# MITSUBISHI UFJ FINANCIAL GRO

Summary updated: 2026-09-28T11:26:00.138078Z
Canonical: https://finbar.com/research/companies/mitsubishi-ufj-financial-gro

## Overview

Mitsubishi UFJ Financial Group (MUFG) is a Japan-based financial services group formed in 2005. Its businesses span commercial and trust banking, securities, credit cards, consumer finance, asset management and leasing. It serves individuals and businesses in Japan and internationally, with activities ranging from retail banking to corporate and investment banking and global markets. [1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)

MUFG states its purpose as “Committed to empowering a brighter future” and its vision as becoming “the world’s most trusted financial group.” It describes a network of approximately 2,000 locations across more than 50 countries and regions and employs about 150,000 people. [2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)[3](https://www.mufg.jp/english/profile/biz_and_network/network/index.html)
[1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)[3](https://www.mufg.jp/english/profile/biz_and_network/network/index.html)

## Products & services

Mitsubishi UFJ Financial Group (MUFG) offers retail banking products through MUFG Bank, including ordinary and time deposits, housing loans, investment trusts, NISA investment accounts and Mitsubishi UFJ credit cards. Customers can use Mitsubishi UFJ Direct and the bank’s mobile app for digital banking. [4](https://www.bk.mufg.jp/kouza/futsu/btm/index.html)[5](https://www.bk.mufg.jp/tameru/yen/sp_teiki/btm/index.html)[6](https://www.bk.mufg.jp/kariru/jutaku/index.html)[7](https://www.bk.mufg.jp/tameru/toushin/index.html)[8](https://www.bk.mufg.jp/tameru/toushin/nisa/index.html)[9](https://www.bk.mufg.jp/tsukau/credit/sagasu/mucard/index.html)[10](https://direct.bk.mufg.jp/index.html)

For businesses, MUFG Bank provides lending and financing—including syndicated and cross-border loans, real-estate finance and supply-chain finance—alongside cash management and trade finance. Its COMSUITE transaction-banking services include GCMS Plus, cash pooling, host-to-host payments, netting, virtual accounts and online foreign exchange; trade services include letters of credit, import and export financing, and Trade Manager. [11](https://www.bk.mufg.jp/global/productsandservices/corpandinvest/index.html)[12](https://www.bk.mufg.jp/global/productsandservices/transaction/cashmanagement/index.html)[13](https://www.bk.mufg.jp/global/productsandservices/transaction/tradefinance.html)

MUFG Trust and Banking provides trust, asset-management and investor-administration services, as well as inheritance and testamentary trusts and corporate pension-plan administration. Mitsubishi UFJ Morgan Stanley Securities offers stocks, bonds and investment trusts to investors, and underwriting and M&A advisory services to corporate clients. [14](https://www.tr.mufg.jp/english/)[15](https://www.tr.mufg.jp/yuigonshintaku/yuigonshintaku_01.html)[16](https://www.tr.mufg.jp/houjin/jutaku/nenkin.html)[17](https://www.sc.mufg.jp/products/stock/index.html)[18](https://www.sc.mufg.jp/products/bond/index.html)[19](https://www.sc.mufg.jp/products/trust/index.html)[20](https://www.sc.mufg.jp/english/wholesale/ibb_index.html)
[4](https://www.bk.mufg.jp/kouza/futsu/btm/index.html)[5](https://www.bk.mufg.jp/tameru/yen/sp_teiki/btm/index.html)[6](https://www.bk.mufg.jp/kariru/jutaku/index.html)[7](https://www.bk.mufg.jp/tameru/toushin/index.html)[8](https://www.bk.mufg.jp/tameru/toushin/nisa/index.html)[9](https://www.bk.mufg.jp/tsukau/credit/sagasu/mucard/index.html)[10](https://direct.bk.mufg.jp/index.html)[11](https://www.bk.mufg.jp/global/productsandservices/corpandinvest/index.html)[12](https://www.bk.mufg.jp/global/productsandservices/transaction/cashmanagement/index.html)[13](https://www.bk.mufg.jp/global/productsandservices/transaction/tradefinance.html)[14](https://www.tr.mufg.jp/english/)[15](https://www.tr.mufg.jp/yuigonshintaku/yuigonshintaku_01.html)[16](https://www.tr.mufg.jp/houjin/jutaku/nenkin.html)[17](https://www.sc.mufg.jp/products/stock/index.html)[18](https://www.sc.mufg.jp/products/bond/index.html)[19](https://www.sc.mufg.jp/products/trust/index.html)[20](https://www.sc.mufg.jp/english/wholesale/ibb_index.html)

## Geographic presence

Mitsubishi UFJ Financial Group (MUFG) is headquartered in Tokyo and operates in Japan and internationally, with a banking network spanning the Americas, Europe, the Middle East, Africa and Asia-Pacific. Its principal banking subsidiary, MUFG Bank, had 415 domestic branches and 100 overseas branches as of March 31, 2025. Its Asia-Pacific network includes operations and partner-bank relationships in Thailand, Indonesia and Vietnam. [21](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ar2025_en.pdf)[22](https://www.bk.mufg.jp/global/aboutus/companyprofile.html)[23](https://www.bk.mufg.jp/global/globalnetwork/asiapacific/index.html)

For the fiscal year ended March 2025, MUFG reported revenue of ¥2,905.9 billion from Japan (26.8% of the total), ¥3,180.0 billion from the United States (29.3%), ¥1,321.4 billion from Europe (12.2%), ¥2,173.5 billion from Asia and Oceania excluding Japan (20.1%), and ¥1,255.3 billion from other areas (11.6%). These are the company’s reported geographic categories; they do not provide a country-by-country breakdown outside the United States and Japan. [21](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ar2025_en.pdf)
[24](https://app.finbar.com/go?id=T17471860)[24](https://app.finbar.com/go?id=T17471860)[24](https://app.finbar.com/go?id=T17471860)[24](https://app.finbar.com/go?id=T17471860)[24](https://app.finbar.com/go?id=T17471860)[24](https://app.finbar.com/go?id=T17471860)[21](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ar2025_en.pdf)[22](https://www.bk.mufg.jp/global/aboutus/companyprofile.html)[23](https://www.bk.mufg.jp/global/globalnetwork/asiapacific/index.html)

## Business segments

MUFG reports seven business groups. In the fiscal year ended March 2025, Retail & Digital, which serves individual customers outside wealth management through branch, remote and digital channels, contributed approximately 20% of reported net revenue. Commercial Banking & Wealth Management, serving business and wealth-management clients, contributed 15%. Japanese Corporate & Investment Banking, which serves Japanese corporate clients with banking and investment-banking services, contributed 21%. [1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)

Global Commercial Banking, MUFG’s overseas commercial-banking business, contributed approximately 20% of net revenue. Asset Management & Investor Services, covering investment management and services for institutional investors, contributed 11%. Global Corporate & Investment Banking, serving corporate and investment-banking clients internationally, contributed 19%. [1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)

Global Markets encompasses sales and trading and treasury activities. Its net revenue was negative in that fiscal year, equivalent to approximately −7% of the reported total; MUFG attributed a substantial treasury decline to bond-portfolio rebalancing. The six customer-facing groups’ shares therefore add to more than 100%. An “Other” category contributed approximately 1%. [1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)
[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[25](https://app.finbar.com/go?id=T17471858)[26](https://app.finbar.com/go?id=P145489545)[1](https://www.mufg.jp/english/profile/biz_and_network/index.html)[2](https://www.mufg.jp/dam/ir/report/annual_report/pdf/ir2025_all_en.pdf)

## Company history

Mitsubishi UFJ Financial Group (MUFG) traces its roots to Mitsubishi’s exchange business, established by Yataro Iwasaki in 1880 and renamed Mitsubishi Bank in 1919. Another predecessor, Yokohama Specie Bank, opened in 1880 and was reorganized as the Bank of Tokyo in 1945. [27](https://www.bk.mufg.jp/global/aboutus/origins/mb_1880.html)[28](https://www.bk.mufg.jp/global/aboutus/origins/bt_1880.html)[29](https://www.bk.mufg.jp/global/aboutus/origins/bt_1945.html) Mitsubishi Tokyo Financial Group and UFJ Holdings were established in 2001; Sanwa Bank and Tokai Bank subsequently combined to form UFJ Bank in 2002. [30](https://www.mufg.jp/english/profile/overview/index.html)[31](https://www.tr.mufg.jp/ippan/release/pdf_utb/010404.pdf)[32](https://www.bk.mufg.jp/global/aboutus/origins/ufj_2002.html)

The two financial groups merged in October 2005 to form MUFG, and their principal banks merged in January 2006 to form the Bank of Tokyo-Mitsubishi UFJ. [33](https://www.mufg.jp/dam/pressrelease/2005/pdf/pressrelease-20051003-001_en.pdf)[34](https://www.bk.mufg.jp/global/newsroom/news2006/pdf/newse0104.pdf) MUFG made a strategic investment in Morgan Stanley in 2008, later expanded in Southeast Asia through Bank of Ayudhya in Thailand in 2013 and Bank Danamon in Indonesia in 2019, and completed the sale of MUFG Union Bank to U.S. Bancorp in 2022. [35](https://www.mufg.jp/dam/pressrelease/2008/pdf/pressrelease-20081013-001_en.pdf)[36](https://www.mufg.jp/dam/pressrelease/2021/pdf/news-20211006-001_en.pdf)[37](https://www.bk.mufg.jp/global/newsroom/news2019/pdf/newse0429.pdf)[38](https://www.bk.mufg.jp/global/newsroom/news2022/pdf/newse1202.pdf)
[27](https://www.bk.mufg.jp/global/aboutus/origins/mb_1880.html)[28](https://www.bk.mufg.jp/global/aboutus/origins/bt_1880.html)[29](https://www.bk.mufg.jp/global/aboutus/origins/bt_1945.html)[30](https://www.mufg.jp/english/profile/overview/index.html)[31](https://www.tr.mufg.jp/ippan/release/pdf_utb/010404.pdf)[32](https://www.bk.mufg.jp/global/aboutus/origins/ufj_2002.html)[33](https://www.mufg.jp/dam/pressrelease/2005/pdf/pressrelease-20051003-001_en.pdf)[34](https://www.bk.mufg.jp/global/newsroom/news2006/pdf/newse0104.pdf)[35](https://www.mufg.jp/dam/pressrelease/2008/pdf/pressrelease-20081013-001_en.pdf)[36](https://www.mufg.jp/dam/pressrelease/2021/pdf/news-20211006-001_en.pdf)[37](https://www.bk.mufg.jp/global/newsroom/news2019/pdf/newse0429.pdf)[38](https://www.bk.mufg.jp/global/newsroom/news2022/pdf/newse1202.pdf)

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25. [MITSUBISHI UFJ FINANCIAL GRO — Full financial report (2025 Y)](https://app.finbar.com/go?id=T17471858)
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35. [www.mufg.jp](https://www.mufg.jp/dam/pressrelease/2008/pdf/pressrelease-20081013-001_en.pdf)
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37. [www.bk.mufg.jp](https://www.bk.mufg.jp/global/newsroom/news2019/pdf/newse0429.pdf)
38. [www.bk.mufg.jp](https://www.bk.mufg.jp/global/newsroom/news2022/pdf/newse1202.pdf)

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