{ "schemaVersion": 1, "organisationId": "O-d79bd2afae0846cb8a05df617d677f75", "slug": "customers-bancorp-inc", "name": "Customers Bancorp, Inc.", "updatedAt": "2026-10-02T12:13:45.629511Z", "sections": [ { "type": "OVERVIEW", "text": "Customers Bancorp, Inc. is a U.S. bank holding company whose principal subsidiary, Customers Bank, provides commercial and consumer banking through a technology-focused, branch-light model. Its services include business and consumer lending and deposits, specialized commercial finance, digital banking, payments and treasury services, and Banking-as-a-Service for fintech companies. [P16788597] [P88478012]\n\nThe bank is headquartered in Pennsylvania, with branches concentrated in Berks County and southeastern Pennsylvania. It serves customers across several northeastern states and California and Nevada, while some lending and specialized businesses operate nationally. The company’s stated founding goal was to enable customer prosperity, reflecting its customer-focused approach. [P16904740] [https://www.customersbank.com/investor-relations/about-us/]\n\nCustomers Bancorp reported $24.9 billion in assets at year-end 2025, $750.5 million in full-year 2025 net interest income, and $209.2 million in net income available to common shareholders. In its second-quarter 2026 report, assets were $26.52 billion as of June 30, 2026. [P88478012] [https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Reports-Results-for-Fourth-Quarter-and-Full-Year-2025-1777/] [T17859963]\n[P16788597][P88478012][P16904740][https://www.customersbank.com/investor-relations/about-us/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Reports-Results-for-Fourth-Quarter-and-Full-Year-2025-1777/][T17859963][https://www.customersbank.com/investor-relations/about-us/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Reports-Results-for-Fourth-Quarter-and-Full-Year-2025-1777/]", "updatedAt": "2026-10-02T12:13:45.629511Z" }, { "type": "PRODUCTS", "text": "Customers Bancorp offers commercial and consumer banking products, including checking, savings and money-market deposits, residential mortgages, personal loans, and payment and treasury services. Its commercial lending and finance offerings include commercial equipment finance, healthcare lending, real-estate specialty finance, fund finance, technology and venture-capital banking, financial-institution lending, and municipal finance. [P154879237][P154879840]\n\nFund-finance products include variable-rate lender-finance loans secured by collateral pools and capital-call lines secured by collateral pools and institutional investors’ limited-partnership commitments; the group also provides cash-management services to the alternative-investment industry. Mortgage finance provides short-term funding to mortgage companies between origination of residential mortgages and their sale into the secondary market, including through master repurchase agreements. [P154879840][P154879872]\n\nThe Bank’s proprietary cubiX platform provides B2B instant payments through APIs and operates 24/7/365. Launched in November 2024, it is not blockchain-based and followed the earlier CBIT blockchain-based digital-payments platform. The Bank also provides Banking-as-a-Service to fintech companies. [P14672354][P99918143][P71130980][P154879237]\n\nThe 2026 second-quarter and 2025 annual filings reviewed describe loan and deposit categories but do not disclose revenue, assets, or performance as a percentage for each named product or service. [P154879237][P16788597]\n[P154879237][P154879840][P154879872][P14672354][P99918143][P71130980][P16788597]", "updatedAt": "2026-10-02T12:13:45.629511Z" }, { "type": "GEOGRAPHY", "text": "Customers Bancorp, Inc.’s banking footprint is concentrated in the Northeast and Mid-Atlantic, with operations described in Berks and southeastern Pennsylvania; Westchester and Suffolk Counties and Manhattan, New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; and Portsmouth, New Hampshire. It also identifies markets in Southern California, the San Francisco Bay Area, and Las Vegas and Reno, Nevada. Its specialized lending and mortgage-finance products are offered nationally across the United States. [P154879835][P88478012]\n\nThe company also describes branches and limited-production and administrative offices in these markets, and a historical geographic corridor from Washington, D.C., to Boston. The filings reviewed do not provide regional percentages for revenue, assets, or deposits, or an employee breakdown by geography. [P104529845][P88478012][P154879835][P115423770]\n[P154879835][P88478012][P104529845][P115423770]", "updatedAt": "2026-10-02T12:13:45.629511Z" }, { "type": "SEGMENTS", "text": "Customers Bancorp reports one operating/reportable segment, which comprises 100% of consolidated results. The company does not disclose separate segment contribution percentages for its product lines or customer groups. For the six months ended June 30, 2026, the segment reported net income of $141.2 million and assets of $26.52 billion; for 2025, it reported net income of $224.1 million and year-end assets of $24.90 billion. [P154879646][T17860060][T17860061][P534247][T3730751]\n\nWithin that single segment, the company serves commercial and community banking customers, including businesses in healthcare, real-estate specialty finance, fund finance, technology and venture capital, financial institutions, mortgage finance, and commercial equipment finance. Its activities also include commercial real estate lending, payments and treasury services, consumer mortgages, personal loans and deposits, and fintech-related services, including Banking-as-a-Service. These are business and product focuses, not separately reported segments. [P16788597]\n[P154879646][T17860060][T17860061][P534247][T3730751][P16788597]", "updatedAt": "2026-10-02T12:13:45.629511Z" }, { "type": "HISTORY", "text": "Customers Bancorp traces its origins to 2009, when Jay Sidhu joined the institution then known as New Century Bank. The bank expanded through FDIC-assisted acquisitions of USA Bank in July 2010 and ISN Bank in September 2010, and Customers Bancorp’s incorporation documents were amended in 2012. [https://www.customersbank.com/investor-relations/about-us/][https://www.customersbank.com/investor-relations/jay-sidhu/][P190783286] The company became publicly listed in 2013 and entered student banking through its Higher One relationship that year. [https://www.customersbank.com/investor-relations/about-us/][P190779797]\n\nCustomers launched the digital-banking venture BankMobile in January 2015 and later agreed to acquire Higher One’s OneAccount student-checking and refund-disbursement business. [https://www.customersbank.com/investor-relations/press-releases/press-release/BankMobile-Technologies-a-Subsidiary-of-Customers-Bank-and-Megalith-Financial-Acquisition-Corp-Agree-to-Combine-to-Bring-a-Digital-Banking-Platform-to-the-Public-Market-under-the-New-Name-BM-Technologies-1299/][P190781545] In January 2021, BankMobile Technologies completed a merger with Megalith Financial Acquisition Corp. and became BM Technologies; BankMobile-serviced deposits and loans remained with Customers Bank. [P4074736][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Successful-Completion-of-BankMobile-Divestiture-1446/] Customers Bank and Tassat launched a blockchain-enabled instant-payment service in October 2021. [https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bank-and-Tassat-Launch-Blockchain-Enabled-Instant-Payments-on-TassatPay-1496/] In January 2026, Sam Sidhu became CEO, succeeding Jay Sidhu, who took the role of executive chairman. [https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Executive-Leadership-Transition-1701/][https://www.customersbank.com/investor-relations/press-releases/press-release/Sam-Sidhu-Appointed-to-Customers-Bancorp-Board-of-Directors-and-Named-CEO-as-Part-of-Previously-Announced-Succession-Plan-1692/]\n[P190783286][P190779797][P190781545][P4074736][https://www.customersbank.com/investor-relations/about-us/][https://www.customersbank.com/investor-relations/jay-sidhu/][https://www.customersbank.com/investor-relations/press-releases/press-release/BankMobile-Technologies-a-Subsidiary-of-Customers-Bank-and-Megalith-Financial-Acquisition-Corp-Agree-to-Combine-to-Bring-a-Digital-Banking-Platform-to-the-Public-Market-under-the-New-Name-BM-Technologies-1299/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Successful-Completion-of-BankMobile-Divestiture-1446/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bank-and-Tassat-Launch-Blockchain-Enabled-Instant-Payments-on-TassatPay-1496/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Executive-Leadership-Transition-1701/][https://www.customersbank.com/investor-relations/press-releases/press-release/Sam-Sidhu-Appointed-to-Customers-Bancorp-Board-of-Directors-and-Named-CEO-as-Part-of-Previously-Announced-Succession-Plan-1692/][https://www.customersbank.com/investor-relations/about-us/][https://www.customersbank.com/investor-relations/jay-sidhu/][https://www.customersbank.com/investor-relations/press-releases/press-release/BankMobile-Technologies-a-Subsidiary-of-Customers-Bank-and-Megalith-Financial-Acquisition-Corp-Agree-to-Combine-to-Bring-a-Digital-Banking-Platform-to-the-Public-Market-under-the-New-Name-BM-Technologies-1299/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Successful-Completion-of-BankMobile-Divestiture-1446/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bank-and-Tassat-Launch-Blockchain-Enabled-Instant-Payments-on-TassatPay-1496/][https://www.customersbank.com/investor-relations/press-releases/press-release/Customers-Bancorp-Announces-Executive-Leadership-Transition-1701/][https://www.customersbank.com/investor-relations/press-releases/press-release/Sam-Sidhu-Appointed-to-Customers-Bancorp-Board-of-Directors-and-Named-CEO-as-Part-of-Previously-Announced-Succession-Plan-1692/]", 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