# SEACOAST BANKING CORP OF FLORIDA

Summary updated: 2026-10-02T11:18:46.216485Z
Canonical: https://finbar.com/research/companies/seacoast-banking-corp-of-florida

## Overview

Seacoast Banking Corporation of Florida is a financial holding company whose principal business is community banking through Seacoast National Bank. Its services include commercial and consumer banking, wealth management, mortgage and insurance services, offered through branch and digital channels. [1](https://app.finbar.com/go?id=P108562453) Its operations are centered in Florida, with branches also in Georgia; as of June 30, 2026, the company reported 105 full-service branches. [2](https://app.finbar.com/go?id=P143939426)[3](https://app.finbar.com/go?id=P31712502) The company describes its mission as “improving the lives of our customers and enhancing the communities where we live and work.” [4](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Again-Named-Best-Banks-to-Work-For/default.aspx)

As of June 30, 2026, Seacoast reported approximately $21.4 billion in assets and $16.8 billion in deposits. [2](https://app.finbar.com/go?id=P143939426) For 2025, it reported $553.5 million in net interest income and $99.2 million in noninterest income. [5](https://app.finbar.com/go?id=T8638898) Seacoast National Bank was chartered in 1926, and the holding company was incorporated in Florida in 1983. [6](https://app.finbar.com/go?id=P66515868)
[1](https://app.finbar.com/go?id=P108562453)[2](https://app.finbar.com/go?id=P143939426)[3](https://app.finbar.com/go?id=P31712502)[5](https://app.finbar.com/go?id=T8638898)[5](https://app.finbar.com/go?id=T8638898)[6](https://app.finbar.com/go?id=P66515868)[4](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Again-Named-Best-Banks-to-Work-For/default.aspx)

## Products & services

Seacoast offers personal checking with online and mobile banking, mobile deposit, money-management tools, and security features. Personal savings options include savings and money-market accounts, certificates of deposit, IRAs, and HSAs. [7](https://www.seacoastbank.com/personal/banking/checking) [8](https://www.seacoastbank.com/personal/banking/savings/compare-savings-accounts)

Commercial banking services include operating accounts, cash and liquidity management, merchant solutions, payment and receivables services, reporting, and fraud controls. Treasury-management capabilities include Positive Pay and remote deposit capture. Commercial lending includes commercial real estate, construction, equipment, bridge, and other business loans; SBA lending includes 7(a) and 504 products. [9](https://www.seacoastbank.com/commercial/banking) [10](https://www.seacoastbank.com/business/digital-banking) [11](https://www.seacoastbank.com/resource-center/business-insights/business-management/treasury-management-for-growing-businesses) [12](https://www.seacoastbank.com/commercial/lending) [13](https://www.seacoastbank.com/small-business/lending/sba-loans)

Mortgage offerings include fixed- and adjustable-rate, jumbo, construction and land, FHA, VA, and USDA loans. Wealth services include investment management, trust, wealth planning, business-transition planning, and family-office services. The company’s reported loan portfolio is divided among construction and land development, commercial real estate, residential real estate, commercial and financial, and consumer loans; the filing does not allocate revenue to the individual named products. [14](https://www.seacoastbank.com/personal/lending/mortgages) [15](https://www.seacoastbank.com/wealth/wealth-management) [16](https://app.finbar.com/go?id=T16715547)
[16](https://app.finbar.com/go?id=T16715547)[7](https://www.seacoastbank.com/personal/banking/checking)[8](https://www.seacoastbank.com/personal/banking/savings/compare-savings-accounts)[9](https://www.seacoastbank.com/commercial/banking)[10](https://www.seacoastbank.com/business/digital-banking)[11](https://www.seacoastbank.com/resource-center/business-insights/business-management/treasury-management-for-growing-businesses)[12](https://www.seacoastbank.com/commercial/lending)[13](https://www.seacoastbank.com/small-business/lending/sba-loans)[14](https://www.seacoastbank.com/personal/lending/mortgages)[15](https://www.seacoastbank.com/wealth/wealth-management)

## Geographic presence

Seacoast Banking Corp. of Florida reported 104 full-service branches in its FY2025 annual report. Its footprint is primarily in Florida, including Central Florida, North Central Florida, The Villages, and the South Florida tri-county area of Miami-Dade, Broward, and Palm Beach counties. [1](https://app.finbar.com/go?id=P108562453)[3](https://app.finbar.com/go?id=P31712502)[17](https://app.finbar.com/go?id=P111986877)

In 2025, the company opened five locations, including its first outside Florida, in Woodstock, Georgia. It also completed acquisitions adding branches in Central Florida, North Central Florida, and The Villages. [18](https://app.finbar.com/go?id=P19415726)[3](https://app.finbar.com/go?id=P31712502)
[1](https://app.finbar.com/go?id=P108562453)[3](https://app.finbar.com/go?id=P31712502)[17](https://app.finbar.com/go?id=P111986877)[18](https://app.finbar.com/go?id=P19415726)

## Business segments

Seacoast Banking Corporation of Florida reports one operating and reportable segment. It combines commercial and consumer banking, wealth management, mortgage, and insurance services; the company manages activities and evaluates performance on an organization-wide basis rather than reporting these offerings as separate segments. [19](https://app.finbar.com/go?id=P110315479)[20](https://app.finbar.com/go?id=P34725886)

Accordingly, the single reportable segment represents 100% of the company’s reported segment activity. The company does not disclose separate revenue contributions for the individual service offerings. Segment revenue is driven primarily by loan interest and fees, interest on cash and investment securities, and fees from deposit products and services. [19](https://app.finbar.com/go?id=P110315479)

This segment structure is described in the company’s 2025 Form 10-K, filed in 2026. [19](https://app.finbar.com/go?id=P110315479)
[19](https://app.finbar.com/go?id=P110315479)[20](https://app.finbar.com/go?id=P34725886)

## Company history

Seacoast’s banking roots date to 1926, when Indian River County Bank was chartered in Sebastian. After moving to Okeechobee in 1930 and Stuart in 1933, it operated under successive names, including Citizens Bank of Stuart and First National Bank and Trust Company of the Treasure Coast. The holding company was incorporated in Florida in 1983, and the bank adopted the name Seacoast National Bank in 2006. [6](https://app.finbar.com/go?id=P66515868)[21](https://www.seacoastbanking.com/news-events/press-releases/press-release/2006/First-National-Bank-Announces-Name-Change/default.aspx)

Seacoast expanded through acquisitions beginning in the late 1990s, including Port Saint Lucie National Bank Holding Corporation in 1997, Century National Bank in 2005, and Big Lake Financial Corporation in 2006. A significant expansion followed the 2014 merger with BANKshares, Inc.; subsequent acquisitions included Grand Bankshares in 2015, Floridian Financial Group in 2016, and Palm Beach Community Bank and NorthStar Banking Corporation in 2017. [17](https://app.finbar.com/go?id=P111986877)[22](https://www.seacoastbanking.com/corporate-information/mergers-acquisitions/default.aspx)[23](https://www.seacoastbanking.com/news-events/press-releases/press-release/2014/Seacoast-Banking-Corporation-Of-Florida-And-The-BANKshares-Inc.-Complete-Merger/default.aspx)[24](https://www.seacoastbanking.com/news-events/press-releases/press-release/2017/Seacoast-Completes-Acquisition-of-NorthStar-Banking-Corporation/default.aspx)

The company continued expanding in South Florida with the acquisitions of First Bank of the Palm Beaches in 2020, Legacy Bank of Florida in 2021, Apollo Bank in 2022, and Professional Holding Corp. in 2023. In 2021, Chuck Shaffer became CEO, while Denny Hudson—who had led the bank as chairman and CEO since 1992—became executive chairman. Seacoast completed acquisitions of Heartland Bancshares in July 2025 and Villages Bancorporation in October 2025. [25](https://app.finbar.com/go?id=P102368379)[1](https://app.finbar.com/go?id=P108562453)[26](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Corporation-of-Florida-Implements-CEO-Succession-Plan/default.aspx)[27](https://www.seacoastbanking.com/news-events/press-releases/press-release/2023/Seacoast-Completes-Acquisition-of-Professional-Holding-Corp/default.aspx)[28](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc-/default.aspx)[29](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-Bancorporation-Inc-/default.aspx)
[6](https://app.finbar.com/go?id=P66515868)[17](https://app.finbar.com/go?id=P111986877)[25](https://app.finbar.com/go?id=P102368379)[1](https://app.finbar.com/go?id=P108562453)[21](https://www.seacoastbanking.com/news-events/press-releases/press-release/2006/First-National-Bank-Announces-Name-Change/default.aspx)[22](https://www.seacoastbanking.com/corporate-information/mergers-acquisitions/default.aspx)[23](https://www.seacoastbanking.com/news-events/press-releases/press-release/2014/Seacoast-Banking-Corporation-Of-Florida-And-The-BANKshares-Inc.-Complete-Merger/default.aspx)[24](https://www.seacoastbanking.com/news-events/press-releases/press-release/2017/Seacoast-Completes-Acquisition-of-NorthStar-Banking-Corporation/default.aspx)[26](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Corporation-of-Florida-Implements-CEO-Succession-Plan/default.aspx)[27](https://www.seacoastbanking.com/news-events/press-releases/press-release/2023/Seacoast-Completes-Acquisition-of-Professional-Holding-Corp/default.aspx)[28](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc-/default.aspx)[29](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-Bancorporation-Inc-/default.aspx)

## Sources

1. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P108562453)
2. [SEACOAST BANKING CORP OF FLORIDA — Press release (2026 Q 2)](https://app.finbar.com/go?id=P143939426)
3. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P31712502)
4. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Again-Named-Best-Banks-to-Work-For/default.aspx)
5. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=T8638898)
6. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P66515868)
7. [www.seacoastbank.com](https://www.seacoastbank.com/personal/banking/checking)
8. [www.seacoastbank.com](https://www.seacoastbank.com/personal/banking/savings/compare-savings-accounts)
9. [www.seacoastbank.com](https://www.seacoastbank.com/commercial/banking)
10. [www.seacoastbank.com](https://www.seacoastbank.com/business/digital-banking)
11. [www.seacoastbank.com](https://www.seacoastbank.com/resource-center/business-insights/business-management/treasury-management-for-growing-businesses)
12. [www.seacoastbank.com](https://www.seacoastbank.com/commercial/lending)
13. [www.seacoastbank.com](https://www.seacoastbank.com/small-business/lending/sba-loans)
14. [www.seacoastbank.com](https://www.seacoastbank.com/personal/lending/mortgages)
15. [www.seacoastbank.com](https://www.seacoastbank.com/wealth/wealth-management)
16. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=T16715547)
17. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P111986877)
18. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P19415726)
19. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P110315479)
20. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P34725886)
21. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2006/First-National-Bank-Announces-Name-Change/default.aspx)
22. [www.seacoastbanking.com](https://www.seacoastbanking.com/corporate-information/mergers-acquisitions/default.aspx)
23. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2014/Seacoast-Banking-Corporation-Of-Florida-And-The-BANKshares-Inc.-Complete-Merger/default.aspx)
24. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2017/Seacoast-Completes-Acquisition-of-NorthStar-Banking-Corporation/default.aspx)
25. [SEACOAST BANKING CORP OF FLORIDA — Full financial report (2025 Y)](https://app.finbar.com/go?id=P102368379)
26. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2021/Seacoast-Banking-Corporation-of-Florida-Implements-CEO-Succession-Plan/default.aspx)
27. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2023/Seacoast-Completes-Acquisition-of-Professional-Holding-Corp/default.aspx)
28. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc-/default.aspx)
29. [www.seacoastbanking.com](https://www.seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-Bancorporation-Inc-/default.aspx)

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