# Paymentus Holdings, Inc.

Summary updated: 2026-10-02T13:50:45.777813Z
Canonical: https://finbar.com/research/companies/paymentus-holdings-inc

## Overview

Paymentus Holdings, Inc. is a financial technology company providing cloud-based bill-payment and money-movement solutions to businesses, billers, and financial institutions. Its platform serves clients across sectors including utilities, financial services, insurance, government, telecommunications, real estate, education, and healthcare. [1](https://app.finbar.com/go?id=P22934038)

The company’s omni-channel platform enables payments through web and mobile applications, IVR, text, chatbots, call centers, and in-person channels, using methods such as cards, ACH, and digital wallets. Paymentus describes its mission as simplifying billing and payment processes while putting consumers at the center of the experience. [2](https://app.finbar.com/go?id=P46014637)[3](https://www.paymentus.com/about/)

Paymentus reported approximately 53 million consumers and businesses globally using its platform in December 2025. For the fiscal year ended December 31, 2025, it reported revenue of approximately $1.20 billion. [1](https://app.finbar.com/go?id=P22934038)[4](https://app.finbar.com/go?id=T5818598)
[1](https://app.finbar.com/go?id=P22934038)[2](https://app.finbar.com/go?id=P46014637)[4](https://app.finbar.com/go?id=T5818598)[3](https://www.paymentus.com/about/)

## Products & services

Paymentus’s core product is its cloud-based Intelligent Payment Platform, which combines electronic bill presentment and payment, customer communications, and self-service revenue management. It connects with billers’ financial and operating systems through APIs, iFrames, or hosted implementations, and supports payment processing, billing, and reconciliation. The platform uses a shared code base and SaaS infrastructure. [5](https://app.finbar.com/go?id=P119832023)[6](https://app.finbar.com/go?id=P44681499)[7](https://app.finbar.com/go?id=P145794907)[8](https://www.paymentus.com/intelligent-payment-platform/)

Payment capabilities include credit and debit cards, ACH/eCheck, digital wallets, one-time, scheduled, recurring and payment-plan transactions, and multiple currencies and languages. Consumers can pay through web and mobile experiences, IVR, text, secure PDF, chatbots, voice assistants, call centers and in-person options. The Instant Payment Network® extends billing, payment and reconciliation functions into partner platforms, including consumer-technology, retail and financial-institution channels. [2](https://app.finbar.com/go?id=P46014637)[9](https://app.finbar.com/go?id=P81822571)[10](https://app.finbar.com/go?id=P82444546)[11](https://www.paymentus.com/instant-payment-network/)

Other offerings include Bill Center for banking bill-pay and bill management, Loan Payments, and chatbot tools for self-service account inquiries and payments. The company also presents BillWallet® as a digital wallet experience and Billeo™ as an AI-enabled interaction layer for bills and documents; these are not separately reported as revenue lines. [12](https://www.paymentus.com/banking-fintech/)[13](https://www.paymentus.com/chatbot/)[14](https://www.paymentus.com/billwallet/)[15](https://www.paymentus.com/industry-insights/paymentus-launches-ai-native-service-commerce/)

The company does not disclose revenue by individual product. Revenue is primarily transaction fees, which vary by payment type, channel or industry; maintenance and subscription revenue together represented 0.8% of total revenue in 2025. [16](https://app.finbar.com/go?id=P39315394)
[5](https://app.finbar.com/go?id=P119832023)[6](https://app.finbar.com/go?id=P44681499)[7](https://app.finbar.com/go?id=P145794907)[2](https://app.finbar.com/go?id=P46014637)[9](https://app.finbar.com/go?id=P81822571)[10](https://app.finbar.com/go?id=P82444546)[16](https://app.finbar.com/go?id=P39315394)[8](https://www.paymentus.com/intelligent-payment-platform/)[11](https://www.paymentus.com/instant-payment-network/)[12](https://www.paymentus.com/banking-fintech/)[13](https://www.paymentus.com/chatbot/)[14](https://www.paymentus.com/billwallet/)[15](https://www.paymentus.com/industry-insights/paymentus-launches-ai-native-service-commerce/)

## Geographic presence

Paymentus generates substantially all of its revenue in the United States; its FY2025 filing does not provide a numerical revenue breakdown by country or region. The company reported 1,340 full-time employees, plus a small number of part-time employees, across the United States, Canada, and India as of December 31, 2025, without a country-level employee breakdown.

Its listed leased locations are in Charlotte, Dallas, and Santa Clara in the United States; Richmond Hill in Canada; and Gurugram, Mohali, and Bengaluru in India. Paymentus also reports significant operations outside the United States, particularly in Canada and India, with expenses in local currencies.
[17](https://app.finbar.com/go?id=P83179384)[18](https://app.finbar.com/go?id=P41413513)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[19](https://app.finbar.com/go?id=T5375734)[20](https://app.finbar.com/go?id=P76160536)

## Business segments

Paymentus reports one operating and reportable segment under its structure effective January 1, 2025. It does not disclose separate current segment focus areas; the single segment accounts for 100% of reported revenue, or $1,196.5 million in FY2025. [21](https://app.finbar.com/go?id=P38062348)[22](https://app.finbar.com/go?id=P21514502)[4](https://app.finbar.com/go?id=T5818598)

Under the prior structure, the company identified three geography-based operating segments: United States, Canada, and India. Only the United States qualified as a reportable segment; Canada and India were grouped as “Other.” In FY2024, the United States contributed 98.2% of revenue ($856.4 million of $871.7 million), while Other contributed 1.8% ($15.4 million). [23](https://app.finbar.com/go?id=P93048223)[24](https://app.finbar.com/go?id=P56006515)[25](https://app.finbar.com/go?id=T3436748)
[21](https://app.finbar.com/go?id=P38062348)[22](https://app.finbar.com/go?id=P21514502)[4](https://app.finbar.com/go?id=T5818598)[23](https://app.finbar.com/go?id=P93048223)[24](https://app.finbar.com/go?id=P56006515)[25](https://app.finbar.com/go?id=T3436748)[25](https://app.finbar.com/go?id=T3436748)[25](https://app.finbar.com/go?id=T3436748)

## Company history

Paymentus was founded by Dushyant Sharma in 2004, initially focusing on digital bill presentment and payment. The business began as Bizpective Technologies, Inc. and changed its name to Paymentus Corporation in 2005. In 2011, Paymentus Holdings, Inc. was incorporated in Delaware in connection with an investment by Accel-KKR and acquired the operating company’s assets.[26](https://www.paymentus.com/industry-insights/celebrating-20-years-of-billing-payment-innovation/)[27](https://www.sec.gov/Archives/edgar/data/1841156/000156459021022583/ck7045120534-s1.htm)

Paymentus expanded its platform beyond its original bill-payment focus, including development of its Instant Payment Network.[26](https://www.paymentus.com/industry-insights/celebrating-20-years-of-billing-payment-innovation/) In May 2021, it completed its initial public offering and began trading on the New York Stock Exchange under the symbol PAY.[28](https://www.businesswire.com/news/home/20210525006051/en/Paymentus-Announces-Pricing-of-Initial-Public-Offering) Later that year, it agreed to acquire Payveris and completed the acquisition in September; company materials also identify Finovera as a 2021 acquisition.[29](https://www.sec.gov/Archives/edgar/data/1841156/000095017021004172/pay-ex2_1.htm)[30](https://www.paymentus.com/industry-insights/introducing-paymentus-banking-fintech/)
[S1][S2][S3][S4][S5][26](https://www.paymentus.com/industry-insights/celebrating-20-years-of-billing-payment-innovation/)[27](https://www.sec.gov/Archives/edgar/data/1841156/000156459021022583/ck7045120534-s1.htm)[28](https://www.businesswire.com/news/home/20210525006051/en/Paymentus-Announces-Pricing-of-Initial-Public-Offering)[29](https://www.sec.gov/Archives/edgar/data/1841156/000095017021004172/pay-ex2_1.htm)[30](https://www.paymentus.com/industry-insights/introducing-paymentus-banking-fintech/)

## Sources

1. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P22934038)
2. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P46014637)
3. [www.paymentus.com](https://www.paymentus.com/about/)
4. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=T5818598)
5. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P119832023)
6. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P44681499)
7. [Paymentus Holdings, Inc. — Full financial report (2026 Q 2)](https://app.finbar.com/go?id=P145794907)
8. [www.paymentus.com](https://www.paymentus.com/intelligent-payment-platform/)
9. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P81822571)
10. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P82444546)
11. [www.paymentus.com](https://www.paymentus.com/instant-payment-network/)
12. [www.paymentus.com](https://www.paymentus.com/banking-fintech/)
13. [www.paymentus.com](https://www.paymentus.com/chatbot/)
14. [www.paymentus.com](https://www.paymentus.com/billwallet/)
15. [www.paymentus.com](https://www.paymentus.com/industry-insights/paymentus-launches-ai-native-service-commerce/)
16. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P39315394)
17. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P83179384)
18. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P41413513)
19. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=T5375734)
20. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P76160536)
21. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P38062348)
22. [Paymentus Holdings, Inc. — Full financial report (2025 Y)](https://app.finbar.com/go?id=P21514502)
23. [Paymentus Holdings, Inc. — Full financial report (2024 Y)](https://app.finbar.com/go?id=P93048223)
24. [Paymentus Holdings, Inc. — Full financial report (2024 Y)](https://app.finbar.com/go?id=P56006515)
25. [Paymentus Holdings, Inc. — Full financial report (2024 Y)](https://app.finbar.com/go?id=T3436748)
26. [www.paymentus.com](https://www.paymentus.com/industry-insights/celebrating-20-years-of-billing-payment-innovation/)
27. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/1841156/000156459021022583/ck7045120534-s1.htm)
28. [www.businesswire.com](https://www.businesswire.com/news/home/20210525006051/en/Paymentus-Announces-Pricing-of-Initial-Public-Offering)
29. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/1841156/000095017021004172/pay-ex2_1.htm)
30. [www.paymentus.com](https://www.paymentus.com/industry-insights/introducing-paymentus-banking-fintech/)

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