431b2d5390e14)
39. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-327cd2dfa4f04d078b03d6c1e5bbf7c8)
40. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-1305b1c244374b87889df0eb95371b12)
41. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-6547c8ac28394a479214bb4cd652690d)
42. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-1c04ec344fd044569b0b03a944a22a3a)
43. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-0753e5c5092143b683d46bf14e5f2cd8)
44. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-f859f2606e9644f0b10d2d455e0b215a)
45. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-830cdb059be24c7a96fcc059c312924f)
46. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-a079fcb73647407f950d73954ae497c8)
47. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-9a73a2a098bf40e1be553a72550c1f0e)
48. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-d5c0bca62dbd431b9d52624dd73e772b)
49. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-b79bfe97af274f7b8761ed9abe578e0c)
50. [UNICREDIT — Full financial report (2024 Y), p852](https://app.finbar.com/go?id=P-4badda6e2e544d3a9761b86187606aa2)
51. [UNICREDIT — Full financial report (2024 Y), p708](https://app.finbar.com/go?id=P-a5dd75c757a94c378431624b52a26f75)
52. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-fe6feca95f8f4087b3ad699ae5e91dee)
53. [UNICREDIT — Full financial report (2024 Y), p707](https://app.finbar.com/go?id=P-86342375b6b345ec90ecec4591735b05)
54. [UNICREDIT — Full financial report (2024 Y), p117](https://app.finbar.com/go?id=P-068794989fee480aa24a00dfe349f20e)
55. [UNICREDIT — Full financial report (2024 Y), p708](https://app.finbar.com/go?id=P-a58b9b6e9bce4c8ab94fdf7be10e2b1f)
56. [UNICREDIT — Full financial report (2024 Y), p710](https://app.finbar.com/go?id=P-42a07b796b3948c5a4a601a7e9d34a46)
57. [UNICREDIT — Full financial report (2023 Y), p585](https://app.finbar.com/go?id=P-3e5fcebfe3da4636991164803c0d807a)
58. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/unicredit-at-a-glance/our-history.html)
59. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2005/PressRelease0440.html)
60. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2007/PressRelease0235.html)
61. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2016/comunicato-stampa11.html)
62. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2020/andrea-orcel-designated-chief-executive-officer-of-unicredit.html)
63. [www.unicreditgroup.eu](https://www.unicreditgroup.eu/en/press-media/press-releases-price-sensitive/2021/pietro-carlo-padoan-e-andrea-orcel-nominati-rispettivamente-pres.html)

AI-generated summary; may contain errors. Not investment advice. Sign up to Finbar to view original document sources and access worldwide fundamental financial data and intelligence.