{ "schemaVersion": 1, "organisationId": "O-710c10b53719443a816b39065dc7dbb0", "slug": "fulton-financial-corp", "name": "FULTON FINANCIAL CORP", "updatedAt": "2026-10-02T13:29:31.277543Z", "sections": [ { "type": "OVERVIEW", "text": "Fulton Financial Corporation is a U.S. financial holding company whose principal business is community banking through Fulton Bank, alongside wealth management and mortgage banking. Its banking services include commercial and consumer banking, with operations focused on Pennsylvania, Maryland, Delaware, New Jersey, and Virginia. [https://investor.fultonbank.com/overview/default.aspx][https://investor.fultonbank.com/default.aspx] Fulton Bank describes its mission as helping create better financial lives for customers, businesses, and employees. [https://www.fultonbank.com/About-Fulton-Bank/Mission-and-Vision]\n\nFulton’s banking roots date to 1882. [https://www.fultonbank.com/About-Fulton-Bank] For fiscal 2025, net interest income was $1.036 billion and noninterest income was $276.8 million, or about $1.313 billion combined; this is a calculated total of those two reported income lines. [T11578522] In July 2026, the company described itself as a $34 billion-asset organization with more than 3,300 employees. [https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-/default.aspx]\n[T11578522][https://investor.fultonbank.com/overview/default.aspx][https://investor.fultonbank.com/default.aspx][https://www.fultonbank.com/About-Fulton-Bank/Mission-and-Vision][https://www.fultonbank.com/About-Fulton-Bank][https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-/default.aspx]", "updatedAt": "2026-10-02T13:29:31.277543Z" }, { "type": "PRODUCTS", "text": "Fulton Bank offers personal checking and savings accounts, money-market and IRA savings options, certificates of deposit, credit cards, home loans, and online and mobile banking. Mortgage products include fixed- and adjustable-rate loans, first-time-buyer, construction, government-insured and jumbo loans, and refinancing. Its OptionLine home-equity line of credit provides flexible access to funds and allows borrowers to fix the rate on portions of the balance. [https://www.fultonbank.com/Personal/Banking][https://www.fultonbank.com/Personal/Banking/Savings][https://www.fultonbank.com/Personal/Banking/Savings/Certificates-of-Deposit][https://www.fultonbank.com/Personal/Mortgages][https://www.fultonbank.com/Personal/Borrowing/Home-Equity-Line-of-Credit]\n\nBusiness and commercial offerings include checking, savings and credit cards; lines of credit, term loans and equipment financing; and treasury-management services for payments, receivables, liquidity, international transactions and fraud and risk management. Fulton Private Bank provides financial planning, portfolio management, trust and fiduciary services, estate settlement and business-succession planning. Insurance offerings include life and long-term-care insurance. [https://www.fultonbank.com/Commercial/Banking-Solutions][https://www.fultonbank.com/Commercial/Banking-Solutions/Financing-and-Loans][https://www.fultonbank.com/Commercial/Treasury-Management][https://www.fultonbank.com/Investments/Fulton-Private-Bank/Wealth-Management][https://www.fultonbank.com/Investments/Investing-and-Retirement/Insurance]\n\nAt year-end 2025, loans totaled $24.1 billion: commercial mortgage loans were 41% of the portfolio, residential mortgages 27%, commercial and industrial loans 19%, home equity 5%, construction 4%, and consumer and other loans 4%. Deposits totaled $26.6 billion, comprising savings (32%), interest-bearing demand (30%), noninterest-bearing demand (20%), time deposits (15%) and brokered deposits (3%). These are balance mix figures, not product revenue shares. [T19399176][T19399178] Wealth assets under management and administration were $17.4 billion; the client mix was 42% mass affluent, 37% institutional and 21% high-net-worth/private banking. [T19399190]\n[T19399176][T19399178][T19399190][https://www.fultonbank.com/Personal/Banking][https://www.fultonbank.com/Personal/Banking/Savings][https://www.fultonbank.com/Personal/Banking/Savings/Certificates-of-Deposit][https://www.fultonbank.com/Personal/Mortgages][https://www.fultonbank.com/Personal/Borrowing/Home-Equity-Line-of-Credit][https://www.fultonbank.com/Commercial/Banking-Solutions][https://www.fultonbank.com/Commercial/Banking-Solutions/Financing-and-Loans][https://www.fultonbank.com/Commercial/Treasury-Management][https://www.fultonbank.com/Investments/Fulton-Private-Bank/Wealth-Management][https://www.fultonbank.com/Investments/Investing-and-Retirement/Insurance]", "updatedAt": "2026-10-02T13:29:31.277543Z" }, { "type": "GEOGRAPHY", "text": "Fulton Financial’s operating footprint is concentrated in the Mid-Atlantic, where it provides financial services across Pennsylvania, Delaware, Maryland, New Jersey, and Virginia. Its principal executive office is in Lancaster, Pennsylvania. [P154825242][P154824847]\n\nFulton reported more than 215 financial centers across the Mid-Atlantic following the July 2026 merger of Blue Foundry Bank into Fulton Bank; its 2025 investor presentation had reported 200 financial centers and more than 3,300 team members. [https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-/default.aspx][P166175092] Its published disclosures describe the five-state market but do not provide revenue or employee distributions by state or region. [P73191543][P110011370]\n[P154825242][P154824847][https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-/default.aspx][P166175092][P73191543][P110011370][https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-/default.aspx]", "updatedAt": "2026-10-02T13:29:31.277543Z" }, { "type": "SEGMENTS", "text": "Fulton Financial reports one operating and reportable segment, managed on a consolidated basis; that segment therefore represents 100% of consolidated results. The company identifies interest on loans, securities and other interest-earning assets, and fees from products and services, as its primary revenue sources. It does not report separate segment-level financial contributions for individual business lines. [P100511694][P154825217][P154825222]\n\nOperationally, Fulton identifies commercial banking, consumer banking, wealth management, mortgage banking and other as categories of noninterest income. For Q4 2025, these contributed approximately 35%, 34%, 22%, 5% and 4%, respectively, of noninterest income—not of total revenue or segment earnings. [T19399163][T19399164] Company materials describe its activities as including commercial banking and treasury services, wealth management, and full-service mortgage banking. [P166175160]\n[P100511694][P154825217][P154825222][T19399163][T19399163][T19399163][T19399163][T19399163][T19399164][P166175160]", "updatedAt": "2026-10-02T13:29:31.277543Z" }, { "type": "HISTORY", "text": "Fulton’s banking roots date to 1882, when Fulton Bank opened in Lancaster, Pennsylvania. Fulton Financial Corporation was incorporated in Pennsylvania in 1982 and became a bank holding company that June after acquiring all of Fulton Bank’s stock. [https://www.fultonbank.com/About-Fulton-Bank] [https://www.sec.gov/Archives/edgar/data/700564/000119312511051784/d10k.htm] In 2003, Fulton completed its acquisition of Premier Bancorp, adding eight branches in southeastern Pennsylvania. [https://investor.fultonbank.com/news/news-details/2003/Fulton-Financial-Corporation-Completes-Acquisition-of-Premier-Bancorp-Inc/default.aspx] In 2019, Lafayette Ambassador Bank and The Columbia Bank were consolidated into Fulton Bank. [https://investor.fultonbank.com/news/news-details/2019/Fulton-Financial-Announces-Successful-Consolidation-of-Lafayette-Ambassador-Bank-and-The-Columbia-Bank-into-Fulton-Bank/default.aspx]\n\nIn 2023, Curtis J. Myers became chairman, president, and chief executive officer, succeeding E. Philip Wenger. [https://investor.fultonbank.com/news/news-details/2022/Fulton-Financial-CEO-E--Philip-Wenger-Announces-Plans-to-Retire-Board-of-Directors-Names-Curtis-J--Myers-as-Successor/default.aspx] In 2024, Fulton acquired substantially all of Republic First Bank’s assets and assumed substantially all of its deposits through an FDIC-assisted transaction. [https://investor.fultonbank.com/news/news-details/2024/Fulton-Financial-Corporation-Acquires-Substantially-All-of-the-Assets-and-Assumes-Substantially-All-of-the-Deposits-of-Republic-First-Bank-From-the-FDIC/default.aspx] Fulton announced its agreement to acquire Blue Foundry Bancorp in 2025 and completed the merger in April 2026; Blue Foundry Bank subsequently merged into Fulton Bank in July 2026. [P10986879] [P83714885] [https://www.fultonbank.com/About-Fulton-Bank/Media-Room/Fulton-Financial-Merges-Its-Blue-Foundry-Bank-Subsidiary-Into-Fulton-Bank-NA]\n[P10986879][P83714885][https://www.fultonbank.com/About-Fulton-Bank][https://www.sec.gov/Archives/edgar/data/700564/000119312511051784/d10k.htm][https://investor.fultonbank.com/news/news-details/2003/Fulton-Financial-Corporation-Completes-Acquisition-of-Premier-Bancorp-Inc/default.aspx][https://investor.fultonbank.com/news/news-details/2019/Fulton-Financial-Announces-Successful-Consolidation-of-Lafayette-Ambassador-Bank-and-The-Columbia-Bank-into-Fulton-Bank/default.aspx][https://investor.fultonbank.com/news/news-details/2022/Fulton-Financial-CEO-E--Philip-Wenger-Announces-Plans-to-Retire-Board-of-Directors-Names-Curtis-J--Myers-as-Successor/default.aspx][https://investor.fultonbank.com/news/news-details/2024/Fulton-Financial-Corporation-Acquires-Substantially-All-of-the-Assets-and-Assumes-Substantially-All-of-the-Deposits-of-Republic-First-Bank-From-the-FDIC/default.aspx][https://www.fultonbank.com/About-Fulton-Bank/Media-Room/Fulton-Financial-Merges-Its-Blue-Foundry-Bank-Subsidiary-Into-Fulton-Bank-NA]", 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