# BARCLAYS

Summary updated: 2026-10-03T21:40:57.970217Z
Canonical: https://finbar.com/research/companies/barclays

## Overview

Barclays is a UK-centred global banking and financial-services group. Its five businesses span UK retail and business banking, corporate banking, private banking and wealth management, investment banking, and US consumer banking, including co-branded cards, deposits and personal loans. Barclays describes its vision as “The UK-centred leader in global finance” and its purpose as “Working together for a better financial future.” [1](https://app.finbar.com/go?id=P4385332)[2](https://app.finbar.com/go?id=P90018718)

The Group’s footprint combines a substantial UK customer base and US consumer banking with investment-banking services for corporate and institutional clients internationally; its private banking and wealth-management business serves clients across the UK, Europe, the Middle East and Asia. In 2025, Group income was £29.1 billion. The company’s reported customer scale includes over 20 million Barclays UK customers and more than 25 million US Consumer Bank customers. [1](https://app.finbar.com/go?id=P4385332)[3](https://app.finbar.com/go?id=T4470921)
[1](https://app.finbar.com/go?id=P4385332)[2](https://app.finbar.com/go?id=P90018718)[3](https://app.finbar.com/go?id=T4470921)

## Products & services

Barclays offers UK personal banking products including current accounts, mortgages, savings and credit cards, alongside business accounts, loans, overdrafts and online and app banking. Named UK cards include Barclaycard Avios and Barclaycard Avios Plus, which offer Avios rewards. Its US Consumer Bank provides co-branded cards, deposit accounts and personal loans; examples include Barclays View Mastercard, JetBlue Card and JetBlue Plus Card, with different rewards and fees. [4](https://www.barclays.co.uk/)[5](https://www.barclays.co.uk/credit-cards/avios-cards/barclaycard-avios/?selectedThemeId=24)[6](https://www.barclays.co.uk/business-banking/)[7](https://cards.barclaycardus.com/banking/cards/barclaysview/)[8](https://cards.barclaycardus.com/banking/cards/jetblue-card/)[9](https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/)

For corporate and institutional clients, Barclays provides lending, transaction banking, cash management, trade and working-capital solutions, international payments and risk management. Its private banking and wealth offerings include financial planning, advice and digital investing; the UK Smart Investor platform was renamed Direct Investing in 2026, with investments, features and service unchanged. The Investment Bank serves clients through Global Markets and Investment Banking, with capabilities spanning FICC, equities, advisory, equity and debt capital markets, corporate lending and transaction banking. [1](https://app.finbar.com/go?id=P4385332)[10](https://app.finbar.com/go?id=P83444374)[11](https://app.finbar.com/go?id=T1592698)[12](https://home.barclays/news/press-releases/smart-investor-name-change-to-digital-investing/)

For 2025, Barclays reported that Financing, Retail and Corporate income streams together accounted for 74% of Group income. The Investment Bank reported £13.055bn in total income: £8.654bn from Global Markets and £4.401bn from Investment Banking, equivalent to approximately 66% and 34% respectively. Global Markets income included £5.429bn from FICC and £3.225bn from equities; Investment Banking included £676m advisory, £278m equity capital markets, £1.510bn debt capital markets, £247m corporate lending and £1.690bn transaction banking. [13](https://app.finbar.com/go?id=T10215427)[11](https://app.finbar.com/go?id=T1592698)
[1](https://app.finbar.com/go?id=P4385332)[10](https://app.finbar.com/go?id=P83444374)[13](https://app.finbar.com/go?id=T10215427)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[11](https://app.finbar.com/go?id=T1592698)[4](https://www.barclays.co.uk/)[5](https://www.barclays.co.uk/credit-cards/avios-cards/barclaycard-avios/?selectedThemeId=24)[6](https://www.barclays.co.uk/business-banking/)[7](https://cards.barclaycardus.com/banking/cards/barclaysview/)[8](https://cards.barclaycardus.com/banking/cards/jetblue-card/)[9](https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/)[12](https://home.barclays/news/press-releases/smart-investor-name-change-to-digital-investing/)

## Geographic presence

Barclays’ geographic footprint includes the UK and US as major markets, with global activity in its Investment Bank. Its Group head office is at 1 Churchill Place, London. The company also identifies a New York investor-relations address at 745 Seventh Avenue; this is a contact location rather than a complete office directory. [14](https://app.finbar.com/go?id=T17540194)[15](https://app.finbar.com/go?id=T17540187)[16](https://home.barclays/contact-us/)[17](https://home.barclays/contact-us/group/investor-relations/)

The FY2025 disclosures reviewed do not provide a country- or region-level revenue split. They do report geographic information on average interest-earning assets and related interest by UK and non-UK, which is distinct from total revenue by geography; credit-risk concentrations are grouped as United Kingdom, Americas, Europe and Others. [18](https://app.finbar.com/go?id=T17541129)[19](https://app.finbar.com/go?id=T17540502) Barclays has also identified Global Service Centres in Mumbai, Noida and Chennai, a campus in Pune, and a move of its Corporate & Investment Banking and Private Bank offices to Raheja Altimus in Worli, Mumbai. In April 2025, it reported having over 29,000 colleagues in India. [20](https://home.barclays/news/press-releases/2024/12/barclays-bank-plc-and-the-barclays-private-bank-relocate-to-rahe0/)[21](https://home.barclays/news/press-releases/2025/04/uk-india-growth-opportunities--more-to-do--/)
[14](https://app.finbar.com/go?id=T17540194)[15](https://app.finbar.com/go?id=T17540187)[18](https://app.finbar.com/go?id=T17541129)[19](https://app.finbar.com/go?id=T17540502)[16](https://home.barclays/contact-us/)[17](https://home.barclays/contact-us/group/investor-relations/)[20](https://home.barclays/news/press-releases/2024/12/barclays-bank-plc-and-the-barclays-private-bank-relocate-to-rahe0/)[21](https://home.barclays/news/press-releases/2025/04/uk-india-growth-opportunities--more-to-do--/)

## Business segments

Barclays reports five operating businesses: Barclays UK, serving UK retail and smaller business customers; Barclays UK Corporate Bank, serving mid-sized and larger UK companies; Barclays Private Bank and Wealth Management, offering private banking, financial planning and digital investing; Barclays Investment Bank, comprising Global Markets, Investment Banking and International Corporate Banking; and Barclays US Consumer Bank, providing partner-branded cards, deposit accounts and personal loans. [22](https://app.finbar.com/go?id=T8528933)

For the six months ended 30 June 2026, their respective shares of Group total income were approximately 27.4%, 6.6%, 4.3%, 48.4% and 12.8%. Head Office was reported separately at approximately 0.5%; the denominator was Group total income of £16,501m. Percentages are calculated from reported segment income and are rounded. [23](https://app.finbar.com/go?id=T16416002)
[22](https://app.finbar.com/go?id=T8528933)[22](https://app.finbar.com/go?id=T8528933)[22](https://app.finbar.com/go?id=T8528933)[22](https://app.finbar.com/go?id=T8528933)[22](https://app.finbar.com/go?id=T8528933)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[23](https://app.finbar.com/go?id=T16416002)[24](https://home.barclays/investor-relations/reports-and-events/financial-results/)[25](https://home.barclays/content/dam/home-barclays/documents/investor-relations/reports-and-events/annual-reports/2025/Barclays-PLC-Annual-Report-2025.pdf)

## Company history

Barclays traces its origins to goldsmith bankers John Freame and Thomas Gould, who were doing business on Lombard Street by 1690; James Barclay joined the partnership in 1736 [26](https://home.barclays/archive-barclays/stories/Lombard-Street/). In 1896, twenty private banks combined to form Barclay and Company Limited, and in 1925 the bank expanded its overseas business through the formation of Barclays Bank (Dominion, Colonial and Overseas) [27](https://home.barclays/archive-barclays/stories/Barclays---a-quick-history/).

In the 1960s, Barclays launched Barclaycard in 1966 and opened its Enfield pilot cash machine in 1967 [28](https://home.barclays/archive-barclays/stories/barclaycard/)[29](https://home.barclays/archive-barclays/stories/Cash-machines/). Later major expansions included the acquisition of the Woolwich building society in 2000 and a controlling stake in South Africa’s Absa Group in 2005 [27](https://home.barclays/archive-barclays/stories/Barclays---a-quick-history/)[30](https://home.barclays/archive-barclays/founding-banks/absa-group/). In 2008, Barclays acquired Lehman Brothers’ North American investment-banking and capital-markets business [31](https://home.barclays/content/dam/home-barclays/documents/investor-relations/annualreports/ar2008/2008-barclays-plc-annual-review.pdf). Barclays began reducing its stake in Barclays Africa in 2016 and sold its controlling interest in 2017 [32](https://home.barclays/news/2017/02/2016-full-year-results/)[33](https://home.barclays/news/2017/10/2017-q3-results/).
[26](https://home.barclays/archive-barclays/stories/Lombard-Street/)[27](https://home.barclays/archive-barclays/stories/Barclays---a-quick-history/)[28](https://home.barclays/archive-barclays/stories/barclaycard/)[29](https://home.barclays/archive-barclays/stories/Cash-machines/)[30](https://home.barclays/archive-barclays/founding-banks/absa-group/)[31](https://home.barclays/content/dam/home-barclays/documents/investor-relations/annualreports/ar2008/2008-barclays-plc-annual-review.pdf)[32](https://home.barclays/news/2017/02/2016-full-year-results/)[33](https://home.barclays/news/2017/10/2017-q3-results/)

## Sources

1. [BARCLAYS — Full financial report (2025 Y), p16](https://app.finbar.com/go?id=P4385332)
2. [BARCLAYS — Full financial report (2025 Y), p14](https://app.finbar.com/go?id=P90018718)
3. [BARCLAYS — Full financial report (2025 Y), p14](https://app.finbar.com/go?id=T4470921)
4. [www.barclays.co.uk](https://www.barclays.co.uk/)
5. [www.barclays.co.uk](https://www.barclays.co.uk/credit-cards/avios-cards/barclaycard-avios/?selectedThemeId=24)
6. [www.barclays.co.uk](https://www.barclays.co.uk/business-banking/)
7. [cards.barclaycardus.com](https://cards.barclaycardus.com/banking/cards/barclaysview/)
8. [cards.barclaycardus.com](https://cards.barclaycardus.com/banking/cards/jetblue-card/)
9. [cards.barclaycardus.com](https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/)
10. [BARCLAYS — Full financial report (2025 Y), p181](https://app.finbar.com/go?id=P83444374)
11. [BARCLAYS — Full financial report (2025 Y), p370](https://app.finbar.com/go?id=T1592698)
12. [home.barclays](https://home.barclays/news/press-releases/smart-investor-name-change-to-digital-investing/)
13. [BARCLAYS — Full financial report (2025 Y), p181](https://app.finbar.com/go?id=T10215427)
14. [BARCLAYS — Full financial report (2025 Y)](https://app.finbar.com/go?id=T17540194)
15. [BARCLAYS — Full financial report (2025 Y)](https://app.finbar.com/go?id=T17540187)
16. [home.barclays](https://home.barclays/contact-us/)
17. [home.barclays](https://home.barclays/contact-us/group/investor-relations/)
18. [BARCLAYS — Full financial report (2025 Y)](https://app.finbar.com/go?id=T17541129)
19. [BARCLAYS — Full financial report (2025 Y)](https://app.finbar.com/go?id=T17540502)
20. [home.barclays](https://home.barclays/news/press-releases/2024/12/barclays-bank-plc-and-the-barclays-private-bank-relocate-to-rahe0/)
21. [home.barclays](https://home.barclays/news/press-releases/2025/04/uk-india-growth-opportunities--more-to-do--/)
22. [BARCLAYS — Full financial report (2025 Y), p16](https://app.finbar.com/go?id=T8528933)
23. [BARCLAYS — Press release (2026 Q 2), p6](https://app.finbar.com/go?id=T16416002)
24. [home.barclays](https://home.barclays/investor-relations/reports-and-events/financial-results/)
25. [home.barclays](https://home.barclays/content/dam/home-barclays/documents/investor-relations/reports-and-events/annual-reports/2025/Barclays-PLC-Annual-Report-2025.pdf)
26. [home.barclays](https://home.barclays/archive-barclays/stories/Lombard-Street/)
27. [home.barclays](https://home.barclays/archive-barclays/stories/Barclays---a-quick-history/)
28. [home.barclays](https://home.barclays/archive-barclays/stories/barclaycard/)
29. [home.barclays](https://home.barclays/archive-barclays/stories/Cash-machines/)
30. [home.barclays](https://home.barclays/archive-barclays/founding-banks/absa-group/)
31. [home.barclays](https://home.barclays/content/dam/home-barclays/documents/investor-relations/annualreports/ar2008/2008-barclays-plc-annual-review.pdf)
32. [home.barclays](https://home.barclays/news/2017/02/2016-full-year-results/)
33. [home.barclays](https://home.barclays/news/2017/10/2017-q3-results/)

AI-generated summary; may contain errors. Not investment advice. Sign up to Finbar to view original document sources and access worldwide fundamental financial data and intelligence.