{ "schemaVersion": 1, "organisationId": "O-e891fc50e07548bb97b88429718f35b3", "slug": "huntington-bancshares-md", "name": "HUNTINGTON BANCSHARES INC /MD/", "updatedAt": "2026-09-28T12:00:55.06088Z", "sections": [ { "type": "OVERVIEW", "text": "Huntington Bancshares Incorporated is a Columbus, Ohio-based regional bank holding company. Through The Huntington National Bank, it provides consumer and commercial banking services, including deposits, lending and payments, as well as wealth management, insurance and capital markets services. Its stated purpose is to make people’s lives better, help businesses thrive and strengthen the communities it serves. [P87402688][P19908217]\n\nHuntington’s branch network is concentrated in the United States, with more than 1,000 branches across 14 states at the end of 2025; it also offers certain specialized services nationally. In 2025, it had an average of 20,424 full-time-equivalent employees and generated approximately $8.2 billion in revenue, measured as net interest income plus noninterest income. [P87402688][T3161198][T246650]\n[P87402688][P19908217][T3161198][T246650][T246650][https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm]", "updatedAt": "2026-09-28T12:00:55.06088Z" }, { "type": "PRODUCTS", "text": "Huntington Bancshares offers personal and business deposit accounts, including Asterisk-Free Checking®, Huntington Perks Checking® and Huntington Platinum Perks Checking®. Its checking features include 24-Hour Grace®, which gives eligible customers until the next business day to cover an overdraft, Early Pay for qualifying direct deposits, and Standby Cash®, an eligible-customer line of credit of $100–$750. Digital banking tools include mobile check deposit, bill pay, account alerts and budgeting features. [https://www.huntington.com/Personal/checking][https://www.huntington.com/Personal/checking/24-hour-grace-overdraft-fee-relief][https://www.huntington.com/Personal/checking/early-pay][https://www.huntington.com/Personal/checking/standby-cash][https://www.huntington.com/Personal/online-banking/digital-banking-tools]\n\nIts consumer lending products include mortgages, home-equity loans and financing for automobiles, recreational vehicles, boats and powersports vehicles. Through dealerships, it also provides vehicle financing and dealer floorplan loans. Wealth services include private banking, investment and portfolio management, trust and fiduciary services, institutional custody and brokerage. [P73][https://www.huntington.com/Personal/Lending-comparison/mortgage-loan-comparison]\n\nFor businesses, Huntington provides commercial and real-estate lending, equipment and asset-based finance, capital-markets services, and treasury management. Payment and cash-management capabilities include ACH processing, account reconciliation, remote deposit capture, lockbox and merchant services, real-time payments and Zelle®; its integrated treasury offering also supports API-based reporting and payment origination. Small-business credit products include lines of credit, term and real-estate loans, and SBA-guaranteed loans. [P74][P91009709][https://www.huntington.com/Commercial/payables-management/integrated-treasury-management][https://www.huntington.com/SmallBusiness/loans]\n[P73][P74][P91009709][https://www.huntington.com/Personal/checking][https://www.huntington.com/Personal/checking/24-hour-grace-overdraft-fee-relief][https://www.huntington.com/Personal/checking/early-pay][https://www.huntington.com/Personal/checking/standby-cash][https://www.huntington.com/Personal/online-banking/digital-banking-tools][https://www.huntington.com/Personal/Lending-comparison/mortgage-loan-comparison][https://www.huntington.com/Commercial/payables-management/integrated-treasury-management][https://www.huntington.com/SmallBusiness/loans]", "updatedAt": "2026-09-28T12:00:55.06088Z" }, { "type": "GEOGRAPHY", "text": "Huntington Bancshares is headquartered in Columbus, Ohio, and has a commercial headquarters in Detroit, Michigan. Its branch network is concentrated in the United States: at year-end 2025, it operated more than 1,000 branches across 14 states. Its disclosed full-service branch locations at year-end 2024 included Ohio, Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Pennsylvania, West Virginia and Wisconsin. [P40296541][P87402688][P73108362]\n\nHuntington expanded into Texas through its 2025 acquisition of Veritex, adding a presence in the Dallas–Fort Worth and Houston markets. Columbus, Cleveland, Detroit, Grand Rapids and Akron are among its significant banking markets. Huntington does not disclose revenue by state or region; its revenue reporting is organized by business segment and product or service category. [P106924628][T1714494][P94498620]\n[P40296541][P87402688][P73108362][P106924628][T1714494][P94498620]", "updatedAt": "2026-09-28T12:00:55.06088Z" }, { "type": "SEGMENTS", "text": "Huntington Bancshares reports two business segments: Consumer & Regional Banking and Commercial Banking. Consumer & Regional Banking covers consumer lending, regional and branch banking, and wealth management. Its offerings include deposits, mortgages, dealer financing, payments, investment management, trust services, brokerage and insurance. Commercial Banking serves mid-market and large corporate clients through middle-market, corporate, specialty and government banking, asset finance, commercial real estate, capital markets and settlement services. It also draws on treasury management and payments capabilities. [P57540295][P83432781]\n\nIn 2025, Consumer & Regional Banking generated approximately 68% of consolidated revenue, measured as net interest income plus noninterest income; Commercial Banking generated approximately 36%. The shares exceed 100% in aggregate because Treasury / Other contributed approximately negative 4%. Treasury / Other is not a third business segment: it holds primarily technology and operations costs and other unallocated assets, liabilities, revenue and expenses. [T11130089][P48598770]\n[P57540295][P83432781][T11130089][P48598770]", "updatedAt": "2026-09-28T12:00:55.06088Z" }, { "type": "HISTORY", "text": "Huntington traces its origins to 1866, when P.W. Huntington founded a banking business in Columbus, Ohio. The business became The Huntington National Bank of Columbus in 1905. [https://www.huntington.com/About-Us][https://www.dispatch.com/story/news/2010/05/14/huntington-national-bank-in-its/23888531007/]\n\nHuntington expanded beyond Ohio through acquisitions, including First Michigan Bank Corporation in 1997. It subsequently acquired Unizan Financial in 2006 and Sky Financial Group in 2007, extending its regional banking business. [https://www.federalreserve.gov/boarddocs/press/bhc/1997/19970902/][https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001299933-06-001365/exhibit1.htm][https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger] Larger mergers followed: Huntington completed its acquisition of FirstMerit in 2016 and its merger with TCF Financial in 2021. [https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm][https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members]\n[https://www.huntington.com/About-Us][https://www.dispatch.com/story/news/2010/05/14/huntington-national-bank-in-its/23888531007/][https://www.federalreserve.gov/boarddocs/press/bhc/1997/19970902/][https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001299933-06-001365/exhibit1.htm][https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger][https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm][https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members]", "updatedAt": "2026-09-28T12:00:55.06088Z" } ], 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"https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger", "label": "ir.huntington.com" }, { "id": "https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm", "href": "https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm", "label": "ir.huntington.com" }, { "id": "https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members", "href": "https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members", "label": "ir.huntington.com" } ] }