{ "schemaVersion": 1, "organisationId": "O-2ea9686867db4213bd179df847899c58", "slug": "equifax", "name": "EQUIFAX INC", "updatedAt": "2026-10-03T21:50:54.13115Z", "sections": [ { "type": "OVERVIEW", "text": "Equifax Inc. is a global data, analytics and technology company serving businesses, governments and consumers. Its solutions include credit and financial information, identity and fraud tools, risk decisioning, and workforce services such as income and employment verification. The company operates through Workforce Solutions, U.S. Information Solutions (USIS) and International, serving markets across North America, Latin America, Europe and Asia Pacific. Its stated purpose is “to help people live their financial best.” [P5423386][P111825915][P65380332][P79199641][P87512987][P103505285]\n\nEquifax reported 2025 operating revenue of approximately $6.1 billion. The company describes its workforce as nearly 15,000 and reports operations in 24 countries. Its predecessor dates to 1899, and the company was incorporated in Georgia in 1913. [T11219091][https://www.equifax.com/about-equifax/who-we-are/][https://investor.equifax.com/company-information][P94851830]\n[P5423386][P111825915][P65380332][P79199641][P87512987][P103505285][T11219091][P94851830][https://www.equifax.com/about-equifax/who-we-are/][https://investor.equifax.com/company-information]", "updatedAt": "2026-10-03T21:50:54.13115Z" }, { "type": "PRODUCTS", "text": "Equifax’s Workforce Solutions products verify income, employment, education, criminal-justice records, healthcare-professional licensure and sanctions. The Work Number and TotalVerify support employment and income verification; Equifax also offers employer services for unemployment-cost management, background screening, onboarding, tax credits and incentives, I-9 and immigration case management, tax forms, and Affordable Care Act administration. Verification and employer services are offered through transaction- and subscription-based models. [P141842676][P141842708][https://www.equifax.com/business/verification/][https://totalverify.equifax.com/solutions/verification-of-income-employment]\n\nU.S. Information Solutions products include consumer and commercial credit information, credit scores and models, portfolio analytics, fraud detection, identity verification, locate services, consulting, mortgage and financial-marketing services, identity management, and consumer credit monitoring. Equifax Ignite is a cloud-based analytics platform combining Equifax, customer and third-party data, with identity resolution, dashboards, models and analytics. Decision Hub, a SaaS decision-management platform, combines data, predictive models and configurable rules for real-time credit and risk decisions, including automated approvals, fraud and identity checks, and auditable decision codes. [P141842677][https://www.equifax.com/business/product/ignite/][https://www.equifax.com/business/product/decision-hub-powered-by-interconnect/]\n\nOther named offerings include Identity Proofing and Digital Identity Trust, which support identity and fraud checks; Digital Identity Trust can return trust values, reason codes and approve/review/deny recommendations through API, batch or user-interface access. Business Credit Reports provide company profiles, liabilities, public records and credit-risk indicators. International offerings include credit and financial information, scoring and modeling, marketing products, collections and recovery-management information, technology and services, and credit monitoring; products vary by region. Equifax reports revenue by operating segment and broad data categories rather than by individual named product in the cited materials. [P141842679][P141842710][https://www.equifax.com/business/product/identity-proofing/][https://www.equifax.com/business/product/digital-identity-trust/][https://www.equifax.com/business/product/business-credit-reports/][P108655606]\n[P141842676][P141842708][P141842677][P141842679][P141842710][P108655606][https://www.equifax.com/business/verification/][https://totalverify.equifax.com/solutions/verification-of-income-employment][https://www.equifax.com/business/product/ignite/][https://www.equifax.com/business/product/decision-hub-powered-by-interconnect/][https://www.equifax.com/business/product/identity-proofing/][https://www.equifax.com/business/product/digital-identity-trust/][https://www.equifax.com/business/product/business-credit-reports/]", "updatedAt": "2026-10-03T21:50:54.13115Z" }, { "type": "GEOGRAPHY", "text": "Equifax reported operations in 21 countries in its 2025 Form 10-K: the U.S. and Canada; Argentina, Brazil, Chile, Costa Rica, the Dominican Republic, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru and Uruguay; the U.K., Spain and Portugal; and Australia, New Zealand, India and Ireland. Its 2025 geographic disclosure says approximately 77% of revenue was generated in the U.S. [P13162322][https://www.sec.gov/Archives/edgar/data/33185/000003318526000010/efx-20251231.htm]\n\nThe company identifies North America, Latin America, Europe and Asia Pacific as operating regions. Support operations are located in Chile, Costa Rica, India and Ireland. At year-end 2025, Equifax reported approximately 15,000 employees in 22 countries; the employee footprint and the 21-country operations disclosure are separate measures. [P87512987][P35974939]\n\nEquifax’s executive offices are in Atlanta, Georgia. At December 31, 2025, it reported approximately 56 leases and other rental arrangements for field locations worldwide and ownership of four office buildings. [P119494443]\n[P13162322][P87512987][P35974939][P119494443][https://www.sec.gov/Archives/edgar/data/33185/000003318526000010/efx-20251231.htm]", "updatedAt": "2026-10-03T21:50:54.13115Z" }, { "type": "SEGMENTS", "text": "Equifax Inc.’s fiscal 2025 Form 10-K reports three operating and reportable segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The segments generated $6,074.5 million in combined operating revenue. [P102853920][T11219091][https://www.sec.gov/Archives/edgar/data/33185/000003318526000010/efx-20251231.htm]\n\nWorkforce Solutions provides U.S. income, employment, education, criminal-justice, and healthcare-professional verification, along with employer services such as unemployment-claims management, employment tax credits, onboarding, and compliance services. Its 2025 revenue was $2,582.3 million, approximately 42.5% of consolidated revenue (reported rounded share: 43%). [P64467229][T11219091]\n\nUSIS provides consumer and commercial credit reporting and scoring, identity and fraud services, modeling, credit monitoring, decisioning, and financial-marketing information and services. Revenue was $2,078.5 million, approximately 34.2% of the total (reported rounded share: 34%). [P114352226][T11219091]\n\nInternational operates in Latin America, Europe, Asia Pacific, and Canada, offering credit and financial information, scoring and modeling, marketing services, debt-collection support in certain regions, and credit monitoring in Europe and Canada. Revenue was $1,413.7 million, approximately 23.3% of the total (reported rounded share: 23%). The filing also provides subordinate service-line and regional revenue detail; these are not additional reportable segments. [P30906130][P13351029][T11219091][https://www.sec.gov/Archives/edgar/data/33185/000003318526000010/efx-20251231.htm]\n[P102853920][T11219091][P64467229][P114352226][P30906130][P13351029][https://www.sec.gov/Archives/edgar/data/33185/000003318526000010/efx-20251231.htm]", "updatedAt": "2026-10-03T21:50:54.13115Z" }, { "type": "HISTORY", "text": "Founded in Atlanta in 1899 by brothers Cator and Guy Woolford as the Retail Credit Company, Equifax expanded across the United States and Canada in its early decades. It was incorporated in Georgia in 1913, became publicly owned in 1965, listed on the New York Stock Exchange in 1971, and adopted the Equifax Inc. name in 1975. [https://www.equifax.co.uk/resources/what-we-do/credit-experts-since-1899.html][https://investor.equifax.com/sec-filings/annual-reports/content/0000931763-97-000464/0000931763-97-000464.pdf][https://investor.equifax.com/sec-filings/annual-reports/content/0001104659-05-011449/0001104659-05-011449.pdf]\n\nEquifax expanded internationally in the 1990s, including its 1994 acquisition of UK credit reporter Infolink and joint ventures in Spain and Chile. Later milestones included acquiring TALX and its employment-verification business in 2007, Australian credit-information company Veda in 2016, and fraud-prevention and identity capabilities through Kount and Appriss Insights in 2021; in 2023 it completed the acquisition of Brazil’s Boa Vista Serviços. [https://investor.equifax.com/sec-filings/annual-reports/content/0000931763-95-000052/0000931763-95-000052.pdf][https://investor.equifax.com/news-events/press-releases/detail/1137/equifax-completes-acquisition-of-talx-corporation][https://investor.equifax.com/news-events/press-releases/detail/376/equifax-completes-acquisition-of-australias-leading-credit][https://investor.equifax.com/news-events/press-releases/detail/12/equifax-closes-acquisition-of-kount][https://investor.equifax.com/news-events/press-releases/detail/1190/equifax-completes-acquisition-of-appriss-insights][https://investor.equifax.com/news-events/press-releases/detail/1299/equifax-completes-acquisition-of-boa-vista-servios]\n\nFollowing the 2017 cybersecurity incident, chairman and CEO Richard Smith retired; Mark Begor became CEO in 2018. That year Equifax also began a multi-year technology modernization, including investment in its cloud platform. [https://investor.equifax.com/news-events/press-releases/detail/236/equifax-chairman-ceo-richard-smith-retires-board-of][https://investor.equifax.com/news-events/press-releases/detail/202/equifax-names-mark-begor-as-chief-executive-officer][https://www.equifax.com/newsroom/all-news/-/story/explaining-the-equifax-data-fabric/]\n[https://www.equifax.co.uk/resources/what-we-do/credit-experts-since-1899.html][https://investor.equifax.com/sec-filings/annual-reports/content/0000931763-97-000464/0000931763-97-000464.pdf][https://investor.equifax.com/sec-filings/annual-reports/content/0001104659-05-011449/0001104659-05-011449.pdf][https://investor.equifax.com/sec-filings/annual-reports/content/0000931763-95-000052/0000931763-95-000052.pdf][https://investor.equifax.com/news-events/press-releases/detail/1137/equifax-completes-acquisition-of-talx-corporation][https://investor.equifax.com/news-events/press-releases/detail/376/equifax-completes-acquisition-of-australias-leading-credit][https://investor.equifax.com/news-events/press-releases/detail/12/equifax-closes-acquisition-of-kount][https://investor.equifax.com/news-events/press-releases/detail/1190/equifax-completes-acquisition-of-appriss-insights][https://investor.equifax.com/news-events/press-releases/detail/1299/equifax-completes-acquisition-of-boa-vista-servios][https://investor.equifax.com/news-events/press-releases/detail/236/equifax-chairman-ceo-richard-smith-retires-board-of][https://investor.equifax.com/news-events/press-releases/detail/202/equifax-names-mark-begor-as-chief-executive-officer][https://www.equifax.com/newsroom/all-news/-/story/explaining-the-equifax-data-fabric/]", 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