# NEXI SPA

Summary updated: 2026-10-04T15:23:54.608104Z
Canonical: https://finbar.com/research/companies/nexi-spa

## Overview

Nexi S.p.A. is a European PayTech company providing electronic-payment infrastructure and services to merchants, banks and other businesses. Its core activities span merchant payment acceptance for in-person and online transactions; card issuing and processing; and digital banking, clearing and payment services. The company describes its purpose as “We simplify payments for People” and reports a presence in more than 25 countries, primarily across Europe. [1](https://app.finbar.com/go?id=T11704502)[2](https://www.nexigroup.com/en/group/overview/)

Nexi’s three principal business areas are Merchant Solutions, Issuing Solutions and Digital Banking Solutions. For FY2025, it reported normalized net revenues of €3,585 million and 9,570 employees at year-end. The group took its current form on 1 January 2022, when Nexi, Nets and SIA combined. [1](https://app.finbar.com/go?id=T11704502)[3](https://app.finbar.com/go?id=T11723680)[4](https://app.finbar.com/go?id=P60500059)[5](https://www.nexigroup.com/en/group/overview/history/)
[1](https://app.finbar.com/go?id=T11704502)[3](https://app.finbar.com/go?id=T11723680)[4](https://app.finbar.com/go?id=P60500059)[2](https://www.nexigroup.com/en/group/overview/)[5](https://www.nexigroup.com/en/group/overview/history/)

## Products & services

Nexi’s Merchant Solutions include in-store payment acceptance through SmartPOS, SmartPOS Cassa and SoftPOS. SmartPOS terminals support apps for functions such as order management, bookings, loyalty and vouchers; SmartPOS Cassa combines payment acceptance with an electronic cash register. SoftPOS enables contactless card and wallet acceptance on compatible phones without a separate terminal. Nexi also offers payment acceptance integrated into software providers’ platforms and apps, and tailored solutions for sectors including fuel, transport and mobility, utilities and retail. Other named services include Dynamic Currency Conversion, digital receipts, SME working-capital financing in the Nordics, and QR-code donations through the Dona Italia platform. [6](https://app.finbar.com/go?id=P73533502)[7](https://www.nexigroup.com/en/business/retailers-and-merchants/in-store-payments/)[8](https://developer.nexigroup.com/softposmobilepos/en-EU/docs/)

E-commerce offerings include Nexi’s Easy solutions and Computop’s e-commerce and omnichannel acceptance capabilities. Nexi’s XPay materials describe hosted checkout, pay-by-link, plugins and server-to-server integration options. In issuing, Nexi provides processing and management for credit, debit and prepaid cards, with services such as digital onboarding, mobile payments and Buy Now Pay Later. Its capabilities also include card-management and authorisation platforms, and the centralized Bancomat application and infrastructure for routing, clearing and control. [6](https://app.finbar.com/go?id=P73533502)[9](https://app.finbar.com/go?id=P56372990)[10](https://app.finbar.com/go?id=P3910896)[11](https://app.finbar.com/go?id=P93456647)[12](https://www.nexigroup.com/en/business/retailers-and-merchants/e-commerce/)[13](https://developer.nexigroup.com/xpayglobal/en-EU/docs/)[14](https://www.nexigroup.com/en/business/banks-and-financial-institutions/cards-issuing-and-mobile-payments/)

Digital Banking Solutions include SEPA clearing, open-banking and network services, and the Banks Payment Hub, with instant payments and modules for fraud prevention, embargo screening and Verification of Payee. Other offerings include FPAD fraud prevention for transfers and instant payments, ESMIG network access, Digital Corporate Banking, and public-sector payment and treasury services. Nexi Ready, announced in 2026, is a managed digital-issuing service covering technology, operations and regulatory and scheme compliance. [15](https://app.finbar.com/go?id=P944151)[16](https://app.finbar.com/go?id=P88862124)[17](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-corporate-banking/)[18](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-payments/)[19](https://www.nexigroup.com/en/media-relations/news/2026/02/nexi-ready/)

Nexi reports revenue by solution segment rather than by individual named product. In FY2025, Merchant Solutions generated €2,040.3 million, or approximately 56.9% of operating revenue; Issuing Solutions generated €1,156.5 million, or 32.2%; and Digital Banking Solutions generated €391.1 million, or 10.9%. In the first quarter of 2026, the respective revenue shares were approximately 55.3%, 33.9% and 10.9%. [20](https://app.finbar.com/go?id=T2313226)[21](https://app.finbar.com/go?id=T7512756)
[6](https://app.finbar.com/go?id=P73533502)[9](https://app.finbar.com/go?id=P56372990)[10](https://app.finbar.com/go?id=P3910896)[11](https://app.finbar.com/go?id=P93456647)[15](https://app.finbar.com/go?id=P944151)[16](https://app.finbar.com/go?id=P88862124)[20](https://app.finbar.com/go?id=T2313226)[21](https://app.finbar.com/go?id=T7512756)[7](https://www.nexigroup.com/en/business/retailers-and-merchants/in-store-payments/)[8](https://developer.nexigroup.com/softposmobilepos/en-EU/docs/)[12](https://www.nexigroup.com/en/business/retailers-and-merchants/e-commerce/)[13](https://developer.nexigroup.com/xpayglobal/en-EU/docs/)[14](https://www.nexigroup.com/en/business/banks-and-financial-institutions/cards-issuing-and-mobile-payments/)[17](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-corporate-banking/)[18](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-payments/)[19](https://www.nexigroup.com/en/media-relations/news/2026/02/nexi-ready/)

## Geographic presence

Nexi reports a presence in more than 25 countries and over 60 offices across Europe. Its locations include Italy, Germany, Greece, and Nordic and Baltic countries such as Denmark, Estonia, Finland, Latvia, Lithuania, Norway and Sweden. [22](https://www.nexigroup.com/en/group-locations/)[2](https://www.nexigroup.com/en/group/overview/)

At 31 December 2025, Nexi reported 9,570 employees. Its country-by-country headcount table lists 3,554 in Italy, 5,511 in the EU excluding Italy and 505 in Extra-EU; among the country figures shown, Germany had 1,202 employees, Poland 1,095 and Denmark 904. The report’s geographical-area table separately gives EU ex-Italy as 5,509 and Extra-EU as 504, so those regional figures do not fully reconcile across the tables. [23](https://app.finbar.com/go?id=T13580492)[24](https://app.finbar.com/go?id=T4755051)
[23](https://app.finbar.com/go?id=T13580492)[23](https://app.finbar.com/go?id=T13580492)[23](https://app.finbar.com/go?id=T13580492)[23](https://app.finbar.com/go?id=T13580492)[23](https://app.finbar.com/go?id=T13580492)[23](https://app.finbar.com/go?id=T13580492)[24](https://app.finbar.com/go?id=T4755051)[22](https://www.nexigroup.com/en/group-locations/)[2](https://www.nexigroup.com/en/group/overview/)

## Business segments

Nexi reports three business lines. Merchant Solutions provides digital-payment acceptance for in-store and e-commerce transactions, including acquiring and payment processing, POS management, and merchant services. It generated €2,037.6 million of FY2025 net revenue, approximately 57% of the €3,585.2 million total; in 1H2026 it generated approximately €976 million, or 56% of €1,736 million. [25](https://app.finbar.com/go?id=P43347434)[26](https://app.finbar.com/go?id=P105266286)[27](https://app.finbar.com/go?id=P94925483)[28](https://app.finbar.com/go?id=T7394540)[29](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/26-07-29-nexi-1H2026-PR-financial-results.pdf)

Issuing Solutions covers payment-card issuance and management, processing, administration, fraud prevention, customer service and related services, principally in partnership with banks. Its FY2025 net revenue was €1,156.5 million (about 32%); 1H2026 revenue was approximately €571 million (about 33%). [30](https://app.finbar.com/go?id=P23624094)[28](https://app.finbar.com/go?id=T7394540)[29](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/26-07-29-nexi-1H2026-PR-financial-results.pdf)

Digital Banking Solutions includes ATM management, clearing and interbank services, digital corporate banking, and network services. It generated €391.1 million in FY2025 (about 11%) and approximately €189 million in 1H2026 (about 11%). These are business-line shares of net revenue; Nexi also discusses its geographic markets separately. [31](https://app.finbar.com/go?id=P49050534)[32](https://app.finbar.com/go?id=P13090564)[28](https://app.finbar.com/go?id=T7394540)[29](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/26-07-29-nexi-1H2026-PR-financial-results.pdf)
[25](https://app.finbar.com/go?id=P43347434)[26](https://app.finbar.com/go?id=P105266286)[27](https://app.finbar.com/go?id=P94925483)[28](https://app.finbar.com/go?id=T7394540)[30](https://app.finbar.com/go?id=P23624094)[31](https://app.finbar.com/go?id=P49050534)[32](https://app.finbar.com/go?id=P13090564)[29](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/26-07-29-nexi-1H2026-PR-financial-results.pdf)

## Company history

Nexi’s corporate lineage includes ICBPI, founded in 1939 by six Italian banks to provide shared technology and services to cooperative banks. In 2017, ICBPI and CartaSi combined and adopted the Nexi name, establishing the basis of the present company. [33](https://www.nexigroup.com/content/dam/corp/downloads/group/governance/shareholders-meetings/2022-05-05/Relazione_Corporate_Governance_2021_EN.pdf)[5](https://www.nexigroup.com/en/group/overview/history/)[34](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2017/2017-11-10-press-release-nexi-english-version.pdf) Nexi listed on Borsa Italiana on 16 April 2019. In 2020, it agreed to combine with Nets and SIA; the Nets combination took place in 2021, and the merger of SIA into Nexi became effective at the end of that year, forming the expanded Nexi Group in January 2022. [5](https://www.nexigroup.com/en/group/overview/history/)[35](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2020/2020-11-15-Nexi-Nets-Press-Release-ENG.pdf)[36](https://www.nexigroup.com/en/investor-relations/results-and-reports/mergers-acquisitions-deals/2020/nexi-sia/)[37](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2022/2022-01-01-pr-effictiveness-of-the-merge-sia-nexi.pdf)

In 2022, Nexi continued expanding through acquisitions including Orderbird GmbH, Nexi Payments Greece and Numera Sistemi e Informatica. [38](https://app.finbar.com/go?id=P88631276) In March 2026, its board appointed Bernardo Mingrone Group CEO and General Manager, succeeding Paolo Bertoluzzo. [39](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/2026-03-25-pr-nomina-post-cda.pdf)
[38](https://app.finbar.com/go?id=P88631276)[33](https://www.nexigroup.com/content/dam/corp/downloads/group/governance/shareholders-meetings/2022-05-05/Relazione_Corporate_Governance_2021_EN.pdf)[5](https://www.nexigroup.com/en/group/overview/history/)[34](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2017/2017-11-10-press-release-nexi-english-version.pdf)[35](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2020/2020-11-15-Nexi-Nets-Press-Release-ENG.pdf)[36](https://www.nexigroup.com/en/investor-relations/results-and-reports/mergers-acquisitions-deals/2020/nexi-sia/)[37](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2022/2022-01-01-pr-effictiveness-of-the-merge-sia-nexi.pdf)[39](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/2026-03-25-pr-nomina-post-cda.pdf)

## Sources

1. [NEXI SPA — Press release (2025 Y), p6](https://app.finbar.com/go?id=T11704502)
2. [www.nexigroup.com](https://www.nexigroup.com/en/group/overview/)
3. [NEXI SPA — Full financial report (2025 Y), p152](https://app.finbar.com/go?id=T11723680)
4. [NEXI SPA — Press release (2025 Y), p2](https://app.finbar.com/go?id=P60500059)
5. [www.nexigroup.com](https://www.nexigroup.com/en/group/overview/history/)
6. [NEXI SPA — Full financial report (2025 Y), p23](https://app.finbar.com/go?id=P73533502)
7. [www.nexigroup.com](https://www.nexigroup.com/en/business/retailers-and-merchants/in-store-payments/)
8. [developer.nexigroup.com](https://developer.nexigroup.com/softposmobilepos/en-EU/docs/)
9. [NEXI SPA — Full financial report (2025 Y), p24](https://app.finbar.com/go?id=P56372990)
10. [NEXI SPA — Full financial report (2025 Y), p24](https://app.finbar.com/go?id=P3910896)
11. [NEXI SPA — Full financial report (2025 Y), p34](https://app.finbar.com/go?id=P93456647)
12. [www.nexigroup.com](https://www.nexigroup.com/en/business/retailers-and-merchants/e-commerce/)
13. [developer.nexigroup.com](https://developer.nexigroup.com/xpayglobal/en-EU/docs/)
14. [www.nexigroup.com](https://www.nexigroup.com/en/business/banks-and-financial-institutions/cards-issuing-and-mobile-payments/)
15. [NEXI SPA — Full financial report (2025 Y), p25](https://app.finbar.com/go?id=P944151)
16. [NEXI SPA — Full financial report (2025 Y), p25](https://app.finbar.com/go?id=P88862124)
17. [www.nexigroup.com](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-corporate-banking/)
18. [www.nexigroup.com](https://www.nexigroup.com/en/business/banks-and-financial-institutions/digital-payments/)
19. [www.nexigroup.com](https://www.nexigroup.com/en/media-relations/news/2026/02/nexi-ready/)
20. [NEXI SPA — Additional data (2025 Y), p1](https://app.finbar.com/go?id=T2313226)
21. [NEXI SPA — Additional data (2026 Q 1), p1](https://app.finbar.com/go?id=T7512756)
22. [www.nexigroup.com](https://www.nexigroup.com/en/group-locations/)
23. [NEXI SPA — Full financial report (2025 Y), p152](https://app.finbar.com/go?id=T13580492)
24. [NEXI SPA — Full financial report (2025 Y), p84](https://app.finbar.com/go?id=T4755051)
25. [NEXI SPA — Full financial report (2025 Y), p21](https://app.finbar.com/go?id=P43347434)
26. [NEXI SPA — Full financial report (2025 Y), p21](https://app.finbar.com/go?id=P105266286)
27. [NEXI SPA — Full financial report (2025 Y), p21](https://app.finbar.com/go?id=P94925483)
28. [NEXI SPA — Press release (2025 Y), p1](https://app.finbar.com/go?id=T7394540)
29. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/26-07-29-nexi-1H2026-PR-financial-results.pdf)
30. [NEXI SPA — Full financial report (2025 Y), p21](https://app.finbar.com/go?id=P23624094)
31. [NEXI SPA — Full financial report (2025 Y), p22](https://app.finbar.com/go?id=P49050534)
32. [NEXI SPA — Full financial report (2025 Y), p22](https://app.finbar.com/go?id=P13090564)
33. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/group/governance/shareholders-meetings/2022-05-05/Relazione_Corporate_Governance_2021_EN.pdf)
34. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2017/2017-11-10-press-release-nexi-english-version.pdf)
35. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2020/2020-11-15-Nexi-Nets-Press-Release-ENG.pdf)
36. [www.nexigroup.com](https://www.nexigroup.com/en/investor-relations/results-and-reports/mergers-acquisitions-deals/2020/nexi-sia/)
37. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2022/2022-01-01-pr-effictiveness-of-the-merge-sia-nexi.pdf)
38. [NEXI SPA — Full financial report (2022 Y), p15](https://app.finbar.com/go?id=P88631276)
39. [www.nexigroup.com](https://www.nexigroup.com/content/dam/corp/downloads/investors/financial-press-releases/2026/2026-03-25-pr-nomina-post-cda.pdf)

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