{ "schemaVersion": 1, "organisationId": "O-67ef74ddf9894c87956212aa0a65ffef", "slug": "shinhan-financial-group-co-ltd", "name": "SHINHAN FINANCIAL GROUP CO LTD", "updatedAt": "2026-10-02T11:12:09.093742Z", "sections": [ { "type": "OVERVIEW", "text": "Shinhan Financial Group Co., Ltd. is a South Korean financial-services holding company, incorporated in 2001, with roots in Shinhan Bank, founded in 1982. Its businesses span banking, credit cards and consumer finance, securities and capital markets, life insurance, asset management, savings banking and related financial services, with Shinhan Bank among its major subsidiaries. [https://shinhangroup.com/resources/esg/en/CDP2023_SFG.pdf][P142069073][P142066517]\n\nThe group is centered in South Korea and has an international presence; Shinhan reports operations in 17 foreign markets. [https://www.shinhangroup.com/en/main] Its stated mission is “Your Companion for the Future,” and its vision is “Easier, More Comfortable, and Better new finance.” [https://www.shinhangroup.com/en/main] For scale, FY2025 net income was KRW 4.97 trillion. [P142067486]\n[P142069073][P142066517][P142067486][https://shinhangroup.com/resources/esg/en/CDP2023_SFG.pdf][https://www.shinhangroup.com/en/main]", "updatedAt": "2026-10-02T11:12:09.093742Z" }, { "type": "PRODUCTS", "text": "Shinhan Financial Group’s retail banking products include account and balance inquiries, domestic transfers, overseas remittances, and online account opening and closure. Shinhan Bank also offers SOL Global, a multilingual mobile service for foreign customers. The group’s digital brands include SOL Bank, SOL Pay, SOL Securities, SOL Life and Super SOL, its integrated app. [T16242625][https://bank.shinhan.com/en/index.jsp?700400000000=][P142067860][T16242648]\n\nShinhan Card offers credit-card payment services, cash advances, long-term card loans and mortgage refinancing, as well as the SOL Pay app. Shinhan Securities provides brokerage and investment services, including wealth management covering product selection, asset allocation and ongoing portfolio management. [https://www.shinhancard.com/pconts/company/ehtml/ENCOM01/ENCOM01D/ENCOM01D1.html][https://open.shinhansec.com/new_ir/company/company_03.jsp]\n\nThe group also offers life and general insurance through Shinhan Life and Shinhan EZ General Insurance, and investment products through Shinhan Asset Management. The reviewed materials do not specify insurance policy features or product-level revenue shares; reported earnings are at subsidiary level rather than by individual product. [T16242640][T16242235][https://www.shinhanlife.co.kr/en/cdhz0150.do][https://www.shinhanfund.com/en/pc/main]\n[T16242625][P142067860][T16242648][T16242640][T16242235][https://bank.shinhan.com/en/index.jsp?700400000000=][https://www.shinhancard.com/pconts/company/ehtml/ENCOM01/ENCOM01D/ENCOM01D1.html][https://open.shinhansec.com/new_ir/company/company_03.jsp][https://www.shinhanlife.co.kr/en/cdhz0150.do][https://www.shinhanfund.com/en/pc/main][https://bank.shinhan.com/en/index.jsp?700400000000=][https://www.shinhancard.com/pconts/company/ehtml/ENCOM01/ENCOM01D/ENCOM01D1.html][https://open.shinhansec.com/new_ir/company/company_03.jsp][https://www.shinhanlife.co.kr/en/cdhz0150.do][https://www.shinhanfund.com/en/pc/main]", "updatedAt": "2026-10-02T11:12:09.093742Z" }, { "type": "GEOGRAPHY", "text": "Shinhan Financial Group’s FY2025 reported operating income from external customers of KRW 5,642,133 million in Korea and KRW 1,381,224 million overseas—approximately 80.3% domestic and 19.7% overseas. The FY2024 comparative figures were KRW 5,180,020 million domestic and KRW 1,278,650 million overseas. [T16242945] [P142070358]\n\nThe Group’s subsidiaries include operations in the United States, Germany, Cambodia, Kazakhstan, Canada, China, Japan, Vietnam, Mexico and Indonesia; other listed group entities also have presence in Kazakhstan, Indonesia, Myanmar and Vietnam. [T16242844] [T16242845] An official Group framework counted 248 global network channels in 20 countries as of March 31, 2025. [https://shinhangroup.com/resources/esg/en/SFG_SDG_Framework_First_2025.pdf]\n[T16242945][T16242945][T16242945][P142070358][T16242844][T16242845][https://shinhangroup.com/resources/esg/en/SFG_SDG_Framework_First_2025.pdf]", "updatedAt": "2026-10-02T11:12:09.093742Z" }, { "type": "SEGMENTS", "text": "Shinhan Financial Group’s FY2025 presentation groups its businesses into Bank and Non-bank, representing 76.9% and 23.1% of group assets, respectively, as of December 31, 2025. These are asset shares, rather than revenue or operating-income contributions. [T16242666]\n\nThe presentation’s more detailed business categories are Bank (76.9% of assets), covering Shinhan Bank and Jeju Bank; Consumer Finance (approximately 5.9%), covering card and savings-bank businesses; Insurance (approximately 7.6%), covering life and general insurance; Capital Markets (approximately 8.6%), spanning securities, capital, asset management, REITs management, asset trust and venture investment; and Others (approximately 1.0%), including Shinhan DS and Shinhan Fund Partners. The non-bank category percentages are approximate sums of subsidiary-level asset weights. [T16242666][T16242665]\n[T16242666][T16242665]", "updatedAt": "2026-10-02T11:12:09.093742Z" }, { "type": "HISTORY", "text": "Shinhan Financial Group traces its origins to Shinhan Bank, established on 7 July 1982 as Korea’s first privately funded bank. It expanded into securities in 1985 through the acquisition of Donghwa Securities, and later into leasing and investment-trust management. [https://www.shinhangroup.com/en/about/group/history1] [https://www.shinhangroup.com/en/about/group/history2]\n\nAfter acquiring Donghwa Bank in 1998, Shinhan announced plans to create a financial holding company and incorporated Shinhan Financial Group on 1 September 2001. Chohung Bank joined the Group in 2003, the year Shinhan registered with the U.S. Securities and Exchange Commission and listed on the New York Stock Exchange. In 2006, Shinhan Bank and Chohung Bank merged to form an integrated Shinhan Bank; LG Card joined the Group in 2007. [https://www.shinhangroup.com/en/about/group/history3] [https://www.shinhangroup.com/en/about/group/history4]\n\nThe Group continued consolidating and broadening its businesses: Shinhan’s and BNP Paribas’ asset-management businesses merged in 2009, and Orange Life became a subsidiary in 2019 following a 2018 acquisition agreement. Shinhan Life and Orange Life combined in July 2021 to form an integrated Shinhan Life. [https://www.shinhangroup.com/en/about/group/history4] [https://www.shinhangroup.com/en/about/group/history6]\n[https://www.shinhangroup.com/en/about/group/history1][https://www.shinhangroup.com/en/about/group/history2][https://www.shinhangroup.com/en/about/group/history3][https://www.shinhangroup.com/en/about/group/history4][https://www.shinhangroup.com/en/about/group/history6]", "updatedAt": "2026-10-02T11:12:09.093742Z" } ], "sources": [ { "id": "https://shinhangroup.com/resources/esg/en/CDP2023_SFG.pdf", "href": "https://shinhangroup.com/resources/esg/en/CDP2023_SFG.pdf", "label": "shinhangroup.com" }, { "id": "P142069073", "href": "https://app.finbar.com/go?id=P142069073", "label": "SHINHAN FINANCIAL GROUP CO LTD — Full financial report (2025 Y), p76", "documentId": "D-ec791dfdd4d74118b21e446f3371efa3", "page": 76 }, { "id": "P142066517", "href": "https://app.finbar.com/go?id=P142066517", "label": "SHINHAN FINANCIAL GROUP CO LTD — Presentation (2026 Q 1), p19", "documentId": 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