# REGIONS FINANCIAL CORP

Summary updated: 2026-10-04T09:42:03.257924Z
Canonical: https://finbar.com/research/companies/regions-financial

## Overview

Regions Financial Corporation is a U.S. regional bank holding company headquartered in Birmingham, Alabama. Through Regions Bank, it provides consumer and commercial banking and wealth management services, including deposits, lending, treasury and investment banking services, financial planning, and investment management. Its branch network spans 15 states, with a focus on the southeastern United States. [1](https://ir.regions.com/company/company-profile/)[2](https://www.regions.com/commercial-banking)[3](https://www.regions.com/personal-banking)[4](https://www.regions.com/wealth-management)[5](https://careers.regions.com/us/en/explore-regions)

Regions describes its mission as creating long-term shareholder value while making life better for customers, associates, and communities, and helping customers meet their financial goals. For fiscal 2025, it reported $4.991 billion in net interest income and $2.535 billion in non-interest income, or about $7.526 billion combined; its careers materials describe a workforce of more than 19,000 associates. Its predecessor, First Alabama Bankshares, traces its origins to 1971. [6](https://www.regions.com/about-regions)[7](https://app.finbar.com/go?id=T10232020)[8](https://careers.regions.com/us/en/culture)[1](https://ir.regions.com/company/company-profile/)
[7](https://app.finbar.com/go?id=T10232020)[7](https://app.finbar.com/go?id=T10232020)[1](https://ir.regions.com/company/company-profile/)[2](https://www.regions.com/commercial-banking)[3](https://www.regions.com/personal-banking)[4](https://www.regions.com/wealth-management)[5](https://careers.regions.com/us/en/explore-regions)[6](https://www.regions.com/about-regions)[8](https://careers.regions.com/us/en/culture)

## Products & services

Regions Financial offers consumer checking accounts, including LifeGreen, student and eAccess options, as well as savings and money-market accounts, certificates of deposit, Visa credit cards, personal loans and lines of credit. Its digital banking services include bill payment, mobile check deposit, transfers, Zelle, account alerts and card controls. [9](https://www.regions.com/personal-banking/checking)[10](https://www.regions.com/personal-banking/savings)[11](https://www.regions.com/personal-banking/credit-cards)[12](https://www.regions.com/personal-banking/loans-and-lines-of-credit)[13](https://www.regions.com/digital-banking) Mortgage and home-financing products include fixed- and adjustable-rate mortgages, government-backed loans, construction and renovation financing, refinancing, home-equity loans and HELOCs; its high-net-worth mortgage offering includes fixed- and adjustable-rate options up to $5 million. [14](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options)[15](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options/government-backed-mortgage)[16](https://www.regions.com/personal-banking/home-equity)[17](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options/high-net-worth-mortgage)

Commercial and corporate offerings include working-capital, real-estate and equipment lending; asset-based and supply-chain financing; equipment loans, leases and sale-leasebacks; investment banking, trade finance and financial-risk-management services. Treasury and payment capabilities include iTreasury for cash visibility, ACH and wire payments, approvals, reporting and liquidity monitoring; receivables and lockbox services; and integrated payables with payment tracking, approvals and reconciliation. Merchant services support card, electronic-check and digital-wallet acceptance across in-store, online and mobile channels. [18](https://www.regions.com/commercial-banking/commercial-lending)[19](https://www.regions.com/commercial-banking/commercial-lending/business-capital)[20](https://www.regions.com/commercial-banking/commercial-lending/equipment-finance/financing-options)[21](https://www.regions.com/commercial-banking/corporate-banking)[22](https://www.regions.com/commercial-banking/treasury-management/online-services/itreasury)[23](https://www.regions.com/commercial-banking/treasury-management/collecting-funds)[24](https://www.regions.com/commercial-banking/treasury-management/managing-payments/integrated-payables)[25](https://www.regions.com/small-business/merchant-services/payment-acceptance)

Wealth services include financial and investment planning, asset management, trust and estate services, and banking and credit products such as Wealth Account, Wealth Visa Signature and securities-based credit. Investment offerings include mutual funds, ETFs, stocks, life insurance and annuities. [26](https://www.regions.com/wealth-management/private-wealth-management)[27](https://www.regions.com/wealth-management/private-wealth-management/wealth-planning)[28](https://www.regions.com/wealth-management/private-wealth-management/banking-and-credit)[29](https://www.regions.com/wealth-management/investing) In FY2025, Regions reported non-interest income categories including service charges, card and ATM fees, investment-management and trust fees, capital-markets income, mortgage income, investment-services fees and commercial-credit fees; segment reporting covers Corporate Bank, Consumer Bank and Wealth Management. [30](https://app.finbar.com/go?id=T12643205)[31](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000019/rf-20251231.htm)
[30](https://app.finbar.com/go?id=T12643205)[9](https://www.regions.com/personal-banking/checking)[10](https://www.regions.com/personal-banking/savings)[11](https://www.regions.com/personal-banking/credit-cards)[12](https://www.regions.com/personal-banking/loans-and-lines-of-credit)[13](https://www.regions.com/digital-banking)[14](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options)[15](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options/government-backed-mortgage)[16](https://www.regions.com/personal-banking/home-equity)[17](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options/high-net-worth-mortgage)[18](https://www.regions.com/commercial-banking/commercial-lending)[19](https://www.regions.com/commercial-banking/commercial-lending/business-capital)[20](https://www.regions.com/commercial-banking/commercial-lending/equipment-finance/financing-options)[21](https://www.regions.com/commercial-banking/corporate-banking)[22](https://www.regions.com/commercial-banking/treasury-management/online-services/itreasury)[23](https://www.regions.com/commercial-banking/treasury-management/collecting-funds)[24](https://www.regions.com/commercial-banking/treasury-management/managing-payments/integrated-payables)[25](https://www.regions.com/small-business/merchant-services/payment-acceptance)[26](https://www.regions.com/wealth-management/private-wealth-management)[27](https://www.regions.com/wealth-management/private-wealth-management/wealth-planning)[28](https://www.regions.com/wealth-management/private-wealth-management/banking-and-credit)[29](https://www.regions.com/wealth-management/investing)[31](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000019/rf-20251231.htm)

## Geographic presence

Regions Financial’s retail banking footprint spans 15 states: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas [32](https://ir.regions.com/governance/management/default.aspx). At December 31, 2025, it had 1,247 branch outlets and 1,786 ATMs, primarily across the South, Midwest, and Texas [33](https://app.finbar.com/go?id=P43396499). The company also operates specialty offices in New York, Washington, D.C., Chicago, Salt Lake City, and other locations nationwide [34](https://app.finbar.com/go?id=P121622098).

Regions’ headquarters are at 1900 Fifth Avenue North, Birmingham, Alabama 35203 [35](https://app.finbar.com/go?id=P51202972). It reported 19,969 full-time-equivalent employees at year-end 2025; a state-by-state employee distribution was not provided [36](https://app.finbar.com/go?id=P37705130). Its 2025 Form 10-K does not report revenue by state or region [31](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000019/rf-20251231.htm).
[33](https://app.finbar.com/go?id=P43396499)[34](https://app.finbar.com/go?id=P121622098)[35](https://app.finbar.com/go?id=P51202972)[36](https://app.finbar.com/go?id=P37705130)[32](https://ir.regions.com/governance/management/default.aspx)[31](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000019/rf-20251231.htm)

## Business segments

For FY2025, Regions Financial reported three business segments: Corporate Bank, Consumer Bank, and Wealth Management; its segment table also includes “Other,” which is not a named operating segment. [30](https://app.finbar.com/go?id=T12643205)

Using net interest income plus non-interest income as a revenue proxy, the segments contributed approximately 37.6% for Corporate Bank ($2.832 billion), 53.2% for Consumer Bank ($4.006 billion), and 9.7% for Wealth Management ($729 million). These shares use consolidated net interest income plus non-interest income of $7.526 billion as the denominator; “Other” was negative $41 million, or about −0.5%. [30](https://app.finbar.com/go?id=T12643205)[7](https://app.finbar.com/go?id=T10232020)

The reported income mix indicates Corporate Bank’s activity includes commercial credit fees and capital-markets income; Consumer Bank’s includes deposit service charges, card and ATM fees, and mortgage income; and Wealth Management’s includes investment management and trust fees and investment-services fees. These are revenue-line indicators of segment focus. [30](https://app.finbar.com/go?id=T12643205)
[30](https://app.finbar.com/go?id=T12643205)[7](https://app.finbar.com/go?id=T10232020)

## Company history

Regions Financial Corporation traces its origins to three Alabama banks—Exchange Security Bank of Birmingham, First National Bank of Huntsville, and First National Bank of Montgomery—which applied to form First Alabama Bankshares in 1970; the Federal Reserve approved the company in 1971. First Alabama Bancshares changed its name to Regions Financial Corporation in 1994. [1](https://ir.regions.com/company/company-profile/)[37](https://www.sec.gov/Archives/edgar/data/36032/000003603294000002/0000036032-94-000002.txt)

Regions expanded through acquisitions and mergers. In 1998, the Federal Reserve approved its merger with Little Rock-based First Commercial Corporation. Regions combined with Union Planters Corporation in 2004 and AmSouth Bancorporation in 2006, continuing under the Regions Financial Corporation name. [38](https://www.federalreserve.gov/boarddocs/press/bhc/1998/199805132/)[39](https://ir.regions.com/company/investor-faqs/default.aspx)[40](https://www.sec.gov/Archives/edgar/data/1281761/000095014405002476/g93593e10vk.htm)

During the 2008 financial crisis, Regions received a $3.5 billion U.S. Treasury investment through TARP; it repaid the investment in 2012. Grayson Hall became CEO in 2010, followed by John Turner in 2018. [41](https://home.treasury.gov/news/press-releases/tg1523)[42](https://www.sec.gov/Archives/edgar/data/1281761/000119312509255004/dex991.htm)[43](https://ir.regions.com/news-events/press-releases/news-details/2018/Regions-Financial-Corp.-Names-John-Turner-CEO-Effective-July-2-2018-Grayson-Hall-to-Serve-as-Executive-Chairman-04-25-2018/default.aspx)

From 2019 through 2022, Regions added businesses in institutional investment services, equipment finance, home-improvement lending, commercial real estate finance, and mergers-and-acquisitions advisory through acquisitions including Highland Associates, Ascentium Capital, EnerBank USA, Sabal Capital Partners, and Clearsight Advisors. [44](https://ir.regions.com/news-events/press-releases/news-details/2019/Regions-Bank-Closes-on-Highland-Associates-acquisition-08-02-2019/default.aspx)[45](https://ir.regions.com/news-events/press-releases/news-details/2020/Regions-Bank-Closes-on-Ascentium-Capital-acquisition-04-01-2020/default.aspx)[46](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Home-Improvement-Lender-EnerBank-USA-10-01-2021/default.aspx)[47](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Sabal-Capital-Partners-12-02-2021/default.aspx)[48](https://ir.regions.com/news-events/press-releases/news-details/2022/Regions-Financial-Closes-on-its-Acquisition-of-Clearsight-Advisors-01-04-2022/default.aspx)
[1](https://ir.regions.com/company/company-profile/)[37](https://www.sec.gov/Archives/edgar/data/36032/000003603294000002/0000036032-94-000002.txt)[38](https://www.federalreserve.gov/boarddocs/press/bhc/1998/199805132/)[39](https://ir.regions.com/company/investor-faqs/default.aspx)[40](https://www.sec.gov/Archives/edgar/data/1281761/000095014405002476/g93593e10vk.htm)[41](https://home.treasury.gov/news/press-releases/tg1523)[42](https://www.sec.gov/Archives/edgar/data/1281761/000119312509255004/dex991.htm)[43](https://ir.regions.com/news-events/press-releases/news-details/2018/Regions-Financial-Corp.-Names-John-Turner-CEO-Effective-July-2-2018-Grayson-Hall-to-Serve-as-Executive-Chairman-04-25-2018/default.aspx)[44](https://ir.regions.com/news-events/press-releases/news-details/2019/Regions-Bank-Closes-on-Highland-Associates-acquisition-08-02-2019/default.aspx)[45](https://ir.regions.com/news-events/press-releases/news-details/2020/Regions-Bank-Closes-on-Ascentium-Capital-acquisition-04-01-2020/default.aspx)[46](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Home-Improvement-Lender-EnerBank-USA-10-01-2021/default.aspx)[47](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Sabal-Capital-Partners-12-02-2021/default.aspx)[48](https://ir.regions.com/news-events/press-releases/news-details/2022/Regions-Financial-Closes-on-its-Acquisition-of-Clearsight-Advisors-01-04-2022/default.aspx)

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1. [ir.regions.com](https://ir.regions.com/company/company-profile/)
2. [www.regions.com](https://www.regions.com/commercial-banking)
3. [www.regions.com](https://www.regions.com/personal-banking)
4. [www.regions.com](https://www.regions.com/wealth-management)
5. [careers.regions.com](https://careers.regions.com/us/en/explore-regions)
6. [www.regions.com](https://www.regions.com/about-regions)
7. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=T10232020)
8. [careers.regions.com](https://careers.regions.com/us/en/culture)
9. [www.regions.com](https://www.regions.com/personal-banking/checking)
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14. [www.regions.com](https://www.regions.com/personal-banking/home-loans/mortgage/home-loan-options)
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24. [www.regions.com](https://www.regions.com/commercial-banking/treasury-management/managing-payments/integrated-payables)
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26. [www.regions.com](https://www.regions.com/wealth-management/private-wealth-management)
27. [www.regions.com](https://www.regions.com/wealth-management/private-wealth-management/wealth-planning)
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29. [www.regions.com](https://www.regions.com/wealth-management/investing)
30. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=T12643205)
31. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/1281761/000128176126000019/rf-20251231.htm)
32. [ir.regions.com](https://ir.regions.com/governance/management/default.aspx)
33. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P43396499)
34. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P121622098)
35. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P51202972)
36. [REGIONS FINANCIAL CORP — Full financial report (2025 Y)](https://app.finbar.com/go?id=P37705130)
37. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/36032/000003603294000002/0000036032-94-000002.txt)
38. [www.federalreserve.gov](https://www.federalreserve.gov/boarddocs/press/bhc/1998/199805132/)
39. [ir.regions.com](https://ir.regions.com/company/investor-faqs/default.aspx)
40. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/1281761/000095014405002476/g93593e10vk.htm)
41. [home.treasury.gov](https://home.treasury.gov/news/press-releases/tg1523)
42. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/1281761/000119312509255004/dex991.htm)
43. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2018/Regions-Financial-Corp.-Names-John-Turner-CEO-Effective-July-2-2018-Grayson-Hall-to-Serve-as-Executive-Chairman-04-25-2018/default.aspx)
44. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2019/Regions-Bank-Closes-on-Highland-Associates-acquisition-08-02-2019/default.aspx)
45. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2020/Regions-Bank-Closes-on-Ascentium-Capital-acquisition-04-01-2020/default.aspx)
46. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Home-Improvement-Lender-EnerBank-USA-10-01-2021/default.aspx)
47. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2021/Regions-Bank-Closes-on-its-Acquisition-of-Sabal-Capital-Partners-12-02-2021/default.aspx)
48. [ir.regions.com](https://ir.regions.com/news-events/press-releases/news-details/2022/Regions-Financial-Closes-on-its-Acquisition-of-Clearsight-Advisors-01-04-2022/default.aspx)

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