{
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  "organisationId": "O-c383613b86fd4e0eb6349ad9bd049f42",
  "slug": "sezzle-inc",
  "name": "Sezzle Inc.",
  "updatedAt": "2026-10-02T13:53:53.271151Z",
  "sections": [
    {
      "type": "OVERVIEW",
      "text": "Sezzle Inc. is a financial technology and payments company whose digital platform lets consumers pay in installments at checkout as an alternative to traditional credit. Its offerings include installment plans, a virtual card, paid Sezzle Premium and Sezzle Anywhere subscriptions, and shopping tools within its app. The platform launched in 2017. [P154447051][P154447052][P154447053][P154446976]\n\nThe company serves consumers in the United States and Canada. Its stated mission is to financially empower the next generation by giving consumers more control over spending and access to responsible credit. [P154447051][P28494828] Sezzle reported $285.2 million in revenue for the six months ended June 30, 2026; at year-end 2025, it had 201 employees in the United States and Canada, alongside contractors and PEO workers in other countries. [T17817225][P99173284]\n[P154447051][P154447052][P154447053][P154446976][P28494828][T17817225][P99173284]",
      "updatedAt": "2026-10-02T13:53:53.271151Z"
    },
    {
      "type": "PRODUCTS",
      "text": "Sezzle offers merchant-integrated installment checkout through e-commerce widgets and an API, alongside consumer access through its mobile app and online dashboard. Its Pay-in-four product requires one-quarter of the purchase price upfront, followed by three payments every two weeks over six weeks; Pay-in-two divides an order into two equal payments two weeks apart. Pay-in-five, piloted as a beta in 2025, requires one-fifth upfront and four biweekly payments over eight weeks. Fees or interest may apply, and consumers can manage payments through the app or dashboard, including rescheduling subject to limits and fees. [P120104223][P58916224][P91145862][P112002147]\n\nThe Sezzle Virtual Card supports online and in-store purchases, including at merchants not directly integrated with Sezzle; it is issued by WebBank under a Visa license and works with Apple Pay and Google Pay for tap-to-pay. Recurring subscription offerings include Sezzle Premium, which provides access to select large non-integrated merchants and other benefits, and Sezzle Anywhere, which enables Virtual Card use at merchants online or in-store, subject to restrictions. Sezzle On-Demand provides a fee-based option for eligible non-subscribers to use Sezzle online or in-store. [P81631177][P46582992][P154447053]\n\nOther offerings include access through third-party partners to interest-bearing, fixed-rate monthly installment loans for purchases up to $15,000 with terms up to 48 months; a shopping marketplace with price comparison and price-drop notifications; an Earn tab with coupons, discounts, and games; and Sezzle Balance, a digital wallet consumers can preload for repayment. Subscription revenue represented 22% of total revenue in 2025, compared with 30% in 2024; no separate revenue share for Premium versus Anywhere was disclosed. [P154447053][P154447066][P46582992]\n[P120104223][P58916224][P91145862][P112002147][P81631177][P46582992][P154447053][P154447066]",
      "updatedAt": "2026-10-02T13:53:53.271151Z"
    },
    {
      "type": "GEOGRAPHY",
      "text": "Sezzle’s disclosed customer and sales footprint is primarily North American, serving consumers in the United States and Canada. It reports a single operating segment and no significant revenue concentration by state or geographic location; the cited filings do not provide country-level revenue or GMV figures or percentages. [P154447052][P154446944]\n\nSezzle lists its principal executive office at 700 Nicollet Mall, Suite 640, Minneapolis, Minnesota. It describes its workforce as primarily remote-first. At December 31, 2025, it had 201 employees across the United States and Canada, with no country-level split disclosed; workers engaged through PEOs or as independent contractors in other jurisdictions were concentrated mainly in Colombia and Mexico. [P62166221][P15874478][P99173284]\n[P154447052][P154446944][P62166221][P15874478][P99173284]",
      "updatedAt": "2026-10-02T13:53:53.271151Z"
    },
    {
      "type": "SEGMENTS",
      "text": "Sezzle Inc. reports one operating and reportable segment, with no separately named business segments. Its sole segment primarily generates revenue through Sezzle’s payment-processing platform in North America; management evaluates performance and allocates resources on a consolidated basis. [P1379424]\n\nThe 2026 second-quarter filing continues to report a single segment. It accounts for 100% of the company’s reported revenue; no segment-level revenue split or separate segment contribution percentages are disclosed. [P154446944]\n[P1379424][P154446944]",
      "updatedAt": "2026-10-02T13:53:53.271151Z"
    },
    {
      "type": "HISTORY",
      "text": "Sezzle Inc. was formed in Delaware on January 4, 2016, and its co-founders are Charlie Youakim and Paul Paradis. The company launched in the United States in 2016 and introduced its Pay-in-4 product in 2017. [P115030815][https://investors.sezzle.com/charlie-youakim/][https://investors.sezzle.com/leadership-and-governance/board-of-directors/][https://assets.ctfassets.net/6d085vujy22q/7GSCjSK9aK4cCoJaqsqWR0/d09deda51f912dbfe86585c0c414a207/Sezzle_Investor_Presentation_May_2025.pdf][https://www.prnewswire.com/news-releases/sezzle-surpasses-one-million-active-customers-301001311.html] In 2019, Sezzle announced its expansion into Canada and completed an IPO on the Australian Securities Exchange, where trading began in July. [https://www.prnewswire.com/news-releases/sezzle-announces-entry-into-canadian-market-with-disruptive-payment-solution-300872993.html][https://asxonline.com/content/asxonline/public/notices/2019/july/0758.19.07.html][https://www.prnewswire.com/news-releases/disruptive-payment-solution-sezzle-completes-initial-public-offering-on-australian-exchange-300893255.html]\n\nIn 2020, Sezzle elected to become a Delaware public benefit corporation. [P63633059] In 2022, it agreed to a proposed merger with Zip; the companies terminated the agreement in July, and the transaction was not completed. [https://announcements.asx.com.au/asxpdf/20220712/pdf/45bs227gk3cv5y.pdf] Sezzle expanded its product range in 2023 with Sezzle Anywhere and a pay-in-two option, and began trading on Nasdaq under the symbol SEZL in August. [P91570025][P45476791][https://www.sec.gov/Archives/edgar/data/1662991/000166299123000130/szl-20230816ex9901.htm] In 2025, the company added features including price comparison, an Earn tab and Sezzle Balance, and piloted pay-in-five. [P57930071][P112002147]\n[P115030815][P63633059][P91570025][P45476791][P57930071][P112002147][https://investors.sezzle.com/charlie-youakim/][https://investors.sezzle.com/leadership-and-governance/board-of-directors/][https://assets.ctfassets.net/6d085vujy22q/7GSCjSK9aK4cCoJaqsqWR0/d09deda51f912dbfe86585c0c414a207/Sezzle_Investor_Presentation_May_2025.pdf][https://www.prnewswire.com/news-releases/sezzle-surpasses-one-million-active-customers-301001311.html][https://www.prnewswire.com/news-releases/sezzle-announces-entry-into-canadian-market-with-disruptive-payment-solution-300872993.html][https://asxonline.com/content/asxonline/public/notices/2019/july/0758.19.07.html][https://www.prnewswire.com/news-releases/disruptive-payment-solution-sezzle-completes-initial-public-offering-on-australian-exchange-300893255.html][https://announcements.asx.com.au/asxpdf/20220712/pdf/45bs227gk3cv5y.pdf][https://www.sec.gov/Archives/edgar/data/1662991/000166299123000130/szl-20230816ex9901.htm]",
      "updatedAt": "2026-10-02T13:53:53.271151Z"
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