{
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  "organisationId": "O-7607dd65bc744209b7056734982764d7",
  "slug": "chubb",
  "name": "Chubb Ltd",
  "updatedAt": "2026-10-03T22:12:52.425539Z",
  "sections": [
    {
      "type": "OVERVIEW",
      "text": "Chubb Ltd is a global insurance company offering commercial and personal property and casualty insurance, accident and supplemental health insurance, life insurance, agricultural insurance, and reinsurance. Its products include business coverage and personal lines such as auto, homeowners, marine, aviation, valuables, and umbrella liability; Chubb Life also offers life, health, and savings-oriented products. [T12929336][P4659078][T322567]\n\nChubb operates in 54 countries and territories. In FY2025, 43% of its business was transacted outside the United States, with gross premiums written across the U.S., Asia, Europe, the Middle East and Africa, Latin America, Bermuda, and Canada. [P73145157] For FY2025, the company reported total revenues of $59.402 billion and regional employee counts totaling 45,474. [T13479430][P73145157] Chubb describes its role as protecting individuals, families, and businesses from unpredictable risks and serving policyholders when needed. [https://about.chubb.com/culture/people.html]\n[T12929336][P4659078][T322567][P73145157][T13479430][https://about.chubb.com/culture/people.html]",
      "updatedAt": "2026-10-03T22:12:52.425539Z"
    },
    {
      "type": "PRODUCTS",
      "text": "Chubb’s commercial property-and-casualty products include commercial property, general and product liability, product recall, commercial auto, workers’ compensation, business owners’ policies, builders risk, construction wrap-ups, cyber, environmental, energy, aviation, marine, professional and management liability, directors and officers, employment practices, fiduciary, crime, political risk and trade credit, surety, and transactional risk coverage. Personal lines include home and automobile insurance, recreational marine and aviation, valuables, umbrella liability, and mobile-phone insurance. Accident and health products include personal and travel accident, supplemental health, hospital income, critical illness, cancer, disability, global medical, employee benefits, participant accident, and payment protection. [T16588416][T16588419][T16588420]\n\nChubb Life offers individual and group term, whole and universal life, unit-linked and endowment products, annuities, credit life, employee benefits, dental, critical illness, dementia, hospital cash, personal accident, and disability income coverage. Reinsurance products include catastrophe excess-of-loss and proportional treaties, reinstatement-premium protection, catastrophe bonds, and industry-loss warranties, as well as treaty coverage across accident and health, agriculture, auto, casualty, cyber, energy, professional liability, marine, surety, and workers’ compensation. [P145058900][P20735893][T12430150] In the 2Q 2026 presentation, Chubb’s product distribution was 25% Middle Market/Small Commercial P&C, 20% each Global Consumer A&H and Life, Personal Lines, and Large Corporate Commercial P&C, 9% Wholesale Specialty Commercial P&C, 4% Agriculture, and 2% Global Reinsurance. For the six months ended June 30, 2026, net premiums written were $28.710 billion, up 7.0% year over year; P&C was $24.484 billion and Life Insurance was $4.226 billion. [T16588417][T16220046]\n\nService capabilities include risk consulting by property-and-casualty engineering, health, safety, and environmental consultants, with risk-management and compliance support. Chubb’s Risk Consulting Exchange provides clients access to recommendations, service documents, dashboards, and risk trends across serviced locations. Chubb Studio supports embedded insurance through APIs for digital partner journeys from quote through sale to claim. [https://www.chubb.com/us-en/businesses/risk-consulting.html][https://www.chubb.com/us-en/business-insurance/risk-consulting-digital-solutions.html][https://www.chubb.com/us-en/partners/technology.html]\n[T16588416][T16588419][T16588420][P145058900][P20735893][T12430150][T16588417][T16220046][https://www.chubb.com/us-en/businesses/risk-consulting.html][https://www.chubb.com/us-en/business-insurance/risk-consulting-digital-solutions.html][https://www.chubb.com/us-en/partners/technology.html]",
      "updatedAt": "2026-10-03T22:12:52.425539Z"
    },
    {
      "type": "GEOGRAPHY",
      "text": "Chubb reports insurance operations in 54 countries and territories, with 43% of business transacted outside the United States. Its FY2025 gross-premium mix was 57% U.S., 18% Asia, 14% Europe/Middle East/Africa, 6% Latin America, and 5% Bermuda/Canada. [P73145157][T3072617]\n\nIn FY2025, regional premiums, employee counts, and offices were: North America, $41.0 billion, 17,115 employees, and 131 offices; EMEA, $8.8 billion, 4,704 employees, and 63 offices; Asia, $12.1 billion, 17,956 employees, and 892 offices; and Latin America, $4.0 billion, 5,699 employees, and 73 offices. [T6949245][P73145157] Chubb identifies Zurich, Switzerland as its headquarters, and lists executive offices in Zurich, Philadelphia, and New York. [https://www.chubb.com/content/dam/annual-corporate-governance/2026/a-chubb-limited/chubb-2025-sustainability-report.pdf][https://www.chubb.com/us-en/contact-us/locations.html] Its country listings include markets across Asia-Pacific, EMEA, and Latin America, including Australia, China, Japan, the U.K., France, South Africa, Brazil, and Mexico. [https://about.chubb.com/who-we-are/country-selector.html][https://www.chubb.com/br-pt/contact/branches.html][https://www.chubb.com/mx-es/about-us/chubb-seguros-contactenos.html]\n[P73145157][T3072617][T6949245][https://www.chubb.com/content/dam/annual-corporate-governance/2026/a-chubb-limited/chubb-2025-sustainability-report.pdf][https://www.chubb.com/us-en/contact-us/locations.html][https://about.chubb.com/who-we-are/country-selector.html][https://www.chubb.com/br-pt/contact/branches.html][https://www.chubb.com/mx-es/about-us/chubb-seguros-contactenos.html]",
      "updatedAt": "2026-10-03T22:12:52.425539Z"
    },
    {
      "type": "SEGMENTS",
      "text": "Chubb reports six business segments. North America Commercial P&C Insurance provides commercial property and casualty, accident and health coverages and services, and contributed approximately 38.4% of 2025 net premiums earned. [P92772718][T6521997] North America Personal P&C Insurance focuses on personal lines, including homeowners, high-value autos and liability, and contributed about 12.8%. [P15295312][T6521997] North America Agricultural Insurance offers crop and farm-related insurance and contributed about 5.5%. [P80612473][T6521997] Overseas General Insurance covers commercial and consumer property and casualty business outside North America and contributed about 27.1%. [P9853830][T6521997] Global Reinsurance assumes traditional and specialty reinsurance and contributed about 2.6%. [P24483690][T6521997] Life Insurance provides individual and group life and related benefits, principally in Asia and Latin America, and contributed about 13.6%. [P51574181][T6521997] Percentages are approximate shares of the $53.014 billion in consolidated 2025 net premiums earned, not shares of total revenue including investment income and other items. [T6521997]\n\nThese six are the company’s formal business segments. [P88536871][P91477760] Chubb also discloses regional results within Overseas General Insurance, but those are supplemental geographic disclosures rather than additional reportable business segments. [P42365980]\n[P92772718][T6521997][P15295312][T6521997][P80612473][T6521997][P9853830][T6521997][P24483690][T6521997][P51574181][T6521997][T6521997][P88536871][P91477760][P42365980]",
      "updatedAt": "2026-10-03T22:12:52.425539Z"
    },
    {
      "type": "HISTORY",
      "text": "Chubb’s history draws on several predecessor companies: the Insurance Company of North America was founded in Philadelphia in 1792, and in 1882 Thomas Caldecot Chubb and his son Percy started a marine-insurance underwriting business in New York. ACE Limited was formed in Bermuda in 1985 to provide excess-liability and directors’ and officers’ insurance. In 1999, ACE acquired Cigna’s property-and-casualty businesses, including INA, adding a major part of the company’s insurance lineage and international operations.[https://about.chubb.com/who-we-are/history.html]\n\nACE broadened its business through acquisitions including Combined Insurance in 2008 and Rain and Hail Insurance Service in 2010. In 2015 ACE agreed to acquire The Chubb Corporation; the transaction closed in January 2016, and ACE adopted the Chubb name globally. In 2022, Chubb completed the acquisition of Cigna’s personal-accident, supplemental-health and life-insurance businesses in six Asia-Pacific markets.[https://chubb.mediaroom.com/2008-04-01-ACE-Completes-Acquisition-of-Combined-Insurance-Company-of-America][https://chubb.mediaroom.com/2010-12-28-ACE-Completes-Acquisition-of-Rain-and-Hail-Insurance-Service-Inc][https://investors.chubb.com/News--Events/news/news-details/2015/ACE-to-Acquire-Chubb-for-28.3-Billion-in-Cash-and-Stock-07-01-2015/default.aspx][https://news.chubb.com/2016-01-14-ACE-Completes-Acquisition-of-Chubb-Adopts-Chubb-Name-and-Launches-New-Chubb-Brand][https://news.chubb.com/2022-07-01-Chubb-Completes-Acquisition-of-Cignas-Personal-Accident%2C-Supplemental-Health-and-Life-Insurance-Business-in-Asia-Pacific]\n[https://about.chubb.com/who-we-are/history.html][https://chubb.mediaroom.com/2008-04-01-ACE-Completes-Acquisition-of-Combined-Insurance-Company-of-America][https://chubb.mediaroom.com/2010-12-28-ACE-Completes-Acquisition-of-Rain-and-Hail-Insurance-Service-Inc][https://investors.chubb.com/News--Events/news/news-details/2015/ACE-to-Acquire-Chubb-for-28.3-Billion-in-Cash-and-Stock-07-01-2015/default.aspx][https://news.chubb.com/2016-01-14-ACE-Completes-Acquisition-of-Chubb-Adopts-Chubb-Name-and-Launches-New-Chubb-Brand][https://news.chubb.com/2022-07-01-Chubb-Completes-Acquisition-of-Cignas-Personal-Accident%2C-Supplemental-Health-and-Life-Insurance-Business-in-Asia-Pacific]",
      "updatedAt": "2026-10-03T22:12:52.425539Z"
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